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Moving to Germany: CC/banking advice needed
Hi all, My first post here, although I have lurked for a few months:D. In the new year I'll be taking up a new job in Munich. Over the past 6 months I've been sorting out my finances bit by bit to make my money go that bit farther, which leads me on to credit cards. I've currently got Nationwide debit & credit cards. Am I…
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MBNA is really taking the mickey with their CC interest rise! What are our rights?
I have, as many otheres, received a letter from MBNA saying they are increasing my interest rate. Mine has gone up from 14.9% to a whooping 29.9%..Thats DOUBLE what I had. I Unfortunately, I have a lot of debt and won't be accepted for another credit card (not even going to try. My credit history is ok with no missing…
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Barclay card problem
Back in May i went over my £350 credit limit with Barclaycard and was charged £12. I contacted them and changed the charge to £6, which I paid plud the minium balance. About that time I moved house and set up a direct debit or £10 per month to pay off the minimum balance. My mail stopped being forwarded from my old address…
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TV presenter living on the streets
Check this story out: http://www.theargus.co.uk/news/generalnews/display.var.%201901249.0.former_tv_star_reduced_to_living_rough_in_hove.php This guy was a 100k TV presenter who took on too much credit card debt. The cards swallowed him up, destroyed his marriage and forced him to sell his house. Now he lives on a park…
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Please can someone help me through the minefield...
I'm so confused by all this and having some money issues so if anyone can help me I'd be more than grateful :) I have a balance of about £500 on a Natwest Credit card and the interest free period expires in mid January, so I am looking to transfer the balance. I applied for a barclaycard and got it with a £1000 credit…
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bad credit cant shift balance help!!!!!
hi wondering if theres any advise going free. my husband has had a credit card for about 7 years the balance has been at 1500 for most of that time. we pay about 50 a month but not getting very far as have alot of other outgoings . we have tryed to get a new card and do a balance transfer but his credit history is so bad…
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barcalycard platinum balance transfer question
just got this card and wondering if i can transfer the balance from somebody else's card onto it?
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how do I GET a card???never had debts...
I''m on v low income (benefits due to disability), have never had any debts, loans etc and have only ever been twice overdrawn (and that only by a couple of pounds...). the two times I applied for a card through my banks I got turned down... due to low income and apparently having 'no credit rating'... I can understand…
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help
Could anyone please help! I was made redunat in May and have a Barclaycars now I have been paying the min payment since then but I am starting to strusggle as I am still not working. I have called Barclaycard and explained my situation and asked if they could work something out with me for the next few months until I find…
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Using credit cards to pay off a loan?
Hi! I have a loan with Natwest, current balance £8200. I asked Natwest if I could pay the loan using a credit card or cards and they said maybe but not by using their own. This has left me abit confused, surely I can use a credit card to pay for whatever I want? Natwest werent much help, they just wanted me to take another…
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The Credit Card song
Oh the woes of credit cards...For light relief check out the 'The Never Never' by Old Man Pie: http://www.youtube.com/watch?v=2JwdIWjVHaU A song about credit card spending!
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What should I do
Hi guys, ok when i was younger I was crap with money and credit cards and defaulted, over the years they have all dropped off my file and im older and wiser now, so when the defaults did dropp of my file I got the high apr ones to build my file back up, I have a Capt 1 (200 Limit) for the past two years owe nothing on it…
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Accepting credit card payment
I run a small business, as a sideline, with a very small turnover from - just a couple of thousand. I have noticed that people are asking more and more to pay by card over the phone. I was wondering what was the cheapest way to go about accepting card payments - either credit, debit or both. Or is it uneconomic for such a…
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New Card Scam?
I have been sent an email detailing a scam that sounds very plausible, so be alert!:confused: " Scam! This one is pretty slick since they provide Y O U with all the information, except the one piece they want. Note, the callers do not ask for your card number; they already have it. This information is worth reading. By…
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ppi
hi i am new to here and just trying to sort out my debt. have just admitted to my fiance the extent of it all and he lovingly is going to help me pay it off. I have just over 8000 and we hope to have it paid off by next december.:beer: its going to be hard, but i am going to go for it!!! Anyhow, i ad a ppi on a cc which i…
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ppi
hi i am new to here and just trying to sort out my debt. have just admitted to my fiance the extent of it all and he lovingly is going to help me pay it off. I have just over 8000 and we hope to have it paid off by next december. its going to be hard, but i am going to go for it!!! Anyhow, i ad a ppi on a cc which i didnt…
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What type of cc do I need?
Hi, I am a bit uncertain and need some advice! I have an overdraft that I would like to put onto a credit card so that I can pay it off and clear it. What type of deal do I need? What I can see so far are ones that are 0% for as long as possible with a transfer fee or a shorter term with no fee? Do I need a balance…
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Capital One - Charge For Credit?
Evening all, Just wanted some advice. I am applying for a capital one credit card and have just been reading through the credit agreement first. I noticed this statement (does anyone know what this means, do you have to pay for a capital one card? I have noticed this statement on all cards they offer with varying amounts)…
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Help!
Hi I currently have two credit cards, one with MBNA (£6000) and one with Abbey (£2000) I am really trying this year to pay all of debts off as also have a couple of loans. MBNA card I seem to be making no progress at all with as just paying montlhy payments seems to just cover the interest I am charged, I have just…
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MBNA and account closure
If you want to close an account with Mbna, would they do it with a phone call or do you have to write to them?
