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Brunel Email - saying you can get credit card balances written off
I've just had an email (shown below) from Brunel Franklin Does anyone know if there is any truth in it? Thanks (This is the wording) 1) You still owe £5,000 on your loan or credit card 2) You originally borrowed £25,000 or less 3) You took out your loan or credit card before 1st April 2007 [FONT=Arial, Helvetica,…
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credit card for BFPO address
hi there can anyone pelase let me know which compnay will offer a credit card to those of us with a bfpo address? i have a uk abbey account but as i have not been in uk for several there is no record of me being there even though i am a uk resident. military life sucks some times. so does anyone know which banks offer…
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Estimated CC interest. Is this correct?
Hi All, I have a Halifax one CC with 0% on purchase. I stupidly went over the limit of £3050 on the 31st May by £93.42. Of course I had a leter and a £12 charge, which they removed once I called them. And of course I've lost the interest free period on my balance, but that's OK cos I paid off the balance in full once I…
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Lloyds TSB Airmiles Duo - late payment fee?
Can someone help me. I applied for these when it was recommended in order to get !,000 free AIrmiles. I made an initial purchase of about £12, paid promptly when I got the statement in March. I then spent another £25 in April and today I got a statement where I have been charged £12 + interest because I have missed payment…
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No free wine from First Direct ~ Visa card
I've just been messaged from FD to say that the free 6 bottles of wine promotion did not apply to the Gold Visa Card. Anyone else with a similar story. Is it sharp practice / misleading advertising by FD? I'll cut up my card, I only applied (got the card) to get the wine as this site suggested. Cheers (or not) Mike
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Credit Crunched, some light relief...
Hello People, Feeling the pinch now inflation, the housing market, and fuel prices are rocketing? Well this wont get you out of a hole but it might help you to smile about your predicament. Its a Credit Crunched Street Art video doing the rounds on the web: http://www.youtube.com/watch?v=v9eWghc1ewU Its not spam as its…
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Credit Card Compensation
I have recently been approached by a company based in Manchester that claims it has discovered a discrepancy in CCA terms and conditions which enables credit card balances to be wiped out, and compensation payable on any mortgage, secured loan or carloan agreement taken out between 1990- April 2007. They are so confident…
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Pying ultilities / regular bills using credit card
Hi all Not sure if this warrants a sticky or not, but I thought it might be a good idea to have a thread where people posted experiences with paying utilities, regular bills etc using a credit card. The important thing to stress is that it must be without any serious penalty, such as being classed as a cash advance. I…
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What would be the best way for me to make money from credit cards, look in!
Hi guys, I do not need to borrow any money, but I want to work a card to make me money. My first thought was a cashback card, and this site says that if you always pay off in full every month, a cashback card is what you want...I'm not 21 years old, and do not have an income of over 20k, so the Capital One and Amex cards…
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MBNA balance transfer
Thought this info might be useful. I have a zero per cent transfer with an MBNA amex, nearing the end of the offer, and phoned asking if it were possible to extend the deal. They said they were unable to extend the zero per cent, but checked my other MBNA cards for offers. Surprisingly there was an offer marked on another…
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Egg £16 overlimit fee
It appears to be my month for charges. first I get £25 from A&L for being £13 over my OD limit for a day while cheques cleared (which they refunded a week after I complained) and now EGG have added £16 on my statment for going £19.17 over my limit, for only 3 days. Im surpried they let the payments go through in the first…
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M & S Credit Card? Paying Online....
Hi All I have a M & S card, which I have a DD for min payment each month, then pay rest of statement balance before the payment date, effectively paying off in full each month. Last Friday, I went to make an additional payment of approx £1k, and a new screen popped up on the M & S site. It said "We may ask for further…
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Best card for...
Hi, I'm looking for the best emergency credit card and holiday card. I would like to only own one card which as I said will only be used very occasionally in absolute emergencies, say if the car breaks down for example. Also I was wondering if this card may double up as a good holiday card? Or should I steer clear of using…
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Minimum payments but dont cover interest
I have a platinum MBNA credit card and have taken a close look in the last week where all my finances are at. I dont know if I am the only one who shoves the statement in a file in the knowledge that all my outgoings are covered by direct debit. I dont have the time to scrutinise everything. I have noticed that my balance…
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12k debt
Hello i am after some help my personal debt is running at 12.3k,i am lucky enough that someone is paying for me to go travelling for 12 months but i need to service my debt whilst away. nationwide [EMAIL="loan@7.9%"]loan@7.9%[/EMAIL] £7,626.41 rbs credit card 0% until 09/2008 £2800 tescos credit card 0% until 02/2008…
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Credit card Insurance and protection
Hello, I'm hoping that someone can help me, I'm looking for advice. I've had a bad deal with a credit card, I've now finally been able to shift some of it to a life of balance account. However, I don't know what to do about the insurance. Is Credit Card insurance a good idea? It seems that having it is a good idea. am I…
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ridiculously high interest. Help
I have an Abbey card which has balance of £7500. My minimum payment this month is £208 which i am finding extremely hard to pay along with numerous other debts. I noticed that interest charged last month was £205!!! So that means that if i pay £208 the balance will only go down by £5. I can't carry on like like this. Is it…
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Am I better off with Egg Money card instead of Egg card?
I currently have a negative balance on my Egg Card of £3.5k and dont pay it off in full each month. Would I be better off with the Egg Money card instead in view of this @ 7.9% APR. My Egg card carries a 16.9 APR... Thanks for any advice. Ferry
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how to get a credit card?
Good morning This is my first topic :D I'm in Algeria and I want to know how to get a credit card and what's the least expensive. thank you
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when paying off your cc ...
hello, I have a Barclaycard that has a 0% balance transfer until next year and 0% on purchases for 3 months. I transferred the balance first then made a purchase. When paying my cc bill each month does some money go towards the balance transfer and then some to the purchase or will I be paying interest after the initial 3…
