credit card and black horse finance

jacquelinenicholas

could i use a credit card to pay off loans to black horse finance. im not too sure how credit cards work though, never had one, plenty of debt though any advise appreciated thankyou

The_Boss

Can you list your debts please and more info about the loan - such as how long you have had it, how much the monthly repayment is and how long left you have on it.

There is a way, but need some figures first.

jacquelinenicholas

im at work at the moment so dont have any figures to hand but i will post info later 2 day when i get home. i'd really appreciate the help, thanks in advance

The_Boss

As a rough guide, it is possible to apply for a 'mule' card (such as Egg or Egg money) and then balance transfer at 0% from another card onto the Egg one and into your current account.

It depends if this will be enough to cover the rest of your loan though. I have a 0% loan with Blackhorse that I wanted to overpay on but I was told that I either had to leave it as it was or pay it off in full.

jacquelinenicholas

i owe in total around £3.800.00 on 2 different loans with black horse. also about another £4.ooo.oo with other loans aswell.