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Credit Card effecting your credit rating
Hi Guys, This is my first post so please be gentle!! ;) Can anyone answer me a question, i have got several credit cards to my name that i dont use and have no balance on, thety were 0% ones that have now run out and i have transfered the balance to. I was told quite a while ago that if you cancel a credit card your credit…
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Cahoot address
A while ago someone wrote in about their difficulty in finding a postal address for Cahoot. I recently posted them a cheque, and it has now been debited from my bank account. Their address is : Friars House, P.O. Box 1981, Coventry. CV1 2ZA
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Guaranteed Capital One Card??
Hi, I was sent an applicationform for a Capital One Credit card....stating that it is a 'guarantee' that they will give me one if I can answer the criteria Q's ie: over 18............................................yes UK resident ..........................................yes Proof of…
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Anyone ordered virgin card
I did for the free phone it comes with, anyone know how long it takes to receive it after receiving your card! ::)
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A & L card change in terms - Cash Transactions
A & L (MBNA) hace just sent me a letter with the following change in terms from 01 Nov 04. Cash Transaction. - any transaction under which you recieve cash or a cash substitute by using your card or card number, including foreign currency, travellers cheques, postal orders, any transaction where you electronically transfer…
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Limits and Texaco card
What sort of limits have people been able to get with the Texaco 3.9% life of balance card (maybe compored to % of earnings?)? Also what sort of limit have the lucky people who have been able to get a Capital One 18m 0% card?
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New MoneySaver in need of help??
Hi All Can I just say what a fantastic site this is. I am just starting to move my money around to make the most of it an in one foul swoop I have increased the interest on my Savings by £500. However here is the dilemma. I am not very good with figures (sorry). I have a £3500 loan which is charging 15.9% and want to clear…
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Pure co-incidence or something more sinister ???
It's that time of the year again, so last night I went through the MInt on-line application process to get my next fix of interest free balance transfer. I was quite shocked at the end of the process to be informed that my application had been refused - this has never happened before and I have a good credit rating. Not…
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A laughable credit limit?
DOES ANYBODY KNOW OF A GOOD STRATEGY TO IMPROVE ONE'S CREDIT SCORE? Recently, (in a search for the 0% credit cards) I've been given Barclaycard 0% with a laughable £300 limit and the CapitalOne six-month 0% with £200 limit. They are obviously cherry picking their customers because my limits on other cards are between…
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Application Question
In September I got 2 credit cards, one storecard which I regret signing for and the Egg Credit card. Now I want a Sainsburys CC for interest free spending. How long should I wait before I apply for this ? I don't want to rush my applications as many of you have said its best to take it slow.
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a card for a virgin?
I've never had a credit card, and I've never had any credit (except on utility bills etc). So I don't have a good rating(even though it's not bad either). I've looked at a few cards inc the Co-op gold, and the Capital One platinum. The Co-op won't let me have their gold card as I've never had a credit card. Capital One…
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Egg Standard Rate Increase
Just noticed advert in paper (Daily Express) that the Egg card standard rate will increase to 14.9% from today (1st October 2004). Not sure if this has been mentioned before. DJ
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Credit Card tragedy
Just thought i'd post this link for you guys to check out. It's about a man who got in debt up to £100,000 on Credit cards. http://www.thisismoney.com/20041001/nm83067.html
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credit card car purchase
I am buying a more modern car this afternoon and the dealer won't accept my personal cheque so i have offered to pay by credit card but they want to charge me £52 for the priviledge.Is this legal? A quick response would be appreciated and thanks in advance.
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is this the best i can do?
i have 23k on credit cards, have been on here recently discussing problems and was advised to moved amounts around to lowest cards poss (not able to get any new 0% cards) have now managed to get 11k on 6.9% till paid, 3k on 0% for 6 months, 9k on 5.9% till paid i have also closed 4 of my card accounts. anything else anyone…
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Help moving balances
Can anyone help me. I have just started a new job and I am trying desperatley to transfer my existing barclaycard balances. However credit rating keeps getting knocked every time i try. anyone get any answers :(
