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Result !!!!!!!!!!!!!!!!
mountainofdebt
Posts: 7,795 Forumite
in Credit cards
As you know I had a major issue with MBNA for a) charging me 24.9% and then b) only offering to reduce it by 2% if I paid a £25 fee.
Anyway spat my dummy out of the pram and wrote and told them that I was fed up with subsidising new customers and was making plans to close my account.
Well I had a telephone call today offering to reduce the standard APR to 7.9% and would I like to make a transfer (subject to the 2% fee of course) for an APR of 1.9% for 6 months!!!!
Guess whose hand was bitten off????
Anyway spat my dummy out of the pram and wrote and told them that I was fed up with subsidising new customers and was making plans to close my account.
Well I had a telephone call today offering to reduce the standard APR to 7.9% and would I like to make a transfer (subject to the 2% fee of course) for an APR of 1.9% for 6 months!!!!
Guess whose hand was bitten off????
2014 Target;
To overpay CC by £1,000.
Overpayment to date : £310
2nd Purse Challenge:
£15.88 saved to date
To overpay CC by £1,000.
Overpayment to date : £310
2nd Purse Challenge:
£15.88 saved to date
0
Comments
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well done
what is it they say 'ask and thy shall receive' ?
:TAoccdrnig to a rscheearch at Cmabrigde Uinervtisy, it deosn't mttaer in waht oredr the ltteers in a wrod are, the olny iprmoetnt tihng is taht the frist and lsat ltteer be at the rghit pclae. Tihs is bcuseae the huamn mnid deos not raed ervey lteter by istlef, but the wrod as a wlohe.0 -
Well done
This money saving is addictive.0 -
I got £60 charge fron mbna for doing a £3000 balance transfer by way of the slip on the application form. After a few inhouse call transfers and a couple of hours waiting I got a phone call to tell me the £60 was going to be refunded.
John0 -
Wow!!!!! You must be soooooo pleased!! Well done
Now, don't go getting indigestion from biting that hand so fast
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PMS Pot: £57.53 Pigsback Pot: £23.00
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Fantastic news! Hoorah!Martin Lewis, Money Saving Expert.
Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.Don't miss out on urgent MoneySaving, get my weekly e-mail at www.moneysavingexpert.com/tips.Debt-Free Wannabee Official Nerd Club: (Honorary) Members number 0000 -
Thanks guys (and especially you Martin for this site!) ...it feels sooooooo great to finally be able to stand up to these people and to be treated fairly!
A loan finished last month so I've set up a standing order for the same amount to be credited to one of our (many!!!) other credit cards. So in addition to the low interest rates that we now have on our cards, the amount available to us to pay off these debts has increased. Will contine to do this every time we clear a card.
Hubby is 40 in 2 years time...what a present eh to be debt free???2014 Target;
To overpay CC by £1,000.
Overpayment to date : £310
2nd Purse Challenge:
£15.88 saved to date0 -
I have applied for a MBNA (ABBEY) card today, 9 month " 0%. I was told no fees for BTDon't waste your words I don't need,
Anything from you.
I don't care where you've been or,
What you plan to do.0 -
simonleblank wrote:I have applied for a MBNA (ABBEY) card today, 9 month " 0%. I was told no fees for BT
If you asked for the balance to be transferred on you application, it should go through fee free.....i know mine did ! :jAoccdrnig to a rscheearch at Cmabrigde Uinervtisy, it deosn't mttaer in waht oredr the ltteers in a wrod are, the olny iprmoetnt tihng is taht the frist and lsat ltteer be at the rghit pclae. Tihs is bcuseae the huamn mnid deos not raed ervey lteter by istlef, but the wrod as a wlohe.0
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