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A good rating takes time
Allan87
Posts: 465
Forumite
in Credit cards
I was wondering how long it takes to build a good enough credit rating to be eligible for the 0% deals?
0
Comments
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Depends on the state of your credit file. If you've made a lot of applications and pooched your score that way, it'll take a year of not applying for much (if anything) plus careful conduct on any accounts you have to build up a better rating, 2 years is about my guess for what you want. If you've had defaults or missed payments before though, you may have a trickier time of things.0
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6 years for Defaults and CCJs.0
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