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new cards while moving house
I moved house in May and am coming to the end of a cheap card deal. I've temporariliy stuck it onto MBNA at 2.9% but I'm looking for another 0% deal. My concern is that because I've recently moved there may be conflicting info on my credit report. Eg given how long it takes for some lenders to update address details and…
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Who is MINT run by..?
Hi all, Just a quick Q. pls. Who is MINT (credit Card) run by? Thanks
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Credit cards, BTs and Credit checking
Hi all Apologies that my first post is a question... I've been using a few of the 0% BT cards since Feb/March to hold money in my bank account against my offset mortgage. A couple of these have expired now so I've applied to other lenders in order to transfer the balances over. Initially I was rejected by Virgin (MBNA) but…
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Who's the biggest 'tart' on here ?
Ive done pretty well out of balance transfers and prefer the flexibility of payments with credit cards as opposed to just consolidating my debts (7.5K) with one loan. But i now have 5 card accounts-with a 100% payment record-i was wondering how many more i'd be likely to get before i get turned down. Anybody on here got…
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credit card
>:(i ordered gift tokens as a wedding gift off the gift registry over the internet.my niece has now been told the company has gone into liquidation, so no gifts will be recieved. i paid £50 for vouchers on a goldfish credit card, do i have any sort of claim shirley mc
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Death of Stoozing ?
With more and more cards now starting to introduce charges on balance transfers. Are we at the end of the stoozing boom ? The last stoozers piling into the stoozing market, to take advantage of high interest rates on savings with their 0% acquired lolly I fear that all us stoozers are starting to make a significant…
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Chip N Pin Memory Solution: Pin Safe Review
Chip'n'pin, the process where rather than signing for goods in shops you need a pin number, is gradually rolling in. Before reading on - read the full Chip'n'Pin article Pinsafe via https://www.chipnpin.org is a cute little system. It's only going to be useful for those with a number of cards struggling to remember them.…
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Nationwide credit card cash advance charge
Have just been informed from December this is going up to 1.5% (from 1.25%)
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Credit Limit Decrease Anyone?
My Egg anniversary bt will be ending at the beginning of next month and I'm looking ahead to taking it on again next year. It would be nice if I could get a limit increase before then but I'm a bit worried about asking for one as I've applied for quite a few cards in the last 6 to 12 months and this must reflect negatively…
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End of 0% credit card deals
Is it true banks and Buildiing societies are thinking of getting rid of 0% credit card deals??
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visa - mastercard
can someone tell me the difference between via and mastercards?
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Asda/GE new "cashback" card + 6mths 0%BT
Looks like GE want to expand into UK cc market, and have joined/persuaded Asda to lanch new Mastercard and a Store Card. Both cards give 0.5% cashback in Asda Vouchers annually in November, and CC has six months 0% BT offer. Purchase protection on items over £25 for 50 days, against loss/theft or accidental damage. No…
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£2 off from EQUIFAX
If you already intend to get a Credit Score from Equifax for £11.75 this will save you £2. This does not intend to imply that I think that this facilty provided by Equifax is good value for money but only that it might save you £2. I sent £2, on line, for the usual information. It came by post in about one week. Today, a…
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LloydsTSB
Does not LloydsTSB have a Mastercard with 12 months 0 interest on balance transfers. Anyone know of any problems ....if they do
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Halifax card - repayment cover gotcha
Last month I forgot to send a cheque to pay-off my Halifax Visa card statement. The amount owed was only £13. I know I'm very lucky to have not been hit for a £25 late payment fee, but I was surprised to see that this month's statement contains a Repayment Cover premium of 78p, despite the amount owed being only £13. I…
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Wanted : cashback card for tricky case!
OK! I know you're fed up with reading about people who can't get credit cards, but please don't stop reading because this is different - I already have 1! My problem is that I use my credit card quite a lot and would really like to get cashback (mine doesn't!). However I have tried to get another card (admittedly only once…
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CASH BACK - Conran and Carphone Warehouse?
Like most of you I'm searching for a new cash back card, its not easy. After Amex, the best cards are the Conran [run by MBNA] and Carphone Warehouse [run by Halifax]. I find the Conran card less then clear on its reward process, so I'm thinking of staying clear in favour of the Carphone Warehouse card which gives 0.5% of…
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Do not use MBNA card for Revenge!
Martin's reminder article states that the MBNA card charges a handling fee for all Balance Transfers... unless the request is made on application MBNA told me explicitly last week that this is not true. I'd avoid using this card if you're doing the revenge thing. I think Egg's is free. Mint has the cheques and I don't…
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Upping credit card limit
Can anyone suggest when is the best time to ask for an increased credit limit from Mint? My dad applied for a 0% card and got a credit limit of £3000, he has a good job and earns much more than me (I got a £5250 limit). Is it worth him speaking to Mint to see if his limit can be increased? If so should he accept the card…
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Turned Down
I have a visa card with the r.b.s. with a balance of £3.500 I would like to clear this and i know i can as come next march i will have money coming to me that will enable me to do this. I phoned the halifax to get transfer my money to the halifaxs latest 9 mth intrest free, how ever to my horror i was turned down, i am…
