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Halifax rewards extra
I know we have had Christmas, but rewards extra is a bit slow to update don't you know.
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Overdraft
Hi, I hope this is in the correct place apologizes if not.I currently have an overdraft that is quickly coming to its limit. For nearly a year now I have been out of work and obviously the coronavirus is not helping to get back on my feet. I thought the new year would bring in some good changes regarding work so was not…
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having UK bank accounts but resident in Spain
My current UK accounts are charging a monthly fee for facilities they now say I am not eligible for. If intend to leave that bank and am looking for another. Brexit mskes this a challenge. The other issue is that I also want to move my business accounts. My company is based on Scotland and conduct all my business in…
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Nationwide Arrange Overdraft Intrest - Not Overdrawn
Every so often I get charged 2p by Nationwide for interest on an arranged overdraft. However I haven’t been overdrawn so I’m not too sure why I am getting charged this interest. I’ve contact Nationwide by telephone and they couldn’t explain to why I was being charged. Has anybody else been affected?
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Natwest bank sent an unauthorised duplicate payment & refuse to refund
Rather unusual one- has anyone come across this before? I have a standing order set up of £1,200 a month. Natwest accidentally processed 2 x £1200 on the same day. I have no more payments planned. They admit to the error but instead of refunding one, they insist it's my job to go to the payee to get my money refunded. I…
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Why does no-one know about PayM?
Perhaps slight exaggeration, but it seems very few people are aware of the existence of PayM / Pay-a-Contact. The banks brought it in several years ago, but AFAICS have done absolutely nothing to promote it. They spend a fortune encouraging us all to switch accounts, and telling us about the features of their apps, but…
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Bank transfer verification
I'm trying to set up a bank transfer to pay a Barclaycard credit card bill from my Santander current account. The statement gives all the details - sort code, account number and payment reference but not the title of their receiving account. I've tried Barclaycard and Barclays Bank UK but get a message "We
can't verify the…
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Virgin Money Current Account
Hi. Can anyone advise how I can get a 10 digit customer number. It appears unless you have one you can't open an account.
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Bank charges question
Hi, I know there was the big court case years ago, but what is the current position regarding claiming back bank charges? the ones for missed payments etc, whether it be banks, car loans etc i have around £450 of charges on a car finance agreement over the last 4 years, all for late payments or bounced direct debits. the…
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Revolut - disposable Card
does anyone know if the virtual disposable card on Revolut app is free or is it only offered to premium members?
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Shawbrook bank opinions and questions
I'm looking at five year fixed accounts and see that Shawbrook Bank is offering 1.25% but I've never banked with Shawbrook and would appreciate some help with a few questions from MSE members that have banked with Shawbrook or are current customers:Was it easy to open an account with Shawbrook Bank? How long did it take…
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New bank account info
My hubby will be becoming a Sole Trader in March. At present we have a joint account (where his wages at present go) and I have an account in my name. We don't want to close either of them, but we are looking at opening a new personal current accountt in my husbands name to keep his income & expenditure seperate- so it…
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best online bank account uk
Hi all ,I work full time but sometimes make extra money which is cash, I want to open an online bank account that I can deposit the cash into it via ATM machine which I just want to keep for a rainy day Any help would be much appreciated on which online bank account would be best for this. Thanks in advance D
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RBS reward current account
I switched my bank account in November from Santander to RBS Reward account I saw on MSE that if you switched to them you would also get £100 which Martin thought was a good deal I’m also certain that I saw they would pay credit interest up to £2000 as well as their rewards of £5 monthly Now my statement says they do not…
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Could this result in disaster -- Settle Up?
I've sold an iPhone to a woman who was initially going to just pick up in person and then claimed due to lockdown she needs the phone posted to her. She sent payment using Settle Up, which is where you send the person a link that allows them to pay you and the payment goes directly into your bank account as cleared funds.…
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Victim of a scam using Cashplus account
I’ve recently been the victim of a scam online and made a series of payments to buy a used car from a seller who advertised the car on a local selling group on Facebook. We arranged a payment plan to enable me to pay for the car in instalments to make it easier for me to afford. All seemed genuine and I got the seller’s…
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M&S Bank - Can't Log In on Web Site
Is it just me, or is the M&S Bank web site broken? I can log in on the App just fine, but when I try to log in on the Web site, I generate a security code using the app, but when I enter this on the Web site I just get red a warning box with no text in it, and the box to enter the security code just stays there. It looks…
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Having Two Passports - Effect on Opening Bank Accounts?
Hi I have a UK Passport. Following Brexit I am considering applying for a second European passport as I have parents from the EU. My main reason for doing so is to avoid any visa issues and to skip queues at airports etc (and thinking very far into the future, possibly retiring in Europe and having health entitlements or…
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ICS unpaid cheque
I have just looked at my TSB account online and one of the cheques I paid in during the week is “ICS unpaid cheque”. I understand this is image clearing system. Will this be re-presented or sent back to the person who wrote the cheque? TIA.
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More UK banks to shut British expat accounts
I am confused by all the air about closing expat accounts. As Northern Ireland (NI) remains in the single market, how can UK based banks provide services to residents of NI , which they do, with out Euro regulation? Similiar the banks based in NI are regulated by the Bank of England (BoE) and not some Eurocrats, yet they…
