We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Opening 2 Tesco 3% accounts?

Hi

I understand that I can have two Tesco 3% accounts.

What is the process of opening two accounts please? Is it done in one application or if two applications are these identical?

TIA

Vigman
Any information given in my posts or replies is intended to be of interest and/or help to members of the forum. I cannot guarantee that this is accurate or up to date.

Comments

  • Shakin_Steve
    Shakin_Steve Posts: 2,847 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    The way it worked for me was: I opened one account and was ‘invited’ to open a second with a ‘Did you know’ email. This was before the necessity to have two DD’s for each account arose. Others may have (will) have done it differently, no doubt.
    I came into this world with nothing and I've got most of it left.
  • Kim_13
    Kim_13 Posts: 4,224 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Two separate applications.

    Some have done it by getting an account up and running and then applying for another, others have sent two applications one after the other.

    Bear in mind you'll be credit searched for each account, so if you're trying to limit searches for whatever reason, you may wish to space out the applications.
  • vigman
    vigman Posts: 1,395 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Kim_13 wrote: »
    Two separate applications.

    Some have done it by getting an account up and running and then applying for another, others have sent two applications one after the other.

    Bear in mind you'll be credit searched for each account, so if you're trying to limit searches for whatever reason, you may wish to space out the applications.

    I have a 999 credit score so assume two applications made quickly won't be a problem?

    TIA

    Vigman
    Any information given in my posts or replies is intended to be of interest and/or help to members of the forum. I cannot guarantee that this is accurate or up to date.
  • Kim_13
    Kim_13 Posts: 4,224 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    vigman wrote: »
    I have a 999 credit score so assume two applications made quickly won't be a problem?

    TIA

    Vigman

    What matters is the history - the 'score' is done by the Credit Reference agency you're using or whoever you're applying to. Different agencies/lenders will likely score differently. Nevertheless, 999 would seem to indicate a good history.

    The advice is usually to avoid more than 2-3 searches in a 6 month period. Have you made any recent applications?

    If you aren't likely to want any more important products in the near future - a mortgage/remortgage or a 0% balance transfer deal, then I'd say go for it.
  • teddysmum
    teddysmum Posts: 9,533 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I opened two in one phone call.
  • surreysaver
    surreysaver Posts: 5,162 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Kim_13 wrote: »
    The advice is usually to avoid more than 2-3 searches in a 6 month period.

    I had 10 searches in a 3 month period. I never got refused.
    I consider myself to be a male feminist. Is that allowed?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.7K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.8K Work, Benefits & Business
  • 603.2K Mortgages, Homes & Bills
  • 178.2K Life & Family
  • 260.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.