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credit card charging me for using own money
Hi All Dont know if this is the correct ofrum to be on , anyway here is the senario cc statement produced on 19 jan stating balance 1388.90. payment due date 10 feb. this balance was cleared in bank on 03 feb. 10 feb also added 33.33 to cc account, account now in credit by 44.43. new statement 16th feb adds in £44.23 on 20…
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Nat West Gold Card - Aaaargh!!!
Booked to stay in a guest house over the telephone 2 weeks ago for this evening and gave credit card no to "secure" booking. Got my Gold Card statement this morning and to my surprise found that £20 had been charged to my card on the date of booking. Rang hotel and was told this was a deposit. I pointed out that I wasn't…
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Credit Card - credit limit reduction?
Hi all, I applied a few months back for a credit card, and it arrived with a really high credit limit (over £10K - which is high as far as i am concerned!!). I have just applied for a new card to transfer the balance as the 0% bt rate runs out soon, but have been turned down despite an excellent credit score, apparently…
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pay off 0% bal. before requesting extension ?
Any advice on whether its best to get your CC to zero before calling and requesting to close the account or get an extension, or call prior to applying for a new CC and sorting a BT and keeping the pot safe in savings and the bal on the CC? anyone done both what works best ? need to shift Cap1 and Virgin soon, so am…
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Credit Scoring
What a palava. Do companies not realise how important these files are? They update our records all day everyday and as I've found this year, they regularly get it wrong!! Quick explanation: I applied for a new credit card to balance transfer to, got told by CC company I would only be allowes a £2.5k limit. Stunned I…
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Credit Card Advice Wanted
Hi We have 3 cards Barclays 3780.30 1188 is at 4.9 for life rest is 12.9 Mint 5020 at 6.9 for life Cap One 7767.00 0 % until jan 07 we want to move the barclaycard onto Mint but we can only move 3,000 at 7.9 with 60 handling fee Should we do it ?? Or any helpful advice welcome
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Abbey CC Brilliant!
Just phoned to cancel as my 0% is at an end today. I also asked if there were any offers. They offered me 0.9% pa, equiv 0.07% pcm for 6m with no bt fee. This on double my old limit, well pleased! Hope this helps another MSE as well.
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A&L "Paid Items" Charge
Hi all, (copy of thread in Warning/Rip-off board) My mother has a credit card and current account with A&L. The credit card is set to take full payment from the current account by direct debit, around the 20th of the month, after sending her the credit card statement at the start of the month. This allows her to move money…
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American Express - which card?
I am thinking of applying for an American Express card, I am already a BA Executive card member. Can you please tell me which card is the best. I collect AirMiles and travel about 5 times a year (work and holidays). Not too keen on paying a charge for the card but if the benefits are worth it then I will. Many thanks
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Expert Advice
Thank you yorkshireboy:j Out of all you're past threads, ( I've looked and learned ). Thanks for giving an honest and informatitive opinion. You certainly have SAVED me some money. THANKYOU. Keep up the good work.
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Platinum Banking - Barclays
Has anyone changed from their current standard account to Platinum Banking with Barclays? Free overdraft and perks available. Easy change over - conditions apply. Nice Platinum Debit Card. :j
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HSBC - Now 6 months 0%
HSBC have made some changes to their credit card... 0% Duration - reduced from 9 months to 6 months. APR - a rather sneaky hike from 13.9% to 14.9% APR. BT Fee - although a fee is not mentioned in either the summary box or the product features, and there doesn't appear to be any online T&C's, they have removed the "and we…
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Advice on Continuous Payment Authority
Hi, I would appreciate your advice on my problem. Before I became a moneysaver I used the AA for car breakdown recovery. I was a "member" for over five years and the last period expired on January 25 2006. I decided not to renew, not really just becasue of moneysaving but because I got a company car on Jan 1 which is fully…
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New CC Offers??
Just wondered if there are any new CC deals which offer you any freebies for signing up with them? You know free iPod / PSP sort of thing :) ???
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Start to Stooze but need recommendations.
I dont have a balance to transfer, but want to start stoozing and make some money from banks. Can anyone recommend me a company which will transfer money into my bank account for free with no handling fee?? I've called many firms and alot of them say that they will contact the 'other' credit card company and they will…
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Credit Card Advice
I have followed your advice & applied for a Sainsburys credit card.I have had it for about 3 weeks & have racked up about £1300. I feel like paying it off & can afford to. Can you now advise me of a way to make a free transfer to a card that will pay me for paying in full..?
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Help needed :-) with applying for a new credit card
I need to find a credit card which will allow online only statements and has a low or zero rate for balance transfers. anyone got any ideas ? Thanks Andrew
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Egg card to loan ?
Hi I have £8000 on my Egg card from expenses in building a conservatory & having the car converted to LPG this year. I intended to spread the cost over the 18month to 2 years. As my 0% time is up, I am wondering whether to transfer to a loan at 6.9% over the next 17 months. ANy advice gratefully received. Thank you
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credit card help needed
my address is currently barred from a certain shop is there any way around this like can i change my card registered address to a po box address or any other helpful tips ,please let me know
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£30 free from Barclaycard
Last summer I rang up to cancel my barclaycard after reading a post on this site and them having announced the end of the nectar partnership. I already had my conran card out and working for cashback and my capital one platinum interest free for 18 months with £14k on it saving me money on my mortgage, so my need of the…
