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Closed my Mint account...
and got an Equixfax notification it has been closed within 4 hours! Jeeze I'm impressed with that!!! I did smirk then they tried to offer me a cheap BT, I said I had no other credit or that the only reason I don't want the card is that I don't need the credit!! :j
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Barclaycard 0% Forever on BT's
Hi A colleague received an offer from Barclaycard - 0% (with handling fee, of course) on BT's forever provided that at least £25 was spent (purchases) each month, with interest of 17.9% pa. Anybody any idea at what point this offer would become so costly it wasn't worthwhile?? Thanks
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help setting up Tesco finest Credit Card
just received my tesco finest credit card in the post and have phoned up to activate the card. how abouts do i setup to pay the full credit card balance in full by direct debit. There is a form with details of direct debit that came with the credit card, but says nothing about whether this will pay the minimum amount of…
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HSBC credit card payment
Hi Guys, I've been getting tips from here for a while now and I just want to know if anyone else is having the same problem. I got an HSBC card for the 9 months interest free (I just got it in time) and got a great limit, switched balances over etc. Problem is getting HSBC to actually take my money and pay them. Sounds…
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Settling a Credit Card
Just took a loan to pay off a load of credit cards. Just wondered whether people have tried haggling down their credit card debts? I'm thinking of phoning them up and asking how much they would accept to clear the debt, even though I have enough loan to cover the debts as they stand. Is this the type of thing that could…
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Tesco Card
Can anyone tell me who issues the Tesco card - looking for balance transfers and was wondering if the Tesco card is issued by another provider Thanks in advance
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Nationwide Credit Card - How Long
Has anyone recently applied for a Nationwide credit card (0% on purchases for 9mths). Applied 10 days ago and message on website states awaiting ID/signature but I have not received anything from Nationwide. I was wondering how long to expect to wait before I get the credit card, hoping to use to pay for holiday. Also what…
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£20 free - HSBC credit card
Apply for an HSBC credit card and you'll get £20 by cheque. You have to do it between Good Friday and Easter Monday. http://hsbc.co.uk/1/2/personal/credit-cards
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M&S & More card
Hi - I have an & More card - always pay it off , just use it for M&S points. However, last month I made a bit of a mistake and didn't quite pay it off in full. :rolleyes: I mislaid the b****y thing and paid £600 instead of £641.51 which was the correct amount owing. Well, my bill arrived today and they have charged me…
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Do you have a low apr card?
"According to Consumer Action (see above), a low interest rate is anywhere below 10% in today's market." http://www.moneysavingfreetips.com/low-rate-credit-cards.html any of you have below 10% apr cards?
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Don't forget your minimum payments at Easter
I know I have been stung before my MSE days but just thought I would remind everyone that there are 4 non bank days ahead (2 bank holidays, Fri and Mon and of course Sat and Sun) so some minimum payments might need to be made in a different way depending on your bank. I know that with a couple of my credit cards the…
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Fraudulent transactions on blocked card
Hi - I was wondering if anyone had any experience of transactions continuing to be made on a card that has been stolen and stopped? I've recently found transactions on my credit card that look like they are from toll roads in Spain and France for 5th-7th April. I've confirmed that these transactions were made using my old…
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NatWest Show 2 Fingers To The OFT
Hello A couple of months ago i didnt get a statement from NatWest regarding my credit card, i realised a couple of days late and got hit with a £25 penalty. Phoned last month and explained the situation and was told that i would receive a credit for the £25 and a copy statement for my records - never received this. Got my…
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next best cc after nationwide abroad
Can anybody tell me the next best credit card to use abroad after the Nationwide. My husband applied and was turned down. We've never had a problem with credit before but he applied online and Experian could not identify him. We have had a look at the 30 day free trial on Experian and have the same problem. It is a problem…
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how to finance a new car ?
I need £5000 for a new Car. Can you pay a garage in multiple payment methods like cheque for £2500 & pay £2500 on a 0% purchase credit card? anyone bought with credit card as im wondering what charge they will add on, still better than a Loan but curious anyway.
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NatWest
Does 'online banking' from NatWest cover their credit card? (same question for RBS credit card?) They say you can't register if you 'only' have a C.C. with them and no other accounts but if you open a simple savings account (£1 deposit) you would then have access to the complete online banking I assume. Is the C.C.…
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can someone help me with the maths, please?
I have 2,250 pounds (keyboard doesn't seem to have a working "pound' sign) on an Amazon credit card. The 0% interest is just ending. I have the money to cover this debt as follows; 1,800 in an current account paying 5% interest and 500 in a savings account paying 4.2% interest. I was simply going to pay off the 2,250 when…
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credit card and black horse finance
could i use a credit card to pay off loans to black horse finance. im not too sure how credit cards work though, never had one, plenty of debt though any advise appreciated thankyou :confused:
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Whats the best 'closing' offer anyone has got from Halifax or NatWest?
My 0% deal is due to end in July, and I have heard a few people on here say they have just closed their accounts when calling to ask for some sort of deal. I'd rather the account stayed open for longer to be honest. What sort of a deal are they offering people to stay? A further 0% for 6 months or low rate transfer? I'd…
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Ppi
Hi i was just wondering if someone could help me out. My botfriend has a barcley credit card and it has payment protection insurance on it. He i no longer using the card(though he still can if he wanted to). Is this payment protection insurance the same as a ppi as some of you seem to have been able to get this back(or am…
