-
Weekend Faster Payments
Probably a stupid question....but if you transfer money from a current account to a TSB Classic Plus at around 9.30pm or 10pm on a weekend on the last day of the month, are you still eligible for the interest? As it postdates the transaction to the next working day, though technically the payment was made before that.…
-
"At least 2 Active Direct Debits"
Hi All, I have a question about current accounts and what banks mean when they say that you have to have "at least 2 active direct debits" leaving an account. I'm trying to kind of play the system and have 3 separate current accounts on the go so I can have my £££ earning the most interest possible. If I transfer money…
-
Can I change my contact address with Barclays from my home to my work address?
Good afternoon, Does anyone know if I can change my contact address with Barclays from my home to my work address? I have online banking and so technically i could just go online and do it now but I would like to know whether this is likely to cause any issues or actually wouldn't be allowed? Also on a side note if I…
-
Typo on overdraft application
What would happen if I made an honest typo on my over draught application? It asked my monthly salary and I wrote £30,000 rather than £3,000. It was an honest typo that I did not notice until I was approved for the £250 OD. Should I call the bank, or just ignore it? I only applied for the OD, as this is my bill account and…
-
Will this work?
I have just opened Clydesdale bank Current Account Plus this week and I have already got the sort code and account number, I will soon get the bank card. What I want to do is add 2 DDs from Tesco to the Clydesdale account and switch it to first direct to get the £100 and ones I get it switch it to Halifax to get another…
-
Lost Money from 1998
Hello people! I know a lady who lost her husband a while back and he had always managed the finances. So as you can imagine was not in a fit state to be dealing with all money matters. It turns out, that she appears to have 'lost' nearly £100k when she sold a house with her husband back in 1998 and she has no idea what…
-
ATM transaction not showing
Withdrew £50 from an ATM i use regular yesterday afternoon. Just checked my online banking and the payment has not left my account. ATM withdrawals always show immediately on my online banking usually, so wonder why this hasn't? Have i got free money? ;)
-
The 5% Savings loophole
I have read through the MSE article on the 5% savings loophole for those looking to maximise the interest potential on £30k's worth of bank investments and it looks good. Only problem I have is that I am now single and find myself unexpectedly with £30k to invest and want to make work for me. How about putting together an…
-
Turned down for a Co-Op bank account
Morning all. Bit of an odd on here - applied for a Co-Op bank account to shift to, away from FD, and was provisionally accepted but later my application was refused. Now I say odd because I am trying to deposit a fairly significant chunk of cash into the account and I don't have a particularly bad credit rating. I know it…
-
Barclays have just frozen my account
Just spent 30 minutes trying to get some sense from Barclays helpline - I tried to log in to my current account on my iPad this afternoon and it wouldn't let me. Eventually after two long phone calls they told me my account was "under review" and I would get a letter in 3/4 days! He said he couldn't discuss it on the…
-
Unplanned fees charges
Hi just wanted to double check something as the customer service i spoke to at Yorkshire bank were not sure.Can daily unplanned charges be applied to a balance that was solely put into overdrawn by the banks own unplanned fee charge?.They put a charge on the 27th which took me overdrawn from a good position but can't pay…
-
receiving Us dollars
Hello all, I am due to receive approximately $90,000 Us dollars for compensation and was hoping on any advice on changing this to pounds? I have spoken with 2 companies who state their rates can be up to 5% better than what my bank will offer. Currencies direct and FC exchange. I obviously have some concerns transferring…
-
Nationwide Flexdirect account opening turnaround time?
I remember when I opened my flexdirect it was all ready to go within a few days. I refereed the OH, who is a new customer, and she got the "application successful" email saying they might need ID etc (seems to be the same one I got) and to expect a letter within "a few days". It has been nearly two weeks. I told her to…
-
4 Weekly Pay
Apologies in advance for my daftness thanks :) but get paid four weekly and people say it will be great one extra pay a year.For example in august i get paid on the 2nd and the and the 3th but i cant seem to work out how this is of any benefit,i know iam a bit dolly lol but can someone put me out of my misery and explain…
-
Nationwide Flexplus debit card - ATM daily withdrawal limit whilst abroad?
I am intending to use Nationwide Flexplus debit card to withdraw Euro's whilst on holiday in Spain soon. I have a joint account so wife and I both have cards. I need to withdraw as much as possible on day one to pay for accomodation and other costs. Nationwide's own support page link suggests daily ATM limit of £500 is…
-
Direct Debit Guarantee - Advice on Indemnity Claims with Banks
Hello, I'm new to posting on the forum, so apologies if this is not in the right section! I've recently been helping my mum to get her finances in order and on checking with her what DDs she had coming out of her account, we noticing that a particular high street retailer has been taking £9.99 a month for a product after…
-
Declined card but payment pending
Morning Everyone, I am new to the site. I have an issue that i hoped someone with more experience could help me with. I did a weekly shop yesterday and when i got to the till my card was declined twice. There was no reason for this as there was plenty of money in the account and its a relatively new card. My husband tried…
-
Halifax Reward Direct Debits
I have switched back to Halifax Rewards Account. To get the £5 bonus do I have to pay £750 in and have 2 DDs paying out actual cash or can they just be active DDs in place? I am sure previously I paid in £1k and got the bonus without actual money coming out via Direct Debit.…
-
Best rates to exchange Pounds to Euros
Hi all, I am not sure if I am posting in the right place, but I am going for holidays next week to Italy and would like to know if you guys know where is the best place to exchange currency. I am planning to get about 900 euros... Thanks all!
-
Where do you do your grocery shopping?
I'm moving to a new area next week, and the local shopping availability is Aldi and Tesco. Recently I've been doing all my shopping (minus a few essentials that I need elsewhere, such as Boots or Asda), at Iceland. The food there is mostly all crap, take of that what you will about my cooking and ambition to strive for a…
