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Nationwide Website - Rubbish!
Yesterday when out shopping I needed to check if Nationwide had my correct mobile number. Did you know that you can't even do this simple thing on their website without having your card reader? You can't see the number they have (nor your address). I wonder which prankster designed this 'un-process' ?
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Third Party Services/Third party providers (TPP)
The terms third party services and third party providers (TPP) has come up on a list of changes from my bank - organisations you can authorise to make payments out of your bank account to another organisation. I've never heard of this before and can't find out anything much about it. Can anyone explain? The only clear hint…
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Opening First Direct Account
I applied for a First Direct current account on Wednesday 11th October and got a message saying I would be contacted within 2 working days. I wasn't contacted and phoned them up today. I was impressed that they answered immediately and located my application within 1 minute. They apologised for me not being contacted…
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Opening 2 Tesco 3% accounts?
Hi I understand that I can have two Tesco 3% accounts. What is the process of opening two accounts please? Is it done in one application or if two applications are these identical? TIA Vigman
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How long it takes for banks to update new address to Experian / Equifax
Once we change address on our bank and credit card accounts, how long does it take for this to be reflected on Experian / Equifax portals? Is this something that is regulated by FCA since having existing bank account at "new" address can potentially influence ability to get a new credit card.
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Citizenship requirements for NATwest current accounts
Hi there, does anyone happen to know what constraints on citizenship/length of time lived in UK there are to open a Natwest current account? I can't find the relevant T and Cs Thanks!
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Bank Account for a Will Trust
I am a trustee for my father's will trust and I am looking for a current account to store some surplus funds of the trust to cover tax and any legal bills going forwards. It is not a large sum of money (<£20,000). We are currently using a business account with HSBC and they have started charging a monthly fee for the…
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Nationwide refer a friend: joint account
Hi guys, me and the wife have a second joint account with RBS for Christmas money, can I use the nationwide's refer a friend to switch this joint account to a flex-direct and get £200? I take it I'd just use my wifes name and email as I can't recommend myself?! Silly question but just need the obvious pointed out! Thanks!
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Bank account application data
I applied for a new bank account with FD and was advised that they needed to check my application and would contact me within 2 working days. It got me thinking about how much of my application information can they confirm from the data already available to them. For example, my salary, my outgoings, my marital status.…
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What does it mean?
We have a Barclays account attached to our Woolwich mortgage with a substantial overdraft facility. We've had it some time and it with the mortgage is due to be paid off in about 9 years. Tonight we got emails from Barclays about changes to the terms and conditions on their accounts to do with something called Ring…
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Post office accounts closing?
Hi I am looking for advice regarding the closing of all post office accounts used for the deposit of benefits. My friend is a pensioner and can not go further than he does at present to collect his pension. He has a Natwest Account which his benefit will be being paid into since the post office is cancelling this. The…
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Payment made to in valid sort code....
First time I have ever made this mistake but I sent a payment yesterday (10th) to a customer, when I spoke to them this morning I noticed a typo on the sort code. The sort code I used was 900128 which according to the Payments UK search is not a valid sort code, so in theory it should arrive back in the next day or so?? I…
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Problems with Barclays online banking
Anyone else unable to log into Barclays Online Banking using an iPad?It comes up with URL not found on server.
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Best Time To Switch Accounts?
Afternoon Folks, Random question, is there a best time in the month to switch accounts? I never use over drafts and always in healthy credit. I moved from one of the big four to Virgin Money about 18 months ago; maybe two years ago I can't remember. I find the Virgin service beyond limiting and customer service in their…
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Can bank take money from my bank for my partners overdraft?
Hi all, Quick question first... 1) If my partner is overdrawn £200 and we have a joint account together, can that bank take money from my sole account and put into my partners sole account to pay back the overdraft without my permission? Another not so quick question... 2) My partner had a "control" on her account for over…
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Switching Current Accounts
Hi, I am looking to switch my donor current account to either First Direct or Marks and Spencer bank to get the introductory bonus, and access to their 5% savings account. I can't see anywhere where it says that you need any direct debits to get the First Direct bonus when switching, but that you need two direct debits for…
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Recovering Statements from old/closed account
My father died in 2011, my uncle was given access to his bank account to presumably pay off bills, funeral fees etc. We recovered the money covering some of these things in a suit against a hospital (wont get into what happened), but from the damages recovered, funeral bills among other things were supposed to be paid with…
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Optimum Prepaid Mastercard
This was previously Orange Cash. My transfer from Orange Cash to Optimum went smoothly and I received a new Optimum Card. The OptimumCard expired in August this year but I did not receive a replacement card even though my account is in Credit. Since August I have made a number of telephone calls and emails to…
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Do i need money in my account for hotel to do Pre-authorization?
Hi, Im staying at a hotel tomorrow night for 2 nights until saturday morning. The hotel takes a pre-authorization payment when i arrive. However, i do not have the full amount of money i need for my stay until friday, when i get paid. Do i need the full amount of money in my bank account or the hotel to do a…
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New HSBC debit card
I received a new HSBC debit card out of the blue unrequested. My current card expires in 2019, has sort code & account number on front. I noticed new card has same sort code, but different number to the right, which I think could be a new account number. Will my account number change when I switch to new card ? Are they…
