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Cash Back taken back!
Yesterday I cancelled my Alliance & Leicester card. I asked if they would send a cheque for the amount of cashback I have accrued to date. They told me that was now forfeited because I have cancelled the card. Is this correct?
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A CAPITAL idea
I got a "You have been pre-selected ......." offer today. It said among other things "You can transfer balances from higher rate credit cards ..." But I want to transfer from equal rate (0%) credit cards where the 0% will expire shortly. Hmmm.
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PPI problem with Barclay BT!Caution
I'm not sure if anyone's aware of this problem but it happened to me and hubby. Just a note of caution to everybody. We did a SBT with our Barclay card and didn't realised that our Payment Protection Plan will be classified as 'standard charges" which carry a standard APR of 14.9%. As you maybe aware, any payment made,…
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About to make a BT with my barclay card
What should I look out for, I really would like the terms of the BT in writing but barclays havn't realy given me any decent mterial on this. Here is how I think it will work. I intend to borrow £500@2.9% as a balance transfer from my overdraft. I will be charged a 2% fee to transfer it over so = £10 so the total interest…
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Hi Tech or what?
I did a BT on Sunday 08-10-04 Today I checked with the Halifax It is still " in the pipeine" It can take up to 10 bank working days they told me. That means up to 14 days. It might I suppose take even longer when Christmas Boxing Day and New Year Day intervene unless that is allowed for in the 14 Days. Hmmm.
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How many cards?
I read an article yesterday saying the Goverment is going to limit people to 6 credit cards. Is this going to happen andd when? What is a safe number of cards to have?
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LloydsTSB Create
I am a LloydsTSB customer and currently have a Platinum Visa Card. Can I apply for (and hold) a Lloyds TSB Create Card at the same time as having the Platinum? Also, do Lloyds TSB run a credit check as I am a Lloyds TSB current account holder? Thanks in advance.
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18 Months 0% on BT's - Capital One
If you don't currently have a Capital One Account & you haven't applied for a Capital One Account within the last 6 months then you might like this little code I have here: 8454 - 109 This offer's 18 months 0% on balance transfers, followed by 7% for the remaining time on balance transfers. It appears to only be valid from…
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Whats ur favourite savings account for stoozing??
Hi all, Just wondering what the most popular Savings accounts are for Stoozing? Also, is it ok to SBT money straight into ur Savings account OR should it go via ur Current Account first..? My vote goes to ING :)
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www.allactiontrade.com -> your gateway to the &
meet thousands of new buyers and suppliers for your products daily at ** Links with a vested interest by the poster can only be placed on the referral board - Edited by Mod 2 **
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buying a car
hi! i am about to purchase a car for about £7, 500 i have about £3000 in savings to pay off immediately. i was wondering if it is possible and a good idea to put the rest of it onto 0% credit cards and keep shifting the balance after this introductory rate has expired? can you let me know if you think this is a good idea…
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confused with minimum repayments and stoozing
I have embarked on stoozing. I've got a Mint card and used their cheques to pay money into a savings account. My minimum repayments are about £70. Should I be paying this from my savings account (i.e. money from credit card in the first place) or from my current account (therefore maintaining the amount in my savings…
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Credit card declined because of no debt
My gf has a credit card application declined, she was told on the phone that it is because she has no other debts :o They also said bbecause she has had no credit before she has no credit rating Is there something she can do to complain? Surely having no debts is a good thing? Cheers, Dutchie
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Suggest a card for me - 0% on BT's/Purchases
Hi ppl I am after a new 0% card at the moment on BT's and Purchases. It's mainly going to be for Car Insurance and Holiday stuff (off to Florida next month) I currently have a Lloyds TSB Platinum, Tesco Mastercard and Halifax Platinum - none of which are 0% anymore :( Please feel free to give me your suggestions and help…
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Debt warnings to appear on credit card bills
Well worth a read. http://www.moneyam.com/action/news/showArticle?id=465066
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Charity credit cards
Hello all Are there any good, fairly comprehensive lists of UK charity affinity credit cards? I haven't found much info here on them, but if it exists, please accept my apologies. I would be interested in what each card offers both to the charity and to the cardholder. Thanks, Tom
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Credit card / loan for self employed bod
Morning Guys, i've posted this in the small Biz section as well as i didn't know what would be better. My b/f has just gone self employed (just over a couple of months) but he needs to get a credit card / loan to be able to buy materials ect for the business. Currently he's having to use his own money as banks ect will not…
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HSBC Gold Card Balance Transfer Fiasco!
It was supposed to be so simple..... Transfer my existing HSBC balance to another card for 4.9% life of balance rate, then transfer another card to HSBC for 3.9% for six months. The transfer off HSBC coincides with a direct debit payment to card resulting in a £24 credit balance. So I ring HSBC's Credit Card helpline to do…
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Max. 6 Credit Cards?
Bought a new leather ten credit card holder, from Fenwicks, now i hear the "industry" is planning to introduce new guidelines to limit the number of CC's held by an individual to six...no mention of the credit limit's though ;D Sign of a new credit squeeze by the BoE through the back door?
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Halifax Clear Flat Rate Card link needed
Is Halifax still doing this card? I can't seem to find it on their website. Anyone have a web link please? Thanks in advance
