📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

credit check for company credit card

hi guys,
just got a promotion at work & i will be getting a company credit card for expenses.

it is quite a large national company & was wondering will the card issuer have to do a credit check for a company card.

i dont have any ccj's but have missed a couple of payments (loan payments & my own credit card) in the last year.

will this go against me & if it is likely should i approach the fiance dept & tell them everything & hold off with the card till i get my own fiances totaly sorted out.

cheers guys
happy to be debt free (apart from mortgage: £111,000 @ sept 15)

Comments

  • emmy05
    emmy05 Posts: 2,085 Forumite
    im pretty sure as youre just a named holder as such on a company credit card, you wouldnt need to go through a credit check x
  • Hi!
    Don't worry at all. :j
    You're simply a named card holder and have no responsibility for the credit facility. There will be no credit check when they issue your card.
    Well done and good luck with the promotion!
    Happy. x
    Happy and thankful with never enough time to do everything
    :rotfl:

  • cheers guys, feel better now.:j

    was just worried that i would hold me back.

    worked hard to get my debt sorted out & some paid off & really want to leave my troubles behind me now & look to the future
    happy to be debt free (apart from mortgage: £111,000 @ sept 15)
  • Hi

    In a Company I used to work for, I was a named card holder on a Gold Amex card and, initially, had the same concerns as you that my financial history would cause a problem. However, although my card took a little longer to come through which caused me a few palpitations, I did get a card issued with no queries of any sort.
    Hope this helps to reassure you.
    ATB
    I must go, I have lives to ruin and hearts to break :D
    My attitude depends on my Latitude 49° 55' 0" N 6° 19' 60 W
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.