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Barclaycard BT farcical
Having had a letter from BC to say I could do a BT, I rang up only to be told that they have to send me a new letter before I can do said BT. What's that all about??
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Egg card anniversary transfer - can't work out if should do or not
I am trying to work out whether it is worth me using my Egg card anniversary transfer or not, and I can't get my head around the maths. Basically it would hep me enormously to have a loan of £7500 at 0% for 5 months, and I will be able to pay it all off at the end of June. I am struggling to work out how much it will cost…
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New to Credit Cards!
I'm trying to find a way of avoiding using my savings while I am working fewer hours and doing some training over the next few months. Having read the credit card section on the website I think it would be a good idea for me to get a credit card that charges me 0% on purchases for 6 months - is this right? My bank, Lloyds…
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Asda Store Card
Could Anyone Help Me Please I Had An Asda Store Card Last Year And Have Now Paid It Up Has Anyone Got A Phone Number For Them So I Can Request My Statements As I Was Miss Sold Ppi
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Where are Egg and Lloyds CA?...
Hia, Has anyone else noticed Lloyds and Egg vamoosh from their credit file. Im looking at mine right now and not one jot. I used to have an Egg Money account that would show up and my Lloyds CA which would show up..... Wierd. My 3 Mobile and Old accounts with Cap1 and GE Money are there plus my Lloyds CC but nowt…
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AMEX online banking problem
Since I got my american express card about a month ago I've not been able to access my online account. I phoned about it last week and was told it was a technical problem and would be resolved the next day (although the operator acknowledged that they had been told this was the case for several days and it still wasn't…
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how long does a MBNA balance/cash transfer take ?
hi, i think i am being played around by someone. He first wanted to do a cash transfer from his CC into my account but after getting advice from some on here i told him to do the transfer into his own bank account then into mine. But it seems to be taking ages, he told me he initiated the cash transfer from his mbna CC 5…
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Credit limits
Does anyone know where I can find out what the average credit limit is for companies offering credit cards? Thanks
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Balance transfers
Does anyone know if by shuffling your debt without 0% balance trasfer rates that the debt is paid at an equal time? Or is it the original debt cleared followed by the transfered debt which is gathering interest? Thanks for your help.
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credit cards and credit ratings
Ok I have 3 debts. A £1500 loan which I took out probably about 7 years ago now repayable over 5 years but after 3 years or so stopped working due to illness the most of the rest got paid of by the cover but some was left over which I will clear the end of this month finally :) A £1500 credit card of my bank which I also…
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MBNA master card
I had one of these, paid up and closed in March 2007. Friday had a bill for a subscription paid from that card for my caravan club subs. They say they have to legally pay the bill when requested even though card is cancelled. Is this correct? Does anyone know please? Also, worryingly the card has £9600 credit available…
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A new way to withdraw money without charge?
Hi all, I was wondering - instead of paying a fee to use my credit card in the cash machine (which I don't anyway out of principle) - if I used the "cash back" facility which has been offered by ASDA or co-op,etc. - Does the credit card company make any charges? Does the credit card company regard it as "cash withdraw"…
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Unauthorized transaction on my Nationwide Visa card
Hi A few days ago the following transaction appeared on my NW credit card, which i definitely did NOT make: 14 February 2008 PBUCKS 18009341875 1.00US DOLLAR at 1.96078431 PALMA MALLORC Now i know its not a huge amount of money (51p) but could someone please tell me more about this company, as i'm really curious to know…
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Virgin Credit card cheques
Afternoon, Can someone just clear up, on sat i got my credit cheqs... Now if i use one to transfer a balance... Would this not be treated as a cash advance, i do unederstand there is the usual transfer fee... but had some before (NOT virgin) and these were treated as a cash advance! Thanks tons....
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Can't Pay, Won't Pay
I'm in the unfortunate position - being self-employed and having lost a couple of contracts before Xmas, of being unable t meet the monthly payment on my CC. I owe 1,800 (the limit allowed at this time). I could probably afford to pay about half the amount of the required monthly payment at this time. What's the best…
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Visa DEBIT card
Can someone pls explain what is a visa debit card is????? I have a maestro card and a visa card(and mastercard) thus now in the process of getting a visa debit card from a&l premier account..... Does this work the same as the maestro card??? Taking funds direct from account, NOT a credit card. Thus why call it a visa debit…
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HSBC Credit Card
I've just opened an account with HSBC, and have heard some fairly good things about their policies regarding lending; is it true that if your account is conducted fairly well, they might consider you for a card regardless of what the credit reference agencies say? I know that the gent who opened my account mentioned that…
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Mbna
Virgin (MBNA) have just notified me that they're putting their interest on all cards up to 34.9% :eek: mine was 16.4%....
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Halifax 1200% Interest charge - is this normal?
For many many years I've always paid off my main CC bill in full every month. For reasons I won't go into here I got into a little difficulty at some point so last year, with the help of this site, I started getting things back in order and I'm currently projected to celebrate my personal "having no money day" by July this…
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Abbey Credit card points? how to redeem?
My husband has about 5000 Abbey credit card points and no idea what to do with them or what you can redeem them on. Ive tried googling abbey credit card points but not got anywhere. He has had this card several years and never done anything with the points because he has no idea what they are for! Does anyone else know…
