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Slight Banking Issue
Hi All, Last night I opted to pay off my Clarity Card bill in full which was £300, I went into my Halifax account and selected pay credit card in full and then I logged out. This morning when I checked to make sure everything was as it should be I noticed that Halifax took £650 from my current account and put it on my…
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High-interest current accounts
Hi all, I have been researching the high-interest current accounts with minimum monthly pay-ins and had a question. Say for example I take out the Nationwide FlexDirect account which offers 5% interest on credit balances up to £2500 (but 0% over) for the first year, and over 3 months i save £2500 in there. In the 4th month…
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BANK HAS TAKEN £400 when I only asked to withdraw £20!!
Over the weekend I used a free cash withdrawal machine. I opted to use the £20 button but the machine chucked out £200. I c quickly logged in to my banking app to see that my bank was showing that I had taken £400!!! I contacted the bank put the £200 back in the next morning and now I’ve opened a dispute to reclaim the…
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Automatically given HSBC Advance Debit Account Without Being Asked?
Evening all, I've been a customer with HSBC for the past 10 years. About four months ago I received a new debit card in the post, with a letter that stated something along the lines of "here is your new card, please destroy the old one..." I have now noticed that this is an Advance Debit card. Is this a good thing? Am i…
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Student in financial crisis
Hi, I'm not sure if this is in the right place so posting in two boards. My friend rang me just now in tears. She's recently started Uni and thought she had her finances sorted on the grounds that she'd be able to get extra hours in her evening bar work job so used her first loan instalment to clear debt. She's now had an…
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Sending A Cheque In US Dollars
Hi, I need to send a cheque in US dollars. I bank with two banks and a building society and all three said they don't issue cheques in foreign currency. I asked for an international money order at the Post Office, but they said they only do MoneyGram now. Does anyone have any ideas as to how I can get a cheque in US…
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HSBC Advance mess up - time to switch?
I've been with HSBC for my current account for around 9 years. I used to work for them, and it was opened as a staff account and not in branch so the sort code is a centralised one. Anyway, when buying my first house they spoke to me about changing from the bog standard current account to an advance account. I waited until…
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HSBC Advance account criteria Query
I am thinking of switching to the HSBC Advance account which requires £1750 a month to be paid in. I earn just £32,000 but I am paid 4 weekly and my travel is directly taken from my salary. Basically, I fall short of the £1750 requirement, but am I able to withdraw the extra £200 in cash and deposit back in to meet the…
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MSE News: Monzo reveals new overseas ATM fees
If you have a current account with app-based Monzo Bank, you'll be charged fees for overseas ATM withdrawals from 18 December if you take out more than £200/month...Read the full story: 'Monzo reveals new overseas ATM fees' Click reply below to discuss. If you haven’t already, join the forum to reply.
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Faster Payments / BACS reversible?
I've received a deposit for a car sale from a buyer who hasn't even seen the car or even met me. We had one telephone conversation and a few texts. The funds were sent on Sunday evening and hit my account on Monday morning. The amount showed as available to spend on my bank account (which was previously empty). This sum…
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Registering for online banking with First Direct - problem?
Anyone else having this issue? Was attempted yesterday & again today a number of times. The page where you fill out date of birth, sort code, account number & 3 characters from telephone password. The next page then says they're having issues with their system basically. ^^ was the error
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Accounts for children
Hi, I asked my mum to open an account for my baby for his first Xmas, she opened one with my branch as thought it be easier for me, but it's not one I can access if need be, so I've never put money in. Can anyone tell me if bank accounts can be accessed by the parent, like if I needed something big and didn't have cash I…
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Current Accounts - picky banks
Hi I've seen on several threads comments about which banks and building societies are "easier" to open accounts with (in terms of eligibility, not form filling!). For example, HSBC and FD more fussy than, say, Barclays. I wondered if anyone had a list! I'm thinking about Nationwide for a refer a friend bonus, are they…
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Switching banks - Credit Card question
I've been looking recently at moving from HSBC elsewhere. I've seen the First Direct offer in the past and as it's back on again I'm tempted to open an account with them. Before I make the switch and close my HSBC bank account with them, I'm unsure about what happens with my HSBC credit card, does that stay open as it's a…
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I have got freephone for all of my banks and building societies
Got phones numbers for Ltoyds, N/wide, Barclays, Bank of Scotland,, Halifax, Santander, Coop, Sainsburys Bank, Tescos, TSB, Yorkshire Bank and M&S. HTHs.
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Bank Account Questions
That's interesting to know.... I always assumed the £1 monthly fee would be taken regardless. So it could be worth opening a 123 lite account just to qualify for the 5% Reg saver.
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switching questions
Hi i am going to switch a few of my accounts to get bonus payment. but go few questions. 1. do i need to set up direct debts before or can i do it once account has switched. 2. once switched accounts is it possible to re open the account you switched from. looking to switch 1 tsb to halifax 1 halifax - hbsc 1 tsb - first…
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Changing Bank Accounts - Possibly
Hi, After a little advice if possible? I've had two Lloyds current accounts and a savings account for 16+ years. But I defaulted and got a CCJ for a Lloyds Credit card. The default has dropped off my credit file, but the CCJ from the DCA is on there for another 3 years. I have one other settled default which is also 3…
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PSA: Monzo to start moving users to full current accounts
Source: their blog post (as a new user I can't post links...) It contains information for what steps happen for every situation, whether you are in the queue, thinking about getting an account, or already have an account. The pre-paid card was always a beta solution, and now current accounts have been tested and are…
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FlexDirect - Latest t's & c's from Nationwide effective January
"At the moment, all you need to do is read this summary and the enclosed T&Cs. If you’re happy with the changes we’re making, you don’t need to do anything else and the changes will automatically apply from 13 January 2018. 5. Introductory rates and offers From time to time we may have introductory rates and offers on our…
