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Egg! Now I'm REALLY Not impressed! THAT letter and now a snotty secure message!
:mad: A wee warning to anyone who has already booked flight tickets - or anything with similar booking conditions - using their Egg card and has now received THE letter! In December I booked flights for a holiday later this year. Paid using Egg Card. Paid it off before any interest was applied. For the flight I need to…
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Amex Reducing Credit Limit
I know some people are getting letters saying their credit card accounts are closed, but has anyone received regular letters telling them that their credit limit has been reduced after a review of your account? I've had 3 such letters from Amex within a year, each one reducing my credit limit even though I'm not spending…
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Anyone seen repossession repossession repossession?...
Anyone seen repossession repossession repossession?... Yikes............. that model............. and that bloke who bought a horse.......... Where do they get these people:confused:
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is it possible to buy a car on a credit card
i'm needing a new car and just wondered if it is possible to buy a car on a credit card and get cashback?
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Egg Card Cancelled - Interest?
Can Egg still charge interest on a cancelled card? Thanks
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Halifax One Card
Hi I have a query about my Halifax One Card, the balance transfer zero percent is due to expire in around 5 weeks, my question is has anyone had any experience of their balance transfers ending and halifax extending the offer? They have recently upped my credit limit by around 1k Cheers
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Virgin credit card
I have just filled in an application for this card, and was wondering about wether you can do a balance transfer into ny account as I want to pay my egg loan off? My loan is for about £3500 and is 7.9% so I was wondering also if I would save money by virgin 0% deal albeit there is a charge Any ideas? Thanks
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Advice required please?
Ok i'm getting lost on all these 0% this and thats, heres the deal- I have 2 credit cards and have spent on them both- Halifax One currently at £700 (interset free until March 08) Capital One currently at £1900 (interest free until May 08) Basically i gotta switch the Halifax balance ASAP, and then i'll have to get another…
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MBNA cards - which are linked?
Evening all Can anybody tell me what cards are linked to MBNA , as I am about to change over to Virgin and have been informed that I am not able to apply if I have already used an MBNA member Cheers :beer: Grunumph
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Alliance & Leicester credit card APR increase?
Hi all, Got a letter today from A&L telling me they were changing my APR to 18.9% from 15.9%. Anyone else get this? Tried calling them to see why, but their systems were down. I also have a excellent credit rating, and usually pay the balance on this (if any) every month, so does not really affect me, however I sometimes…
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Payment Protection Insurance on Credit Card
From taking my Halifax Visa credit card out in July 1999 I have had payment protection premiums added to my balance. I read Martin's article on this and thought I'd try my luck as I knew I hadn't actually signed anything requesting the Halifax to implement this policy. They replied that indeed they could not find any…
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Another Successful Raid on the Credit Cards
After Martin's advice on claiming late fees and overlimit charges by cloning his templates and sending them off to MBNA, I was offered an initial settlement figure of £84 on a full claim of £329. Needless to say I held out and proceeded to lodge a complaint with the FOS. Within 2 weeks of threatening them with them with…
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Cedit Card advertising come ons
Sainsburys bank is currently advertising 15.9% apr I just applied for their card and have been offered one at 18.9%. Wheni questioned it I was told it depends on how your credit rating shows up. I have a credit rating with Experian of 1000 the highest possible score !!!!!!!!!!!!!!!!!!!!!!! Sainsburys cant tell me why I…
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My brain's fried - what should I do ?
I can't work out if this is worth it, or even wise, considering the 'egg letter' thing (I haven't received one - yet). I've just had an 'anniversary offer' letter from Egg, offering 0% until 1st July 2008. I have £2,500 on the card at the mo, with an insane £12.5K limit. I have a £3,000 overdraft that I'm paying 19.3% APR…
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CC to pay off bank loan
I have a bank loan of £6362. Is there a credit card that I can pay it off with. the bank are telling me that it would be classed as a cash advance or a cheque so there is no way I can get this over to a 0% deal at all. I'm currently paying 6.8% on the loan. Or is there a bank account offering low rates that I could…
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banked cocked up, need a little advice
i have over 40k stoozed, and do very well thankyou!! i have never missed a payment etc etc. However, i got a call from one of the cards (Natwest) who said my usual monthly payment had not arrived. I was actually quite impressed with them for this. I obviously said there was an error, as i knew the cash had left my account.…
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Halifax closing credit card account??!
This morning DH and I were surprised :confused: to receive a letter from Halifax Visa telling us that due to our 'recent unsatisfactory conduct' they would not be renewing our cards in a few weeks. This follows a letter last week informing us that payment protection would be added to the account unless we wrote and…
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HELP!! where do we stand?
we have had numerous letters delivered to our address to someone who has never lived here (we know this as we brought it from person who had the house built). basically this 'person' has run up a huge debt. We have contacted the company and reported this. Last week a bebt collector came to the door and I explained it all.…
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Egg help
just got that letter from Egg - I owe £11K - never missed a payment in 6 years - but also haven't used the card in at least 3 years!! I can see the resaons but the tone of the letter has irked me somewhat. I have just come into some cash...not enough to pay it off in full, but I have £5,500 that I can pay to them…
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Student/Young Persons Creditcard
Hi folks, new to the site and needing some assistance already :beer: Basically, I was wondering if anyone knew of any deals on a student creditcard (I'm 19, not a student yet but starting in Sep). What companies are best, what to avoid etc etc. I'm not looking for a huge amount just a few hundred pound (mostly to buy gig…
