We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Right time to apply for a new CC?
pardal51
Posts: 427 Forumite
in Credit cards
Hi all,
I’ve just spoken to CS and my application for UB Gold Card (lucky 9 mths 0% BT) has been accepted (£3K only). BT of £2.8K from sainbury’s will be done on 7 working days.
I still have my sainsbury’s (£4.4K limit) which will be cleared by the end of November.
I want to use a credit card to pay for a scooter (c. £1.2K). Would it be OK to apply for Halifax One (0% 12mths purchases), having just been accepted by UB? My 8 credit searches of Nov/Dec last year are still on Experian/Equifax database. They keep searches for 12 months, i.e., mid Dec they should be cleared.
Is it OK to apply now for another CC or should I wait until mid Dec?
Recommendations/advice are much appreciated
I’ve just spoken to CS and my application for UB Gold Card (lucky 9 mths 0% BT) has been accepted (£3K only). BT of £2.8K from sainbury’s will be done on 7 working days.
I still have my sainsbury’s (£4.4K limit) which will be cleared by the end of November.
I want to use a credit card to pay for a scooter (c. £1.2K). Would it be OK to apply for Halifax One (0% 12mths purchases), having just been accepted by UB? My 8 credit searches of Nov/Dec last year are still on Experian/Equifax database. They keep searches for 12 months, i.e., mid Dec they should be cleared.
Is it OK to apply now for another CC or should I wait until mid Dec?
Recommendations/advice are much appreciated
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards