Mint charges, any way to get back ?

Revex

Hi,
Ive just got a Mint card with a £400 limit (which was the amount of the balance transfer I requested), about a week after the account was setup they charged about £8 for a payment protection fee (which I was unaware would have been taken so soon). This was the sole reason for my account going over the limit and as a result they charged me a £20 fee (by the time of this fee I had got myself back in limit)

Do you reccon its worth asking mint to refund this charge or is there any other advice you could give as im a student and £20 is £20.

Thanks in advance :j
-Matt

grumbler

Revex wrote:

...Do you reccon its worth asking mint to refund this charge ...

You have nothing to lose and can try, but it was definitely your fault. I think you can save much more money by cancelling the insurance:

7 Important Information

Your right to cancel

If this cover does not meet your requirements, please return all your documents within 30 days following receipt to Royal Bank of Scotland, Customer Contact Centre Insurance Team, PO Box 5636, Southend on Sea, S99 1WJ. We will return any premium paid in full provided no claims have been made on the policy during that time.

Payment Protection Policy Terms and Conditions

See Credit card protection plans article ...