-
HSBC Advance Switch Offer
I don't earn the £1,750 per month but I would be able to make up the difference to the £1,750 to meet the account requirement (I'm on £23k per year) In peoples experience am I likely to be rejected for the account based on salary alone?
-
Natwest cancelled a direct debit
Just received a letter to say, that the direct debit against my December 17 M&S credit card statement, direct debit due 8th January, was returned unpaid and the direct debit facility cancelled. I have already paid off the full statement by debit card, a week or more before it was due. I normally do pay it off rather than…
-
Barclays Blue Rewards not paid this month?
Hi I have just realised that Barclays have not credited my £7 Blue Rewards payment this month. Have other people received theirs OK? I have sent them a message so will see what they say. (I met the pay in requirement, but no longer have the 2 DDs that used to be required since they were dropped in Nov 2016).
-
HSBC Switch
I've done all the switches so far...thought what the heck might as well try HSBC and as kind of expected got the "We have further checks to make etc". Today debit card dropped through the door,no email stating they had approved the account...no mention of switching time/date nothing. Is this normal or has something gone…
-
Best Bank Account for under £1,000 pcm income
As the thread title says. Need recommendations. Pay several DD but also faster payments to offspring at Uni. Also recently discharged CCJ and charge has been removed form the property.
-
Very annoyed with Natwest
There is nothing that can be done, but I just wanted to rant a little. Last year I changed my bank from Lloyds to Natwest for the simple reason that my state pension, which Lloyds were keeping till Monday, was being paid the Saturday before with every other bank in the country. After some months, I have got used to having…
-
Statements from a closed account?
Hi all Just wondered what the easiest way (if its possible) was to request statements from a Natwest account that was closed a few years ago? I need the statements from 2010-2013 but I don't know if I can even go back that far?
-
Continuing Transactions After Bank Liquidation
Hi all, Hopefully someone can help.. I understand from a friend at a bank that banks will usually sent the FSCS a single customer file containing all the information for the regulators on customers who are due compensation & how much this will be. Once this file has been received by the regulators, it will take them about…
-
Requires a quick to set up DD ASAP
I need a quick to set up DD which will pay out before the 17th Jan to get my bonus for my B account. Any suggestions? Thanks
-
Monzo
I started banking with Monzo last month and have to say I'm impressed. It has helped me budget really effectively. No faults so far - customer service is quick and easy. Love it!:T
-
How long can a business take to process a debit card payment ?
Hi all, we have just bought a car, my husband went to the garage last Saturday, and the garage rang me up st home, so I could pay a deposit on my debit card, then when my husband returned home, I paid the balance through the bank. He had been today to collect the car, but upto now, the deposit amount that was on my debit…
-
Cashplus account
Hi, I noticed an envelope which had Cashplus on it, addressed to my stepson. He is 18 and is currently looking for work. I asked him what it was (as I don’t want him getting into debt - he has no income, meaning potential trouble arriving at my door!) but he told me it was just rubbish and put it in his pocket. I have done…
-
Halifax Everyday Saver
Having just received a ppi refund for a nice sum, I want to put it into a saving account separate to our main (joint account). I've opened an everyday saver with Halifax and plan to deposit funds in there as I can withdraw when needed etc My question is can you use this account to make direct payments to other payees? Or…
-
Rent % of income question
Hi all, After considering all known outgoings and working out my maximum comfortable rent allowance, I have decided that I'd be able to afford up to £1100pcm; I'll have ~£200 left at the end of each money to save/spend some on a night out etc. So I'm looking for flats between £900 and £1100pcm. I've heard online that you…
-
Really struggling to make ends meet
Hi all, I'm pretty good with money and have managed not to get myself into any debt, but at the moment my income is so low compared to my essential expenses I'm really struggling. I was wondering if anyone had any tips for how to trim the fat even more - not that there is much. Here are my in comings and outgoings - these…
-
Urgent setup and payment of direct debit for switch deal needed
Hi all, any help much appreciated. Due to poor planning on my part, the direct debits moved over to an account in order to get a switching cashback offer haven’t taken any payments and I’m now super close to the offer deadline. Is there any ultra speedy direct debit I could set up and would take money before the 16th Jan?…
-
I want a 2nd current account with bad credit
Hi I’m 22 and in a lot of debt I’m currently in Debt manegent plan. I have a current account with Barclays I’m full time employed and get 2100 after tax every month. I want to open a 2nd current account so one can be for my bills and one for my own money for example I will get paid then transfer 100 a week for my bills…
-
MSE News: NatWest launches £125 switching offer - plus you can get 2% bills cashback
NatWest has launched its first switch incentive in almost a decade and is offering £125 to both new and existing customers...Read the full story: 'NatWest launches £125 switching offer - plus you can get 2% cashback on bills' Click reply below to discuss. If you haven’t already, join the forum to reply.
-
MSE News: Fraudsters are using fake NatWest texts to trick customers
Fraudsters are tricking victims into handing over personal details by sending fake texts which appear to be genuine NatWest messages - and have used the sophisticated scam to steal more than £100 from one woman...Read the full story: 'Fraudsters are using fake NatWest texts to trick customers into handing over personal…
-
Nationwide FlexDirect - No reward for loyalty
Hi guys! I currently have a Nationwide FlexDirect current account, Regular Saver and a Loyalty Saver 15yr. I have £40k saved in the Loyalty Saver 15yr, but I am earning less that 1% on it and want to move it out. To qualify for the Regular Saver 5% I must transfer £250 / month from an external source and cannot transfer…
