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Result !!!!!!!!!!!!!!!!
As you know I had a major issue with MBNA for a) charging me 24.9% and then b) only offering to reduce it by 2% if I paid a £25 fee. Anyway spat my dummy out of the pram and wrote and told them that I was fed up with subsidising new customers and was making plans to close my account. Well I had a telephone call today…
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The end of 0% cards???
I've been hearing on the radio all morning that it could soon be the death of the 0% credit card, and being able to BT to another card once the anniversary date is up. Its costing the banks/card companies millions (apparently in administration costs was one excuse I heard on radio 1). The next step is charging for the…
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Halifax One Card - now 2% charge!
They used to give you 6 month 0% interest on balance transfers BUT the website now says A handling fee of 2% applies per balance transfer. So check what you sign up for, you might have read on an article saying there was no handling fee which I am pretty sure there wanst but there is now!…
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Sainsbury CC charge for being in Credit???
I recently done a balance transfer to my Sainsbury CC which had a £0 balance. (I was intending to transfer from here to my bank account, but only realised afterwards that Sainsburys CC dont allow this). This left me with a £2000 credit on my Sainsbury CC, since i dont use this card for purchases, i decided to tranfer this…
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Great Champagne 'highest Apr' Credit Card Hunt!
OK not so much a what's best but what's worst hunt. What's the highest APR leaflet trying to flog you a credit card you've found. Vanquis is 49.9% but there are higher. Champagne rules. To get the champagne you must first post on here the APR for the UK card in question and you must have a leaflet that you can send in (but…
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would i be offered a card with...
this credit report.... I checked out my experian credit report, and it has on it my current account, '0' ie being used within it's set criteria and with £550 overdraft facility.... then 3 defaults.... which i was unaware of, one of them is 'satisfied' as of 17/12/2000, and the other 2 defaulted in 2000 sums of £39 and £40…
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Are Marbles right ??
Hi, this is my first post here after lurking for a while... An interesting situation occured yesterday and I was hoping someone could help out. My partner, around 2 months ago, cleared her Marbles card and asked for the account to be closed. As far as we were aware it was, as her online access to it was blocked. She…
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£1 Billion
Apparently us tarts cost the industry this much each year. As seen on CEEFAX. Powert to the SBT Cheers all MSE's :D
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credit cards
i already have a halifax credit card can i apply for a 0% halifax credit card to balance transfer
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confused of alnwick!
I owe 9,876.60 to Barclays for career development. I pay 12.9% apr. Should I get a credit card with a low apr and pay it all off and cut the card up and pay it off monthly if I can or should I get a personal loan with the same apr? I'm confused about what to do or who will give me the best deal.
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How do I take advantage of 0% balance transfers?
Ok, just made a couple of large purchases and I would nomally pay them off my credit card at the end of the month, for me its in 6 days. So I thought I would be clever this time, change cards! However, I find most cards take up to 2 weeks to activate your account? How do you make the change, they even charge 2% to transfer…
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credit card balance transfer - low credit score
hi hope you are all well. i have 750 on a capital one card and am looking to transfer it. however will i be able to with my poor credit rating ? on the free link that was in the email i got a credit score of 304. regards, b
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0% on Bal Transfer til Jan 2006 for 1 person
I recieved an offer from MBNA today offering a friend 0% on Balance transfers till Jan 2006. Its a paper form, and for recomending a friend I get an MP3 player worth about 10p ! Its a paper leaflet, which I will send to the first person who pm's me. Please put a wee note on this thread to let others know you have Pm'd me…
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easy to get credit cards
i currently have 5 CCs Gold Barclaycard Limit 3800 Gold Barclaycard MC 1800 Egg 4000 Halifax One 1750 MBNA 4000 Currently MBNA empty but wont allow another 0% I only moved house in December - but need a new card in aughust as Egg and Halifax are ending 0% then. I am on the electoral roll, so that should be ok and have had…
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Cancellation fee's
Hi there, first post, excellent site ... there is so much help here :j Ok, down to business. I'm not in any serious debt, in fact, I'm practically a newbie to CC's, having only one. I currently have around 3k on my Barclaycard and the 0% offer runs out in August. I'm paying £100 a month off it. I'm fully intending to apply…
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Mint application
I applied online for a MINT card, but have yet to receive anything from them. How long does an application take? Regards
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Credit Card/Paypal overcharging
I recently bought a computer off ebay for £400 and paid via my American Express card through Paypal. When I looked at my credit card statement, I saw that instead of being charged £400, I was charged £421.03. Managed to get hold of a representative at American Express and they say they are aware of the problem and that it…
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Card
would like to apply for a card,but my score does'nt seem to be up to much.already got a cap 1 with a £200 limit,would like one with a £500.any ideas...
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Mules and ?
As a newbie, can I just check my understanding of the terminology? A 'mule' is a credit card with a 0% balance transfer (BT) facility which I might use when an SBT I have made is about to expire. This could then revolve around several mules over the next few years. Is there a corresponding term for the 'supermules'…
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First Direct online statement faults
Anyone else finding First Direct's online statementing is suddendly full of faults, e.g. below? The most serious for me is transactions missing from statements. Thank god for the paper ones... Chris Problems with "statements > XXXXgoldcard": 1 The statement "select a period" list's first "March" provides a statement that…
