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Premiership Barclaycard
Does anybody have one of these credit cards? I am planning to apply for one in order to spread the cost of a football season ticket (0% interest). Are they good value for the other football related deals which they also offer (trips to your team's stadium etc)? Thanks
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Cancelled Credit Card
Hi there, I recently I had a problem where I had lost my card and had to have it cancelled. But I later noticed that a transaction went through 6 days after I had cancelled the card.(from an internet company that I had subscribed to). I am just curious as to why that transaction could have possibly gone through when I had…
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CC Balance Transfer Advice Please!
Hi, I've read a bit here about credit cards and balance transfers but I must be being unnecessarily dense, so thought I'd ask for some advice. I currently have 2 cards, both owing about £1000. A halifax one card and a Mint card. I have just transferred £1000 from my Mint card to my current account to help over a short term…
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Help please.
I had a letter arrive through my letterbox recently from a company called 'Ruthbridge Limited' They give some information, such as Their ref, Their Client, which is Cabot Financial Europe Limited, their Clients Ref and balance, which is 2022.04 It then says We have been instructed by the above named client to retrieve this…
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'Total Charge for Credit' confusion!
Hello all, It is my first post here and it's a really helpful and usefull site and i'm very glad I found it. Now, to cut to the chase. I have just been FINALLY approved for my first ever credit card. The Capital One Classic effective APR 34.94% etc. I have received the credit agreement in the post today, to reply to but on…
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credit cards and cheques
advice please....... I am waiting for my house to sell and have already made plans of what to do with the profit i will make once it's all gone through. My problem is that the house is takin a while longer than expected and i need to find 8k to make up to the 10k i need for a deposit on a apartment abroad. I would normally…
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debt collector Clarity
I had a letter from Clarity - debt collector for Egg money - the account number they have is not one I currently use and as far as I can recall is no longer in use. I do not believe I owe money on this account. When I phone Egg they promise to return my call after looking at previous statements and they do not phone me…
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Egg Balance Transfers
Be Warned - or check what you've been paying. They have had a sneeky clause in their T&C that basically means when you transfer a ballance on their 0% finance offers, they charge you a handling fee... All very well, but they do not count this as part of the 0% finance and so you will/have been charged interest on this fee…
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Overdraft classed as balance xfer??
hi folks - this might seen like a realyl stupid question :confused: - sorry if it is!! Is or can an over draft be classed as a balance xfer? I don't have any credit cards (after getting bably burnt as a student i got rid) however i have been thinking about getting a credit card simply to use for purchases on the internet…
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First Credit Card
Hi, I couldn't find this thread anywhere else but apologies if it has already been mentioned. I will be turning 18 in a little over a month and I have already planned on signing up to the Halifax Student Account as I have an existing account with them and the interest-free overdraft seems to be competitive. I wonder if…
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2 cards 1 provider
Hi. Just looking for a bit of advice. I have a Barclaycard flex-rate card which I have a balance transfer on. I'm now looking for a card fro spending. I see that the Sky card has 0% til March 08, but the card is provided by Barclaycard. Would I still be able to get this card, or would I get refused as I already have a…
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Credit card fees after I closed the account
Can I have you advice please. Two months ago I closed my credit card account, they said I'd recieve a letter of confirmation in a couple of weeks. A week ago I got a letter charging me an 18 pound annual fee which, I wont be able to pay it. Now they'll charge me 30 pounds non-payment fee. What can I do?
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Mint Card - Is it really 9 months 0% Spend
According to the latest0% deals it should be 9 months. However their website states until 01Jan2008, which even though my maths aint that good, is not 9 months. Have they changed the deal or are they just slow in updating their website?
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Sky credit card - any obvious issues?
Want a new 0% spending card and was going to go for a Mint card again, but noticed the Sky card in my sky mag today. 10 months and also you save a bit on sky bills depending on how much you spend. However noticed its run by Barclaycard and it has that flexible APR dependent on how much you pay each month, which has worried…
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defaults on credit report
Hi all I've been checking my credit reports recently after being discharged from BR. There are 2 defualts on there both relating to the same account. One is a barclaycard defualt and then a seconf default for kingshill - the company who took over the debt. I have contacted them and asked them to mark the defualt as…
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Egg Money Credit Card
Hi, The egg money card with cashback. If I decide not to top it up with any money, but pay the balance off in full each month - basically treating it like a normal credit card - is there a catch to this card? I want a credit card with cashback, the debit part of this card is useless to me. Am I right in thinking that I can…
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Illegal Balance Transfer?
Good Morning Everyone, I need some advice. On Monday the 30th April, 2007 I took my husband out for a birthday celebration meal with family and friends and the evening was going fine until we came to pay the bill, my card was declined. I thought maybe I had mis-typed the pin and tried again, same thing card declined. We…
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Full and Final Settlement - What if they cash the cheque?
If you offer a full and final settlement to your creditors (or an offer of repayment) and they cash the cheque you send, is it true that they have to accept the offer?
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HSBC Gold Card - Limit Cut !!
I just thought I would share this with you all.................... I have a HSBC Gold Card with a limit of £9300, I haven't used this card for about a year, although I have had this card for many years and been a customer of HSBC for 25 years. Today I receive a letter telling me my limit has been cut from £9300 to £3000 as…
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transferring overdraft to 0% card
Hi, Can anybody please teel me if it's possible to transfer an overdraft to a 0% transfer card & if so, which companies allow this - I phoned up a couple yesterday & both didn't allow this sort of transfer Thanks, Pete
