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Instant Credit Card Approval
Does anyone know of any Credit Cards that give you an instant decision on line as to whether you are succesful or not. I've just discovered that Halifax One give you an insant response and your new Credit Limit on line. I was wondering if anyone knew of any others. Cheers
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Additional Cardholder
I have an Egg Money card and I would like my wife to be able to use it as well. If I requested her as an additional card holder I presume they would not do a credit check on her - is that correct?
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Save loads of MONEY
Currently, New York City's gas prices are tremendously high. My brother Vinny was searching for an easy way to save money on gas. He stumbled upon a website that offers a product that saves him gas, and makes him money. He told me about this website two weeks ago. I checked it out, and now i save loads of money on Gas and…
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Problems with MBNA Conran Cashback
I have been with these guys for 18 months or so but they have only ever given me 1 cashback payment of around £25. Since then they have not credited my card, I thought they might do this automatically after 3 or 6 months etc, but they still have yet to do so after they have assured me twice that it will be credited to my…
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Advice needed please
I'm a self employed engineer, but had all my tools stolen from my van. I can replace them with either an Egg bt at 1.9% with £50 bt fee now, or use an anniversary bt with 2.5% bt but 0% interest in june. The amount is around £8000. I can probably get by with borrowing stuff till june though will lose work, but would paying…
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Debit Overdraft debt to Credit
I've run upto my £590 overdraft limit on my Barclays Debit Card. I really need a couple of hundred pounds just for 60ish days to clear it. Basically I want advice as to the best way of getting some money into this account to not overun the overdraft limit and pay charges. I've already signed up for a Barclaycard as I want…
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Who's Applied to Barclaycard recently?
Hi, I applied to Barclaycard before Easter for their 17.9% Platinum card. They searched Equifax. I received a letter saying sign here to receive your card...... and sorry we were not able to provide you with the card you applied for, but you have been successful for a Platinum Card at an interest rate of 19.9% with the…
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Lloydstsb co-branded credit cards
If you have one of the following cards you will be getting a Lloydstsb Platinum card sometime between 24th May to 23rd June If you already hold a Platinum card then you will be offered the rewards card instead. Accucard Easymoney Morethan Texaco Create Premier Scottish Widows
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New-look Barclaycard site
Any comments on the new layout - looks good but so did the previous version. Are there any new features anyone has come across or is it functionally the same as before? Main screen: https://bcol.barclaycard.co.uk/ecom/as/doLogon.do?ID= Demo: https://bcol.barclaycard.co.uk/ecom/as/demo/AccountServicesDemo.html
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Is This Legal??? MBNA scam
Hi people i am a complete newbie to this forum so apologies if i have overlooked any rules or anything. I am exceptionally angry with my credit card company now, and really need to find out where i stand and whether i can make a big deal out of this... I have a Virgin credit card through MBNA, and always pay my mimimum…
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Credit card for foreigners?
Hello, My girlfriend is not British but has been living here since August 2005, and was a student here for a year back in 2001. She is intending to live in the UK indefinitely, and has a visa which expires in August 2006, but which she then has the option to renew (which she will take up). After this she doesn't have to…
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cash back cards
Would this work. I have a morgan stanley cash back card with which i was sent credit card cheques. Would it be possible to uses these cheques to maximise my yearly cask back. Working like this My credit limit is £2700 i i rearly put over £700 on the card every month. So could i use the cheques to write on to myself for…
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Advice Needed - Complex Money Moving - PLEASE IGNORE, SOLVED PROBLEM
PLEASE IGNORE, SOLVED PROBLEM Hello everyone, I would like some advice about moving some money around. I need to identify the cheapest possible method! I need to move £6000 into my bank account. I want to generate this money cheaply from credit card balance transfers. I need to know if I can get a NEW credit card at 0%…
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Car Loan to 0% credit card?
Just got a M&S cc with 0% for 6 months (credit limit £7,000) and no bal transfer fee. I have a car finance with HSBC with approx a year to run and the figure I've been given to pay it up is £3,000 approx. I have an Egg card (not Egg money) with nothing on it but obviously no 0% offer until my anniversary in October. My…
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Mint charges, any way to get back ?
Hi, Ive just got a Mint card with a £400 limit (which was the amount of the balance transfer I requested), about a week after the account was setup they charged about £8 for a payment protection fee (which I was unaware would have been taken so soon). This was the sole reason for my account going over the limit and as a…
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disheartened
trying to be a good MSE-er and doing some financial housekeeping. Contacted cc provider to ask for interest rate reduction (currently 21.9% eek) to be told that is the only rate they can offer me. No chance of getting a new card, and now Creatcard are closing and they are putting me onto a LTSB platinum at 14.9% instead of…
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paying C.C after it has default notice
Hi I hope someone can help me. Almost a year ago, i had a baby, and got myself unintentionally behind with alot of my bills. Most of them i have sorted out on my own and am in more control of my finances now, although i still owe alot of money. I didn't pay my RBS credit card for 3 months ( stupid i know but this was the…
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Get back for all that Credit card hassle!
Hello everyone this is my first post on MSE! I have been a long time watcher of these forums and thought that I would contribute something back! A few weeks months I applied for a halifax credit card, it took forever for the application to go through and in the end I rung them and they told me I had been reffered and…
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Why am I being refused a credit card?
I cant understand why Im being refused a credit card - Im a stoozer and have paid off all my credit cards on time. Ive reduced my credit limit on the card I use most and I always pay this off in full every month. Ive got 4500 from Virgin and I have a credit limit of £7000 with Capital One - not used only to use their fee…
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Late payment fee due to easter B/H
Could anyone give me some advice please. Arranged a Bacs transfer to leave bank on tues 11th April. Due date Mon 17th April, didn't reach bank till 18/04/06 charged £20. Who do i complain to first my bank , the credit card company or just put it down to bad luck..... I wonder how much money they make by choosing easter…
