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Santander OTP SMS delays when attempt to logon to web-based banking
Hi. Is anybody else having problems with Santander bank web-based account access and one time password (OTP) SMS messages taking a very long time to be received? I'm not receiving messages for 8 or more minutes by which time the OTP has expired. Other SMS messages to my phone are being received OK so it's not a problem…
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Natwest seem to be charging me for a bank account I can't access, didn't know I had and do not want
Back in about October Natwest were offering £125 for people who switched to them (I think I found about it via this site). So i tried to do it and almost as soon as registering I received a text saying that the switch had failed. I decided not to persist and go on with my life. I never received any details relating to the…
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Unwanted Inward post Brexit Investment
Okay we are being encouraged to trade globally. If that's the case how is it my overseas investors and I cannot secure banking facilities in the UK. Because the investment and major shareholder resides overseas the banks do not even want to talk. How do we create an economy and jobs not dependant on the EU if the banks do…
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Barclays Abuse
Hello, Barclays closed my personal account without any valid explanations. I wonder if I could sue them on the grounds that I have told them that I have evidence to proove my innocence and they disregarded it?
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Santander mobile banking App
Santander appear to have made a unilateral decision (ie did not consult customers) to update their mobile banking app but which does not run on older iPhones. This means that I can no longer use my I iPhone 5 for banking and as yet, Santander have not offered me a new phone. Am I alone with my complaint?
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Nationwide Flex account Overdraft question
Hi, I've had an overdraft facility of £2k on my Nationwide Flexaccount for at least a decade. I reckon I use some/all of the this facility about 10 of 12 months of the year I recently inherited some money, so decided to try and take away the temptation of having the facility by cutting it to £1500, with the intention of…
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My RBS 'offers' have disappeared - BBL related?
I'm curious. I took a £4k BBL last year and opened a business account with RBS to do so, already had personal accounts. Most of my invoices are still paid into my sole account with them and we also have a joint. For over a year the 'apply' section of the RBS app has told me I'm likely to get a £25k joint loan and a £1300…
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Royal bank of Scotland Rewards scheme
I have a Royal Bank of Scotland rewards current account and every month you can earn £4 cashback in Rewards for paying 2 or more Direct Debits from your reward account. One of my Direct Debits is for gym membership, this DD has not been collected for December & January due to the current Tier 4 lockdown rules imposed by…
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Retirement Budgeting bank account recomendations
I am about to retire and my
pension pots from previous employments are being managed and I have a current work pension that I will
take as I retire. Note sure what I will do with that one yet. However my
request is for suggestions for a suitable bank account for my bills. We have a
couple of bank accounts that various…
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Banks cancelling accounts of people who live abroad... anyone know what's happening/happened?
Shortly before the end of the transition period there was a big thing about UK banks cancelling the accounts of UK citizens living in the EU. However I've not heard anything about it since. Does anyone know what's happening? Has anyone had their account cancelled? And my personal situation - I live in Spain but still own a…
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Santander 123 interest rate and fee change from April 2021
From 12th April 2021 the interest rate is dropping form 0.6%AER to 0.3%AER for balances up to £20k. The monthly fee also drops from £5 to £4.
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Monzo
Asking on behalf of someone, who has tried to speak to Monzo but got sense from them. If you are due a BACS for Monday, what time today will it show in your feed, as tomorrow would be eligible for paid early but they say normally it shows in feed as incoming today ready for available early pay tomorrow. Thanks
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Halifax Reward account: what will happen after May?
I have been fortunate to receive £5 per month reward on each of two Halifax Reward current accounts since the start of the new scheme in June.I understand that the present reward choice expires on 31 May 2021. Does anyone have any thoughts on the likelihood or otherwise of Halifax continuing the scheme as at present? Will…
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NatWest switch offer
I’ve recently made a switch to NatWest, in order to qualify for their £125 cash back you need to pay in £1500. Does anyone know if this needs to be in one transaction? Or can it be split into multiple?
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Debit Card Frozen
Sorry if this is the wrong section. My card has been blocked by Lloyds Bank. I received a text asking me to call them. Went through high level security. Answered questions about specific transactions including the date, time and amount. Adviser told me I need to attend the local branch with ID to get my card unblocked. I…
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Harassment for not switching to online banking
I rarely need to go in to local bank but my elderly parents do not want online banking and this is their right, they also dont want telephone banking as are hard of hearing - they want to be able to visit their branch and have a conversation with a staff member. I have POA and due to covid am supporting them with this at…
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Using 3 current accounts
I have three bank accounts and as a student, I want to use my money wisely. My current plan is: Santander Student Account - Source account - where my student loan goes into and my accommodation fees currently come out of. Nationwide FlexAccount - Savings account - I have the Start to Save account so am saving money in here…
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Business Bank Account Frozen (whilst under review) yes a real one !
Had a message from bank to say they have have frozen account as they were reviewing after a transaction came to their attention Now this customer wanted a refund (less then £20), offered to return funds immediately but refused to give bank info and wanted a cheque (we dont use them!) That was the end i heard of until…
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What is action fraud for?
I don't know how to address this email... Anyway let's do in the formal way..Dear Sirs, Has anyone an idea what the Action Fraud website is it for? I mean, as good citizen (not saying perfect), I reported at least 2 crimes in the past 10 years on me (basically the others were committing something wrong). Both times, they…
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Treasurer Bank Account
Hi all, I'm after a bit of advice regarding the best Treasurer Account. We are a non-profit organisation (scout unit) and need to open a bank account that can be used online but where all payments need to be authorised by two people. Was looking at Lloyds but they are not accepting new applications currently. Thank you in…
