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Natwest Platinum Upgrade Offer Questions
I currently hold a Natwest Standard Credit card which I don't use much, but keep for 'safety'. I have recently received a mailing offering to upgrade me to a Platinum card which includes some minor benefits. Reading through the t&c's the conditions don't seem to be the same as those advertised on the Natwest website.…
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How did you 'Stooze' before SBT's.
Thank god for the Credit Card 'mules' where you can transfer Credit Limits from them, and other Credit Cards, straight into a Current Account. But how did this system work before then??:confused: How did you, in effect, get your hands on the 'dosh'?
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List of who ownes each card
I thought it very helpful if there was a list of who owns each credit card. I once applied for a Lloyd’s card not knowing my Goldfish card was owned by Lloyds and got turned down and probably a wasted credit check, you read this all the time on here. Let me know the ones you know and I will update this first note to make a…
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stoozing question
I have an egg card and have BT'd my credit limit into my current account. I am about to recieve a capital one card shortly (18 mth BT free). Is it possible to transfer my credit limit on the Cap. 1 card onto the egg card, which would put my egg card into credit and then BT the balance into my current account? What sort of…
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cards with 0%bt and low interest for balance for life??
hi does any 1 know which CC has no fee for BT and low interest rate for balance for life (texaco??) and does any1 know which credit cards pay money into accounts or pay off loans apart from egg?? thanks :o :o
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New card to tart
Guys, I need a new card to tart. I have: Thomas cook (MBNA) Mint Egg Cap one Also have a goldfish (Lloyds) which I use day to day. MBNA 0% ends this month and I need a replacement, its hard to work out which companies own each card. I was going to apply for a Virgin but then found out its also an MBNA. Would Halifax be a…
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Chained to my Credit card
Ok i have 2 credit cards one has no balance on it the other has 3000 on it i checked the net to see which ones were good for balance tranfers, i chose marbles, i tried to tranfer and was decline over the phone, my credit is good,although only just bought my 1st house 8 months ago. called lloyds tsb and asked if they could…
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Capital One Appeals?
Both my wife and I applied for the 18 month C1 deal but got offered the 6 month instead. I am about to appeal this decision for the heck of it really. 1/ Is there much point in appealing, are they likely to change their mind? 2/What should I write in my letter?
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MBNA fees clarification
A couple of weeks ago I wrote a letter of complaint to MBNA about the vagueness of their T & Cs regarding BT fees. I also wanted to know why their staff seemed unable to give me a straight answer. Anyway, here's an extract from a letter I received from Rachel Moss, Head of "Customer Satisfaction": ........In accordance…
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HBOS will they merge limit
Got 0% 9mths on charity card but have already a dormant HFX One card with £5K limit, anyone know if they will move some available limit onto anew card
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Cards - which order to apply?
In an attempt to maximise our initial stoozing profits, both my wife and I plan to each apply for 3 cards. The plan is for us each to hold Capital One 18 months, Virgin 9 months, and an Egg card each. Myself I've been accepted for both Virgin (already SBT'd £9.5K to current account), and Egg (with a healthy initial £7.5K…
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First ever credit card help?
My sister wants to apply for a credit card. She's on about £1000 a month but has no credit history (she's only 19 and still lives at home). She tried applying for a Tesco card last week but got refused. What would be the best one for her to try now? BTW, she WILL get the "pay it off in full every month" lecture from me at…
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Paying off CC in full
I am reaching the end of my 6 month stooze (ends 28th April). I would like to pay off the balance in full (up to now DD taken each month for min. amount.) However, the statement confuses me a bit. The statement date is 29 March. The min. payment is to reach the account by 25 April. The wording on the statement states: D/D…
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Pricematch Credit Cards
Hi Guys, please could somebody tell me of a good pricematch card.I'am considering switching from Barclays. Cheers. Chris...
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Capitol One Rebates
I have a Capitol One Circle Card suggested by Martin many months ago. At first I received a 1% rebate. Several months ago this was reduced by Capitol One to 0.5% for no reason given. My card is paid off in full each month by d/d and I spend around £6000 plus per year. Recently I have been made aware by non other than my…
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balance transfer with a Lloydstsb credit card-quick question please?
just got my application form for a Lloyds tsb credit card and it says on application form you get if you do it in first 6 weeks of card 0% interest on balance transfers for 6 months-anyway rang up to make sure and woman on phone when i enquired if this included a cheque for upto my credit limit to be paid into my bank…
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Egg/Abbey advice
Please can someone suggest what to do. A couple of weeks ago I applied online for an Abbey card, which I subsequentley found out was part of the MBNA group - with whom I had previously had a card but fell out with them re charges! I phoned them up the day after applying and said to cancel my application. Then applied for…
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Virgin card and another MBNA card - not possible
Applied for a Virgin card to take advantage of the 9 month interest free period. However got declined because I already have another MBNA card (Conran). Did offer to reduce the credit on my Conran card. Was told it is now MBNA policy that you can only hold one MBNA card - the person on the phone refused to budge. Tis a…
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A way around the 2% balance transfer fees
Just a quick one... I recently signed up for the abbey national c.card - 0% for 9months. When I received the forms to sign, in the small print was "a 2% bt fee is payable", not advertised at the start. I rang up, explained that I was originally going to transfer £3,500 - however, I wasn't prepared to pay a 2% fee (£70) &…
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Halifax Credit Card Changes - Beware!
I recieved my Halifax credit card a few months back, with 6 months interest free on balance transfers and purchases, and this morning I recieved a letter regarding changes to their Terms & Conditions. So for those of you looking to get one soon - beware. Here are the changes (I can't find the original T&C's - but there is…
