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stolen cash - to claim or not from house insurance?
Hi, can someone please let me know if I can claim from my house insurance. Purse stolen from handbag: cash £37 plus £250 drawn from atm on credit card within 10 mins of loss (I had made the mistake of writing pin no. in code as a telephone no. - but they were able to suss it out - have already kicked myself a hundred…
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Whats the Difference? - MBNA Classic & Platinum
Anyone divulge there info? - except for the BT and APRs, i cant see much difference........... mtia
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PPI - Take it or leave it?
Hi all Just a quick one. When applying for a new cc, does anyone know ticking the PPI box make a diffrence in your application or not? :confused: mtia CMC
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Cashback...
Hi If I pay for my shopping via my Credit card, and ask for a cashback during the transaction, will I have to pay the extra cash-withdrawal APR on the cashback?
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halifax apr
just a thought, has anyone ever phoned halifax one and asked about getting their apr reduced.mine is very high. or would they chase me
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Egg 5.9% LOB
Egg are currently offering a life of balance transfer at 5.9% with no fee. There must be a way to make on this. Repayments are min 2% of balance each month which if followed would take over 20 years to repay. A tax free income of 6% or more would obviously put me in credit (no matter how small) My Egg limit is £14000 and I…
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Unfair Bank Charges - Judgement
I followed all the advice on reclaiming unfair charges. The bank offered 50%; I said I would settle for 80%, they declined. I registered a claim online with HMCS money claim online. After 14 days I requested judgement; that afternoon they registered an acknowledgement. The 28 days is up shortly, but if I go on-line there…
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credit card ,loan debt help
help ,anyone need help desparately, just recently plucked up the courage to look at my debt and iam shocked,iam totally at a loss and don,t know what to do for the best,hope someone could give me some advice. income:wages £1200 wifes beneifit :£600 not much as you can see my wife only gets that money because my son has…
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Reclaiming Credit Card Charges
Hello!! Can someone please answer a question regarding claiming charges back on credit cards?? Can you reclaim late payment charges? - Lloyds TSB continually took my monthly payment for my Visa card late from my Lloyds TSB current account and then charged me for it. Thanks.
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credit card protection
Really this is just a heads up for anyone who like me tends to forget to cancel credit cards after transferring the balance to the next one. I actually took out credit card protection from CCP through Mint. I tranferred the balance to another card and forgot all about Mint. I've just found out that because I obtained the…
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BT when theres an existing BT on a card....
I have 2 cards that are almost maxed on a Balance Transfer i did for my brother. Lets say that one is almost clear, can i transfer it on to the other card which has a BT already active on it at either a new promotional rate or to tie in with the existing rate??
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please can anyone help wiv credit card
hi i currently have a credit card with halifax. and i am paing the minium repayments each month as thats all i can afford. as im only paying the minimun repayment it not taking anything of my balance. i currently owe 2k. and it seems like i cant get rid of it. £50 iss all i can afford to pay each month and i just seem to…
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Barclaycard Breathe
Seems BC are to start offering a new 'green' card. 50% of the profits from Barclaycard Breathe will go to a new charity group set up to counter climate change/carbon offsetting. Also the card will be made of environmentally friendly material. I take it they mean plastics of some sort...and not wood. Anyway, here's the…
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Quick CC newbie question - BT to debit card?
Hey all, Im about to move home and need to apply for my first credit card. Im going with the SKY card (the card will mainly be used for purchases) as it has a decent purchases 0% time and i have sorted out SKY for the new properties so can make some savings there. Im wondering, is it all possible to balance transfer say…
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Expert Advice Required!
Hello there Can anyone help please? I am in the proccess of going after several different banks and credits cards for unfair charges. Is it possible to go after a credit card co that the account has been settled in 2002? If we go back 6 years, surely this would take me from 2001 which is a whole years worth of bank…
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Any Ideas???
Hey Guys, I'm sure you get these kind of questions all the time but I'm at a total loss as to whats going on here... I'm 19 in a month and a bit, I've been a student at Uni since Oct 2006 and I've got a student bank account with Halifax (since Sept 06) with a £750 overdraft (which I've used twice ever) and £100 Cheque…
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Cashplus Prepaid Mastercard
Have had one of these for over a year now with no problems. Today I went to check the balance, which should be £10.30 -ish, only to find that my balance is £258.90!!! The amounts paid in and out are correct, they are what I have paid in/out. Anyone else had this problem today????
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Credit card application confusion
i hope some1 might help me out oer here. I'm looking to apply for a new credit card(capital one platinum/ mbna platinum) for myself and also looking to change banking from Natwest to Firdt direct. Now inorder to do this it has to be 2 credit search on my account. My credit score from experian is 867(fair) at present. Is…
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Morgan Stanley NO LONGER taking Apps for Gold/Plat cards
http://www.morganstanleycard.co.uk/uk/data/card/goldandplatinum.html Looks like Morgan Stanley are no longertaking apps for either the gold or platinum cards.... only the Buy and Fly is available now. :confused:
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Just got Egg Card with very high credit limit - Should I reduce?
Just got an Egg card with a credit limit double the size of anything I have ever had before. Don't know why but feel a bit uncomfortable with it and was considering asking Egg to reduce it. Any reason not to do this?
