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Yes I got my 4000 Nectar Points
I got my new Barclaycard Statement with my 4000 nectar points for not cancelling. I shall cancel it next month though!
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Barclaycard Link not working NatWest/RBS charges
I have been trying to get to the Barclaycard application mentioned on the balance transfer page,using the co.uk site, but i just get "page cannot be displayed" is anyone else having a problem? I have also noticed that RBS and Nat west are now charging a transfer fee if you are not an account holder! Need to transfer a…
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minimum payment (which card?)
Which card requires the least minimum payment?
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applying for two cards
i am thinking of applying for a virgin credit card and also my wife wishes to apply for one at the same time.could there be any possible rasons why applying for two cards from the same company at the same time is not a good idea?or should there be be no real problems doing it ?any help gratefully received.
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highest credit limit
Who gives the highest credit limit among all the credit cards?
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Best Credit Card for Air Miles
I would like to get the best credit card for Air Miles (ideally without paying an annual charge - I hate paying for credit cards). I shall be travelling a lot in the next few weeks (business class) which I have to pay for myself - so which card would be best for me to get? Money supermarket hasn't helped much :confused:
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Vanquis Credit Card
I received an unsolicited application form for a Vanquis Credit Card this morning - nothing unusual there, I get loads of these things, mainly from Capital One (who I already have a card with!!). But what really caught my eye was the pathetically low limit offered (£200) and the rediculous APR ...58.6% :rotfl: Does anyone…
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Lloyds Credit Card
Can I apply for a 2nd Lloyds credit card for 0% balance transfer from another (non Lloyds) credit card? Thanks Sue
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How long for retailer to charge credit card account?
About 3 weeks ago I made quite a large furniture purchase on my credit card. So far the transaction has not shown up on my account (I can see recent transactions online). Is there a time limit by which the retailer has to process the transaction, or could they claim their money months (or even years later)? I'm hoping…
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Important Junk Mail Offers Aren't The Same
I opened an envelope from Capital One today telling me "congratulations you've been pre-approved for a six month 0% balance transfer card". Yet says I - surely Capital One is offering 14 months at 0% (with a balance transfer fee) and of course it is (see best balance transfers article). What's the problem? Sadly most…
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Conran card and Rpoints
Just noticed Rpoints are offering 400 points (£4) signup for using them to sign up to the Conran card. I'm guessing the other cashback sites will be offering something similar as well.
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Right time to apply for a new CC?
Hi all, I’ve just spoken to CS and my application for UB Gold Card (lucky 9 mths 0% BT) has been accepted (£3K only). BT of £2.8K from sainbury’s will be done on 7 working days. I still have my sainsbury’s (£4.4K limit) which will be cleared by the end of November. I want to use a credit card to pay for a scooter (c.…
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Card Terms and Conditions
Hi! Does anybody know what the legal requirement is for card issuers to tell you that T&Cs have changed. For example, do they have to send you stuff or can they just e-mail it or make it available on their website to fulfil their obligation? (I've searched for this, but things seem a little wonky at the moment so no joy.)…
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Credit Card Applications.
Does anyone know when you apply for a credit card the issuer will not tell you what your limit is until you send back the agreement back signed. I know they do have the information on your credit limit but will very rarely devulge it in advance.
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Three applications but only two successes - is that common?
Following the advice on this site I decided to reorganise my credit card balances to minimise interest rates. On 10th October I applied for the BA American Express card and the Lloyds TSB VISA, and a few days later I applied for the Barclaycard Platinum. The BA Amex and Barclaycard applications were successful, with credit…
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Balance Transfer Question
Hi, I've been on the Sainsbury's Visa card for a while now and my 12 mth interest free period expires on 21st December 2005. I've applied for two cards, the Natwest one and the LLoyds TSB to balance transfer the outstanding amount but was wondering if this will get done in time. What do you guys think? Will I make it?
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Capital One Classic Procedure
Hello all, first post here. Superb forum, will be recommending to others. Been searching all morning for an answer to my question regarding a Capital One Classic application. I received a letter this morning saying I was approved and had a credit agreement to sign with the T&C's on and asked to sign and send back. I was…
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Capital One Classic APR
I have a Capital One Classic card with a credit limit of £600 (was originally £200 with no deposit), and I want them to reduce my APR - which at the moment is their standard 29.9% - are Capital One quite good at reducing the APR or will they try and keep you on that APR? Thanks for any advice...
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Offshore debit cards?
Hey, does anyone know anything about this type of cards?I heard that some of them are hosted in countries like, Belize, Panama, etc. Would you put your $$$ in a card like that, if it gives you excellent fees on transfers, and you can keep your $$$ out of US tax free, etc? I'm not sure about it. I'm interested cause my son…
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Any news on the BarclayCard Flexi-rate card?
Read on This is Money that Barclaycard have launched yet another card which gives you a lower apr of 12.9% for paying more than the minimum amount. It's called Flexi-Rate and launched today. I called BarclayCard asking if I could change my current card to this one, they had not even heard of it! I won't be able to get one…
