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TSB- 2 switching questions!
Hi everyone! Currently switching my bank from Barclays to TSB! I have two direct debits set up on my Barclays account already. Do I need to open 2 new direct debits to get the bonus or will the current DD's count towards the bonus? Also as the bank redirects the original direct debits for how ever many months does this…
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First Direct:link to £150 not working
Try as I might (clearing cache,different browser) the link on here for the First Direct offer of £150 cashback still keeps on taking me to only £125 off. Any ideas,people? Thanks in advance
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Can I get new DD actually paid before Tues.3rd?
Tonight I opened a Club Lloyds c/a and moved £5000 in by FP. I now find on closer examination of the T & Cs that the two direct debits actually have to send money out in the account month, as opposed to merely being in place (e.g. quarterly DD from Santander 123). Interest isn't paid otherwise, and it's a fixed account…
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M&S current account £100 incentive
Hi all I'd be grateful if someone with experience could tell me a bit about the switching to to get the gift card. Do I have to shut down an existing account or can the two be ran concurrently? Would love to get the gift card before Xmas. Would be a fan Xmas lunch if I could!! Thanks in advance
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Unauthorised access to account
I am disgusted with the way Barclays have handled my complaint. Not only have they given another person access to my account in error but they have done nothing about it for the last four weeks!!! All I keep being told is they have 8 weeks to investigate & will get back to me. But in the meantime an unauthorised person has…
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Lloyds tsb - who to contact?
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First Direct Bank Account- not paying joining bonus
I am so upset. I joined first direct in Jan 2014. One of the reasons was to enjoy the £100 bonus on opening a bank account with them. Having had a hectic year, I didnt check receipt, and whilist looking through paperwork recently, I realised that I had never received the bonus. I called to check and have now been told I…
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MSE News: Major strategy launched to improve financial skills
A major 10-year strategy to help consumers prepare for and manage their money has been published today... Read the full story: Major strategy launched to improve financial skills Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro…
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Cash Plus FROZE my account and refuse to speak to me (Advanced Payment Solutions)
I received an email from cash plus asking to contact them. I did as requested, and spoke to a gentleman who proceeded to ask an uncomfortable line of questioning. I was asked where my money was coming from, and I explained I have a business PayPal account and that all the payments made into the account are electronic…
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Switching Bribes - how frequently?
So i recently moved to Halifax with a bribe. Quite happy there, but seeing how easy it was got me wondering... what's to stop me moving to someone else, getting their bribe and doing it again? Is there some kind of limit on how frequently i can switch?
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Refused Bank Account - Please Help
Hey, I'm hoping someone can help me, I've recently applied for a Santander Current account but unfortunately they have contacted me this morning to inform me that I have been unsuccessful with my application. I'm currently in a DMP with defaults on my credit score, so this is most likely what has caused me to be…
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Transferring money from spanish bank account
Hi everyone, hope someone can give me some advice. my daughter has been working in Majorca and has a Spanish Santander account. She has now returned home and was unable to arrange transferring the money to her UK account before leaving and had left details for someone to do this in her name. she has now been told that they…
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Santander Current Account
Hi, I have a Current Account with Santander. I have booked a christmas stay at Eurodisney through their French website as it was a much better deal then the UK one. I am due to pay the balance in euros in November. I am wondering if there is a table updated daily where I can find out what the exchange rate would be with…
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Natwest Cheque Clearing - When are you able to withdraw funds.
Hello, I have paid in a cheque on Friday before 3:30pm. I am wondering when the funds will be able to withdraw - I have seen the cheque clearing cycle on the website. My question: I am worried in case the cheque is returned unpaid on the third working day (Wednesday/tomorrow) and the funds can only be withdrawn on the…
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Overdraft fees are killing me
I hope I have this in the right forum but I am currently banking with Halifax and let my overdraft get up to £3100 and the fees are killing me £2,£3 a day. I'm 21 currently a new dad and moved into a house with me partner and baby now she is on maternity leave so income is rather stretched. I've searched online for the…
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Switching service questions
I've just opened a Santander 123 current account and the automated switch service is about to start in a couple of weeks. I understand any payments to or direct debits from my old account will get automatically diverted to the new account for the next 3 years. My questions are: * If a transaction to the old account gets…
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Multiple bank accounts
Can you have multiple bank accounts? I want to switch accounts and I need 2: one for my every day and one for my salary. If I had them from different banks I could take advantage of offers; but, is it legal?
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Best saving account for Baby
I am looking at setting up a bank or Savings account for my daughter . So she can have some money when she turns 18/21 to spend on something. Any ideas of the best account or has anyone set one up for their little one ?. I have seen a few accounts but I don't know the best route to go.
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FirstDirect Switch Bonus
In order to qualify for the switch bonus (hopefully £150) can you simply move in the 1k then move it back out or is it best to leave it a day? T&C's suggest the former is ok but its surely going to look obvious.
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Donating by DD to a foreign charity
I'm looking to make a monthly donation to a great charity I've become aware of in South Africa. Talking to my bank (Halifax), they would charge me £9:50 for every payment I make and that's before they make any addition profit from the exchange rate they offer. I'd be really gratful for any advise as to how to get the…
