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Morgan Stanley/Goldfish now charging £20 pa!
I got a Morgan Stanley card some time ago due to the good cashback rate and my tendency to always pay off my entire balance each month. Now Barclaycard have taken over, it seems that they are going to charge card holders £20pa just for having the credit card! OK, so they're waiving the fee this month, but next year, all…
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HSBC Credit Card
Both myself and my ex-fiance are having a bit of trouble with the HSBC. We both went on reduced payments as my ex lost her job. After six months the HSBC took us both to DG Solicitors who have been quite nasty and very threatening towards us both. I've been threatened with my job and threatened with my property being…
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Confused over selection of new card
I've been reading up on credit cards and am becoming more and more confused. I want to take the family on holiday to mainland spain or tenerife and am looking for a card that will help pay towards the flight costs. Am i better off going for one of the airmiles cards, a nectar credit card, the tesco credit clubcard or a…
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Capital One Platinum Card
My friend has just been accepted for this card. It offers 0% for 15 months on purchases and transfers the latter with a 3% fee. I presume this card is one of the few it is safe to do both at the same time without incurring interest? I recall a article advising against this and getting two separate cards in most cases.
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credit card
Most of the people getting attracted to its service of providing good interest rate on credit, loans, etc. and it is also famous for its good customer service through various offers. Where providing best customer service is the main goal of this organisation. ethan…
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what is the difference between the two???
so my question is what is the difference between 1. a recorded search 2. a un-recorded search apart from the fact a lender cant see that a unrecorded seach has been made what info can they see on a unrecorded search that is different to a recorded search on your credit file can anyone explain?:confused:
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Credit Crunch
The long arm of the credit crunch. Well the banks caused the bloody problem in the first place by giving any old Tom, !!!!!! or Harry who simply said they earned over £30,000 a year... 110% mortgages. Now the banks have to be a bit more fussy it would seem! Had a letter today from my bank about my ‘unused’ credit card.…
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Best way to pay off a 6 months interest free loan
I purchased an item costing a fair bit of money and managed to get a six months interst free deal. I have the money in the bank to pay it off but I was wondering if i could use my credit card to get some cash back. I am led to believe that you can't pay off credit with credit, is this correct ?
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Balance transfer help!!
Hello all, this is my first post, i have visited these forums for some time but am now in need of some advise, I hope someone can help! I have three credit cards: MBNA balance £3500 APR 23% Citi balance £750 APR 24% Barcaly card balance £2200 APR 24% I applied for an Abbey credit card in the hope that I could balance…
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Balance transfer help!!
Hello all, this is my first post, i have visited these forums for some time but am now in need of some advise, I hope someone can help! I have three credit cards: MBNA balance £3500 APR 23% Citi balance £750 APR 24% Barcaly card balance £2200 APR 24% I applied for an Abbey credit card in the hope that I could balance…
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Capital one cashback card
Hi all, just been approved for a capital one cashback card but having read the agreement it seems the 4% offer only runs until the 1st August and not September as advertised. This effectively gives me only one month of purchases at the 4% rate. Has anyone had this happen to them and if so, have you managed to negotiate a…
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HSBC Credit Card
How long does it take for HSBC to reply back on credit card applications. If I had been accepted wouldn't the card show up in the account section of internet banking. basically what happens next? thanks.
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Please Delete Post
Please delete post.
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Free credit reports - why can't we Brits get them?
I know we can get them once if we sign up to Experian and Equifax's free trial. But why is it that the Yanks and Ozzies get them free, when we have to pay £6. And the Americans even get a website they can get them from, and we have to try and decode those statutory things. Cheek of it. Can't be right, can it? Anybody know…
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Should I transfer the balance
Trying to reduce our monthly payments and have two 0% credit cards, Cap one and Barclays. If I transfer the balance of the Barclays to the Cap One would the monthly payment be the lower than the two added together as they are. Thank you.
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Liquidation - Recourse to Credit Card Company
We've just learnt that the shop we bought all our equipment for our twins arrival in August (cot beds, prams, car seats, etc) has gone into liquidation. We have not received anything from them (and it seems as if they have not paid the suppliers for months, thieving b'tards!). We paid on our credit card, and was wondering…
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Prepaid Credit Card
Hi all, Any advice please on a prepaid credit card? ie best one, best rates, etc. Thanks a lot
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Credit Report!
Hi All Relatively New To The Site But I Visit Every Day To Read Threads. I Have Just Read My Credit Report A Free Service Thing Thru My Cap1 Cc And I Have Noticed I Have A Linked Address Which Is Exactly The Same As Mine But In A Different Village Not To Far From Me. It Has Some Details For Me At This Address ( I Have…
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Paying off a lloydstsb card with funds on another lloydstsb card
i'm currently doing a balance transfer to virgin for 0%. unfortunately i only had one of my lloyds cards with me at the time so i just put the full lot onto that. which should leave me with £1000 credit, i presume the only way to access this is to withdraw as cash? i need to use these funds to pay another lloydstsb card.
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Best way to pay for holiday - Cedit Card?
Hi, Me and my girlfriend are going on holiday end September a fly drive in New England in the States. I was wondering what the best way to pay for this is? We have paid £150 deposit, and the remaining £2,470 is due mid Juuly (10 weeks before departure). We have the cash in the bank ready to go, but I was wondering if it…
