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HSBC VISA Credit Card
Hi all Does anybody if HSBC still issue Visa credit card? I used to see their offer on their website, but now only the mastercard is being adverted. Thanks in advance.
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egg card stoozing trick
was thinking of trying this where i use a 0% balance card and transfer a payment to it so then the egg card will be in credit then transfer the postive balance to my current account. my credit rateing is good but want to get as high amount as possible would it be possible to get a 0% balance transfer card in my mums name…
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Advice needed on Dad's debt
Hi All My dad is 64 at the end of this year and if he is to be believed he will have just finished paying off his mortgage. He works self employed but has somehow managed to get himself into substantial debt. He has taken out a £10,000 loan for a woman who used him and left him with the loan after promising to pay the…
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UK credit card or Australian one??
I have relocated to Australia for work, and will be here for the next 4 years. I have a UK credit card which I am currently trying to pay off. I owe about 4500 pounds. It’s a Halifax One credit card. I would like to know what is best to do… whether to transfer the funds to another UK credit card which has a 0% balance…
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Is this a "Joint Credit Card"?
Hi I am asking this on behalf of my friend who is currently going through a griefy divorce. Her problem is this.... Her husband has a Tesco credit card on which she is a 2nd card holder (she has her own Tesco CC too) My friend only uses the joint card for household purchases (food, clothes for kids etc) and puts around…
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Abbey Cashback card
Hi I've been using one of these cards and have just received my last statement which no longer shows any cashback. Fine - no probs. What's the best thing to do for my credit history? Keep the account open (but cut up card - I don't want to be tempted to use it unnecessarily ;) ) or should I write and cancel the card? I may…
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cca letter help please
Q.Sent cca letter to DCA = 12+2+30, recieved reply on the 30th day Their reply was , Statement(s) of Account, Notice of Assignment, Letter of Introduction, Q is this A true cca for a credit card :confused: ?? Q.What does a cca agreement look like and would it have to be signed by both sides ? Q. And if a cca is not the…
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What applications give an instant online decision
Apologies if there's already a list, please refer me to it if so. Can anybody say what cards give an accepted/rejected decision online (as opposed to a mere "form filling in" exercise) ? I accept you may always run the risk of a referral but can anybody elaborate further. My understanding is the following DO give instant…
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Halifax Credit Card-Amusing!!
Hi guys and dolls, I had to laugh at this one today-i've been helping my partner consolodate his dregs of balances on a few different interest accruing CC's-it only amounts to a few hundred pounds but they were just annoying not being in one place. He has had a halifax CC for last few years and he has been paying the…
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Goldfish
Just noticed Goldfish have withdrawn reward scheme. Anyone know if you can claim outstanding points balance? I have quite a lot and will not be happy if I can't. I will have to find another card anyway as this was the only reason I was with them.
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Advice re late husband's credit card debt
My husband died last month and I have since discovered he owed around £24,000 on credit cards. We jointly owned a house and had a joint bank account with joint savings. I need the joint savings to live on until I can sell the house and pay off our mortgage. There is equity of about £400K on the house. Will I be liable to…
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A good rating takes time
I was wondering how long it takes to build a good enough credit rating to be eligible for the 0% deals?
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on a Reduced payment scheme with barclaycard & without notice upped the interest rate
hi, i have been on a reduced payments for 9 months with Barclaycard visa due to cut in income ...was paying monthly agreement of £60 a month and interest was still getting added on at 12% got statement in yeaterday morning and noticed it had jumped up to 23% making the monthly interest near enough what i'm paying them each…
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Advice needed on benefits of stoozing in my position with 30k credit card debt
I am hoping someone can help me. I have about £30k debt on various credit cards, of which Egg is £3k with 21.9% APR. It is my lowest debt and not my highest APR debt. Is there any benefit in paying that off first so I can stooze, or is it still best to go for the highest APR debt first? I could get that one cleared soonest…
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help egg internal transfer
I have a large positive balance on my egg money card (ho Hum) and want to transfer to egg ISA and egg saving accounts.Egg say this is not allowed.Surely this shouldn't be a problem.I can't contact egg as they're doing web maintenance today.Anybody help me with advice.Cheers.
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Xfer balance from a loan to a 0% credit card??
Hi. Can anyone tell me if you can transfer a balance from an existing loan to a credit card to take advantage of 0% interest. I currently have a loan with Lloyds and am being charged 10.9% apr and wondered if i can shift all of the 7K balance to 1 or more credit cards which offer 0% interest to pay off the whole amount…
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Sky Credit Card
I've just been sent some credit card cheques from Sky. Nothing strange about that, except I don't have their credit card! I couldn't ring them - no number anywhere unless you know your credit card no. - so I wrote a week or so ago and have had no reply yet. Does anyone know if their card is linked with any others? Have…
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Phil
I have recenty taken out a Thomas Cook credit card to pay for a holiday with 3 months free credit. I hace just had my first statement on which they have made a LATE CHARGE ASSESSMENT OF £12 -OUCH! Is this an error which I should take up with Cooks/Barclays or did I not read the small print? Phil H
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Got HSBC & Halifax 0% any others available?
Hi, I already have a HSBC CC that I have had for years and pay off every month. I have a 0% Halifax one card. I would like another 0% as I am getting married this summer and would like to have a longer time to pay this off as Halifax 0% finishes in December. Do any other companies have long 0% deals at the moment? Thanks :D
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Barclay Card ...Customer Service ...?
Just had to let the site know of the trouble I have had contacting any one in the UK for customer service for Barclay card, it took me 2 months to pay my bill due to the incompetence of the customer service department in India ......to say it was frustrating would be an understatement and only after sending 2 emails one of…
