Lloyds Credit Card

jerham

Can I apply for a 2nd Lloyds credit card for 0% balance transfer from another (non Lloyds) credit card?

Thanks Sue

grumbler

jerham wrote:

Can I apply for a 2nd Lloyds credit card

Do you mean that you already have one Lloyds TSB credit card? If yes, than the answer is NO. Usually it is recommended to apply for the same card at least 6 months after it had been closed.

for 0% balance transfer from another (non Lloyds) credit card?

If this another card is your only card and a Lloyds TSB card is supposed to be your second card, than the answer is YES.
Make sure that 'another' card is not supplied by Lloyds TSB: http://stoozing.com/cards.htm

lipidicman

Sometimes if banks have two flavours of card then you can have a 0% offer on your second card (ie Halifax One and Halifax Charity). In the Halifax's case 6 WEEKS is enough to make you a new customer for the One card!

CTT_2

I have the new AMEX/LLOYDS (15k limit) Card with zero percent for 6 months. I then applied for the Plat card and they gave me another 15k zero percent for 9 months. So it must be possible.

monkeysnail

Planning to apply for LLoyds TSB as I heard they give high credit limits.

So, does lloyds give credit cards to non current account holders or not? I don't want to waste my time if they dont'.

jonesMUFCforever

There is a scheme whereby they will split your limit between the new Amex rewards card and another LTSB credit card

jerham

thanks for your help - yes I have already got a Lloyds card. Will consider other options instead

jonesMUFCforever

jerham wrote:

thanks for your help - yes I have already got a Lloyds card. Will consider other options instead

You can still go for their AMEX reward card and balance transfer for free.

CTT_2

When I applied for the new amex card from LLoyds I asked them to close my two other accounts and transfer limits of 15k to the amex card. Then last week I reapplied for the Plat card back via a full application and they gave me 15k at their zero percent for 9 months. So I am in the position of stoozing 30k.

Chris2000

Could be a mistake by Lloyds.

For online applications, their site says they will close your old cards and transfer any balance onto the new one. That's what happened to me, although it took a couple of weeks to transfer my balance across.

CTT_2

Chris2000 wrote:

Could be a mistake by Lloyds.

For online applications, their site says they will close your old cards and transfer any balance onto the new one. That's what happened to me, although it took a couple of weeks to transfer my balance across.

Lloyds Bank grade customers from 0-9. I have been told I am a risk 1 so I'm sure no mistake was made in my case as the normally give me anything I want.