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Littlewoods
Not a credit card question but not sure where to post it. To apply for Littlewoods catalouge, do I have to live in the UK for 3 years? I just applied for one and it did not ask me for previous address or time lived at current address. Thanks M
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HALIFAX are trying to ruin my life
So I have a lot to be angry at HALIFAX for, a complaint letter I have just sent them is below. I have sent this to the Halifax, The financial ombudsmen (because I no longer have any faith that they will do what they say they will) and am proceeding to post anywhere I can find that is suitable on the internet. I want…
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egg money card with positive balance
As title says i have a positive balance on my my egg money card. (green mastercard). The question is how do i get the positive balance amount transfered to a non egg current account, and do they charge a fee to do it.
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Credit Card or Loan
Need your guys help, I need 6K for a purchase of a new car I intend to repay it all over 2yrs and I also have good credit history. What would be cheaper a loan or credit cards with offers. Thanks
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Anyone been here...
I lived with my then girlfriend until approximately three years ago. When she moved out we had come to an amicable agreement regarding finance. At the time I held a Credit Card Account and she was a second cardholder. Although I transferred my debt balance in 2005, naively, instead of cancelling her card, I tried to get…
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18 year old requiring a bit of advice.
Hello all, I recently turned 18 and was advised by my parents to apply for a credit card to get my credit score up, 'climbing the ladder' as they called it. Now i am a full time Student current doing my A levels, I have a annual income of around £2500, not much but studying comes first. I will be hopefully attending…
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Received Card I Didnt Ask For
Hi last time i was in my local garage (shell) i was asked to complete a survey by someone inside. i was asked first for my name and address etc so didnt see anything wrong. however it was then he asked me to sign what was a credit card application form which i naturally refused to do. however now a shell mastercard has…
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limit
hi my brother has been accepted for a capital one credit card how much is the limit you can have.the advert states£2.500 would he be given less as it is his first card?thanks
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Credit Card Advice
Hi all. I need a bit of advice. I have a capital one credit card which i've had for 6 years with a limit of £1600 which has outstanding balance of £800, a dorothy perkins store card with limit of £250 and balances of £70. I know the interest rates are quite high on the store card, and i had a letter regarding the interest…
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Credit Card Help!
It would be much appreciated if someone could give me advice, i'm in a little bit of a panic. Like all of you, i'm trying very hard to keep up with payments and not incur any charges or bad credit scoring. However, with being busy of late, i remembered that my credit card had to be paid by the 10th March (this monday), i…
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ryanair credit card charges
I'm trying to avoid the charges ryanair make for using credit cards - it seems that if you use a visa connect or delta card the charges drop form £6 to £1. Does anybody out there know how i can find out where to get a connect or delta card, it would be worth having one just to pay for the flights!
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Warning re trying to beat the bank with balance transfers
Not sure if this has been brought up before on another thread, but I thought I'd warn other consumers about certain "offers" on balance transfers. I opened up a new Abbey credit card, and being an existing customer benefitted from a 2.5% fee on transfers which attracted 0% for 12 months. I transferred a good £3k from other…
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Can I do this?
Hi There, Im wondering if anyone can help. Im due to pay the balance of the family holiday at the end of March, and DH said to just use his credit card to pay it, however, he is working away (out of the country), and doesnt think he is now going to be back until the middle of April. Ive phoned the holiday company to make…
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Virgin statement & promotional rate
Hi I was really annoyed yesterday when I logged into my virgin account to see I had been charged a load of interest. I wasn't aware my promotional rate was about to expire, there had been no correspondance and there was nothing online to indicate the deal was about to disappear. I called Virgin and they said it was my…
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Transfering my Mum's balance to mine.
Hello everyone. My mother is currently in hospital and I'd like to transfer her credit card debt/balance onto my 0% card. This is so I can help pay it off and have an interest free breathing space. Can I instruct my card company to press ahead with this without my Mum's consent? She is also paying payment protection on her…
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Is there any ways to withdraw money without charge?
Is there any ways to withdraw money without charge? I am using capital one and really tired of it. thanks.
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Car salesman taken money from card
We recently had a bit of trouble with a new (used) car so after having it four weeks, we sent it back wednesday and wanted a refund. The car salesman charged us £75 for picking the car up (it couldn't be driven 60 miles back to the dealership because the problem was faulty steering) which we accepted to pay because we've…
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Credit Cards Website
There is a credit card website with a lot of information related with credit cards. It’s very useful. http://www.newcredit-card.com/
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If You Want a Higher Credit Limit on a New HSBC Credit Card - Apply in Branch
Thought I would post this message for those of you thinking about applying online for a HSBC credit card. DO NOT APPLY ONLINE if you want a higher credit limit on your card (more than £1500) with HSBC to do a BT. Apply in branch. The online appln doesn't ask you if you want to do a BT, so your appln is considered without…
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virgin cc
hello i posted a question earlier today about paying overdraft with my newly acquired virgin cc. i was told i could transfer the money to my bank account to cover the laptop, overdraft etc but does this mean i would lose my 0% for 15months as it is not a balance transfer? also i have been late past couple months paying my…
