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poor credit rating and getting credit cards
Which Credit cards can I expect to get Approved by if I don't have a good credit rating and what rates can I expect. Kind regards Lee.
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best credit card to use in austraila
whats the best credit card to use on my hols in australia
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Cashback on More Th>n card
As Accucard have reduced theirs, and More Th>n is Accucard re-badged, are there any indications yet that More Th>n will reduce too?
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You might like to try this at home
If you do please let me know the result. Scene One:- You have had a look at your credit report, £2, from Experian. You do not know what a particular Credit Card Company would make of it. You do not want them to credit check you only to then be turned down. Scene Two You get an application form for that Credit Card. Fill it…
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BEWARE! "Motley Fool" email
I have just received an email purporting to be from Motley Fool saying I have been entered into a "£5,000 off your credit card bill" competition and giving links for credit card deals. Now I'm sure all you savvy Money Savings Experts will immediately have spotted where I am heading- this is, I am 99.9% sure, a scamming…
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New Mint Offering
Credit card provider Mint (part of the RBS group) has a new range of offers for new customers. Currently it is only via the internet, though it is likely to be via the phone in a few weeks (to be confirmed) The following are the new deals. New customers may select one of the offers only - you need to choose which one you…
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Financial Association Pros & Cons. HELP
Sorry for the duplicate thread content but thought I might get more advice this way 8) Having spent the last couple of hours trawling thru all the pages in this catagory (only got up to page 15!) I have decided if I want some answers I'd best start a new thread. I have about 9 cards at the moment all with my partner as an…
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PIN codes, and remembering them!
I seem to have several credit/debit cards as well as security codes on 2 mobile phones. It's a nightmare trying to remember all the PIN codes!! and I recall Martin saying that it was poor security to change all your PIN codes to be the same. I came across a solution though, and having tried it I can thoroughly recommend…
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EXTRA CARDHOLDER...PROS & CONS PLEASE
Having spent the last couple of hours trawling thru all the pages in this catagory (only got up to page 15!) I have decided if I want some answers I'd best start a new thread. I have about 9 cards at the moment all with my partner as an additional cardholder. Recently applied for another card (Egg Blue) and was flatly…
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Why cant I get a credit card?
Hello! Well, it's not me exactly. It's my mate who cant get a credit card at all. He was in loads of debt a few years back, even Capital One have rejected him from getting a card (and I thought they gave everybody one?). He has never had a loan, or a credit card. He wracked his debt up by not paying his Council Tax, Water…
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Credit card advice needed
Hi all, I've currently got a balance of about 5K on my HSBC card @ 3.9%. My HSBC card doesn't appear on my credit reports, so I applied for a Capital One classic card a few months ago (as I was still a student/unemployed), to build up some credit history. I now have a few "0's" on my credit reports for this card, as well…
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can anyone explain
I have read on these boards that people take the cash off their credit cards bank it and make money like that. Would I place the money in a high interest account and pay the minimum each month? Any advice would be greatly appreciated. Sam ???
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Experian - can anyone help?
Back in March I first applied to Experian for my credit report and was asked for photocopies of various documents for identification purposes. These were supplied and they sent me my report; a couple of months later I requested my most up to date report and this was supplied immediately. My latest request for my report, in…
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Terms and conditions
Part of any credit card's terms and conditions is always that the terms and conditions can change at any time. Doesn't this make a mockery of life of balance deals as, in theory, the CC company can change the interest rate at any time?
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How much longer the 0% deals ?
I have a total of 8k on cards-one on 3.9% for life of balance, one on for 12 months at 0% and two others on 0% for the next 8 months. No other debts but i definately wont clear the latter two in the next 8 months. It's a bit messy and you need rigid discipline with the payments but well worthwhile in terms of savings. I…
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Quick Credit Card Question
Hello Everybody Ive got a mint card at teh moment and the 0% Interest free credit is about to run out, with abotu £200 to pay on it left I want to get a 18 Months Interest free credit card, the one Martin advertised in this weeks tips I was just wondering if i can apply for this new credit card and then pay off Mint with…
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Barclaycard Small Print
My girlfriend took out a barclaycard in August '04 due to it's 12 interest free period. An article in last Thursday's Daily Mirror warned of interrest being charged after 3 months?! She hasn't done a balance transfer but has spent upto £1000 on it since taking out the card. Has anyone got any information on this and can…
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Barclays offer me 2.9% APR for life. Conditions?
I was pleased to hear this last time I contacted them on the phone, but as it was on the phone I'm completely unaware of what the terms and conditions may be, the minimum spend etc. I shoudl probably juist go and give them a call on 18866 but has anyone recived a similar offer and if so what were the terms and conditions?…
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Cash from credit cards
I read on this site a while ago, that you can get credit cards that let you withdraw cash at 0%. Does anyone know which cards still offer this facility? Thanks in advance
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Amalgamating Lloyds TSB Group Credit Card Limits
Hi I have applied for the Texaco 3.9% life of balance credit card. To date my credit limit is unconfimed. I understand that the Texaco card is issued by Lloyds TSB. As I have another credit card issued by Lloyds TSB with a zero balance, does anyone have any experience as to whether the Texcao card will allow me to transfer…
