-
Does Egg Money = Debit + Cash Card (+ Credit Card?)?
I realize that the Egg Money has been discussed before but every new generation seeks fresh answers to age-old questions so ... I have applied for an Egg Money card and intend to use it as follows - load it with say £500 and then spend that as cash withdrawals or occasional purchases over the coming months before topping…
-
Trouble MBNA card protection
Hi, Back in March my Husband was 65. His Tesco card automatically cancelled his card protection and he assumed MBNA would do the same. They didn't. He phoned them in March and said he wanted to cancel it. They said they would do this, They didn't. He phoned again in April and asked them to cancel it. They said they would.…
-
In Credit on my Credit Card - can I transfer the balance?
Hi Apologies if this is a really, really stupid question... I have a Bank of Scotland Mastercard which is about to be credited with £200. It's a long story - basically I paid for computer repairs and as they have now decided the computer is unrepairable, I'm getting the money back. But they won't refund the money except to…
-
Reclaiming credit cards charges when in debt management
Hi, Perhaps someone can advise me? I'm about to embark on reclaiming bank charges and have read that you can also get credit card charges back. My issue is that I have been on a debt management plan for just over a year enabling me to repay my credit cards/overdraft etc. This has been working really well for me and is…
-
Payment due dates at weekends
I thought I'd let off steam about this one. Why do credit card companies now give you a payment due date at the weekend? They know it's impossible for you to pay on a weekend date. For example, my next Abbey MBNA payment is due on 3 June, which is a Sunday. So I am going to have to target the payment to reach them on…
-
Over-zealous fraud protection declining my card!
For years I've had a bog-standard blue Barclaycard. That probably already makes me a laughing stock on here, although I've always paid the monthly balance in full so I tend not to worry about the APR! However, several times over the past year BC have decided my transactions represented 'potential fraudulent activity'. I'm…
-
Withdraw money to a prepaid credit card
I want to apply a prepaid credit card to play in online sports bookies. Who can recomend me a prepaid card which is 1. accept international customers 2. accepted by most sports bookies. 3. deposit and withdraw money with sports bookies 4. low fee
-
MSDW Stopped taking my money!!
Hi, I have a credit card with Morgan Stanley, I don't use it anymore...haven't done in over a year. I was paying £200 a month but about 6 months ago they stopped taking money and sending me bills!!!:confused: One of my mates told me something about if they don't send you bill for a certain amount of time the debt is…
-
How to get accepted for a credit card....
HI, I have an overdraft of over £2,000 and i am trying to get a credit card to transfer it to as Martin says.... my problems is that I keep being refused and i am probably making my credit record even worse.... Can anyone help? Thank you Nafta
-
Protection / Money Refund
Hi, I have a GM card and recently ordered a T-Shirt online from "Bluecatstore.com". After almost a month the item hasn't arrived and the only contact details are an email address which never responds. Can I contact GM Card and get a refund. Can anyone advise me on what protection we have when buying online, if goods fail…
-
Question about buying large items on credit card (how to budget)
Hi all, I've only got one credit card, and don't use it very often - paying any spending off monthly. However, I have to go and buy some big items all at once (w/machine, tumble dryer, fridge, and some furniture), and was wondering what the best way to do this would be as I wouldn't be able to pay it all at once when the…
-
Duplicate Card Payment
Was down the Spar and when paying, with my visa card, I entered my pin and it processed and asked me to remove the card. It was at this point the shop assistant said there had been an error and that they would need to process the payment again. As the till hadn't completed as it usually does I let her put the card through…
-
Credit Card confusion
Hi there I transferred a balance to MBNA in September 2006 and accidentally a payment of £17.00 got charged to it after the O% on new purchases period had ended! It's getting expensive, I know this is a real no no! I also have a balance on another credit card (sorry Martin). I think it may be better to change cards now,…
-
Store Accounts
Hi Sorry if this is posted in the wrong forum but not sure which one to put it in. Here is the situation. I have a Next Account Online. I have had it for over 2 years and the way that they did credit rating was on the performance of the account, eg you spend more say to your limit then you pay it off, you will get a higher…
-
PPI on CREDIT CARD
Today received letter (or husband did) advising PPi ending on RBoS c/c as he's now 65. Thing is, he's always been self-employed so PPI cover has been useless to him throughout. (Only card he's 'allowed' to manage, what would you do with them)? The premium has been charged as a % of the balance each month and I am putting…
-
Balance Transfer - Which Card?
Hello, I have several outstanding debts to clear including my overdraft and two credit card debts totalling £2,200. The best way to clear this would be for me to transfer the debt but i have tried applying for both Virgin and Egg cards and have been refused. Which card can offer me the best balance transfer deal? Thanks…
-
Credit card interest rate question
Please excuse if this question has already been asked, but I am new to this forum and I don't know how to search a previous topic. Anyway I have been trying to explain to a friend how credit card companies (I'm from Canada) charge interest rate based on your original balance and not your remaining balance, but she will not…
-
Reduce My Creidit Limits ?
Hi guys I've done a search and cant find an answer. I have 4 credit cards. I have been tidying up my finances as I don't use them anymore. My credit limits are: Barclaycard - Limit £6450 (bal £5805 - 6.9% LOB) Marbles - Limit £6800 (bal £1210 - 4.9% 9mths) Egg - Limit £6850 (bal £0) Natwest - Limit £2600 (bal £0) I did…
-
credit cards. UK vs USA.
not sure how the UK works, but in the USA, credit cards benefit only ONE entity... the banks/lenders... credit cards do nothing for the borrower/consumer... except put them in financial bondage. the new U.S. bankruptcy laws were passed because of the pressure the credit card industry put on congress... these laws benefit…
-
capital one are useless
I brought my boyfriend a pc game from big fish games for |£5.00 on my capital one card. This was a one off purchase.............. Since then big fish have been taking $9.99 from my account. I've asked capital one to cancel this payment and have explaned but they say only big fish game can cancel this montly…
