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Citi Classic Plus limits
Hi all, Have just been approved for a Citi Classic Plus Visa card to transfer my Halifax One balance to as it is coming to the end of the 9 months. My Halifax limit is £4700 so I'd like a similar limit on the Citi card for it to be of any use for the BT. But they won't say what it will be until i receive the card, which…
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Amex and Tesco card for earning air miles
Hi I have applied for a BA Premium Plus Amex card so that I can earn BA air miles when I spend (to replace my Amex Blue now that the cashback rates have fallen). I read this gives a free companion ticket when you spend over £15k a year. Has any one experience of using this card as it seems to me to be great value if I have…
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Too soon to ask for an credit increase?
Been with egg 1 month, is it too soon to ask for an increase? Thanks
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will applying for credt card affect my mortgage ap
Can anyone advise ? I am about to apply for a new credit card probably Sainsbury's 12 month 0% deal as informed from Martin's site. At present my current c/card (LLoydstsb)is £82 in debt of which i plan clear shortly. I am about to apply for remortgage soon due to current mortgage discount rate finishes in FEB 05 (i want…
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Barclaycard changes to T&C'S
Barclaycard have changed there purchase 0% deal. It is now only valid for first 3 months - so beware :o They are also charging a 2% or £35.00 balance transfer fee... >:(
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CITIBANK sharp practices
>:( I have been repairing my credit for over ten years and used almost every card out there, and I will never do business with CITBANK again. Unfortunately, many of the offers that are mailed out are in fact CITIBANK issues that hide under other names. I have had two accounts with CITIBANK and in each case, I have had my…
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Chances of getting a card with £5500 income
I'm currently working part time earning around £5500 a year. I don't have much of a credit history but I'm 6 months through a contract phone and have just been approved for an Accucard with a pretty abysmal £400 limit. I've been thinking about opening the Sainsbury's 0% card and doing the minimum paying thing and putting…
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Help Goldfish Nightmare
I had a Goldfish credit card for ages and payed it in full each month. The main purpose was to get asda vouchers back on my spending. I cancelled it about 7 months ago. About 4 months after cancelling the card the 5,000 limit was still showing as open with Experian so i contacted them who put a note on my file saying i was…
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Newbie here
I have a CC card and i wondered how easy it is to change it even if its my own banks card like i say a newbie thanks for any info
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Got offered a card today..
Mailshot - Offered me a typical APR of%46.2!! haha no thanks. Also a typical APR of 50-something% on a visa electron with a £100 limit! Crazyness!
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Credit Card BT Advice Required
Hi everyone, I've only recently discovered this site, and it's already saved me loads of money :D but now I have a question that I cannot answer myself: Situation I have got three credit cards, and have just been accepted for a 3.9% LOBT Texaco Card. My current debt spread is: Halifax £3526 (@14.9%) (Limit £5650 recently…
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credit card cheques
We have just got a Saga Visa card and they have sent us some convenience cheques which from what I understand has 0% interest for six months. Could I write a cheque out to myself and then deposit it in my bank account, thus earning interest or will it be charged as a cash advance. Also I'm not sure if there would be a…
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shoddy computer on credit card
I ordered a computer from JAL with a promise of delivery on Tue morn.It arrived Thu pm.The printer is missing,the monitor does not work,the remote for the monitor is missing.JAL suggest that I open the computer and look around,which I do not want to do.The computer was paid for by cc(I am a named user - not my card).Can I…
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Capital One Web Site Down AGAIN
Has anyone managed to log in this morning. I have been trying since 8 a.m. with no success.
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need an interest free credit card!!
Ok please help us... We are a young couple who have £4K on our credit card. It is interest free (Marbles) but it is due to run out and we desperately need a new interest free card to transfer the balance over to. Who would be best to switch to? It must be 0% interest on balance transfers. We have no intentions of spending…
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Citi 0% 12mth BT & Pur Invite only
Wife recived offer this morn, not valid if name & or address are changed written in bold print on bottom of page (DAMN! old address we`ve just moved) :'(
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Disputed transaction - advice needed
Hi I recently had a problem in a high street electrical retailers. I had to exchange a faulty product & should have reecived a refund. The till operator took my credit card (I thought to give me the refund) but had actually charged me full price again. She told me that the transaction hadn't gone through & handed me the…
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Transfer a flexible loan to Credit card
Hi There, I currently have a Flexible loan of £3000 with Cahoot at 13.5% and paying £70 to service it. Is there a credit card that will allow me to transfer this at a rate of 0% or a low APR for the life of the balance? Please note I need a credit card that will allow transfer from a bank account. Thanks
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Tranfer from addtional card holder..is it possible
Sorry, I looked for a thread but too much to go through. I have a Credit Card account, and I have put my partner as an additional cardholder. She got accepted for a 12 month 0% Balance Transfer on a TSB card. I got refused. As she is an additional cardholder on my account can I transfer money from my card to her TSB…
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Refunding credit card overpayment
I find the outcome of this simple situation incredible... I recently accidentally overpaid on a credit card - by £10 . The card in question was an IF visa. I hadn't used it for a while (zero balance). When I spent £15 on it - I then decided to pay this off straight away. I thought that my direct debit was configured to…
