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TSB plus bank account
5% AER current account interest on balances up to £2,000plus 5% 5% AER Monthly Saver interest on savings of between £25 to £250 each month and the difference: 5% cashback on your first £100 of contactless payments every month seems to be the only addition. no monthly fee that i can see. any thoughts? may get one for the…
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Bank Account charges - Horrified - way ahead
Hi all, newbie - be gentle Just totted up bank charges across 3 accounts (2 of mine, 1 missus) all halifax - I was horrified.. Kennyruss72 account 1 - overdraft £1k - total charges since Jan 2012 = £1326 Kennyruss72 account 2 - overdraft £2.5k - total charges since Mar 2009 = £2682 The Missus account - overdraft £2.65k -…
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Nationwide online statement problem
ok so I have flex direct account..... I received my statements online... today I got an email saying my statement is ready... so I logged in & downloaded my statement but it's in the old format and is not very easy to read.... my statement in this format http://www.replaceyourdocs.co.uk/images/fullscreen/NationWideV2.jpg I…
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Tesco current account can only be paid INTO by me!
I've had a Tesco current account for a while now, and have just changed jobs where I get paid in cash. My closest store that takes deposits (20 minutes away) were unsure about accepting the cash until I pointed out that their website states that they do. Anyway, it got done. They asked me to sign, and checked my signature,…
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Current account query
Hi, I copied and saved the following info a while ago off these boards:- TSB x 3 for £6K @ 5% AER N/W FD x 3 for £7.5K @ 5% AER Club Lloyds x 3 for £15K @ 4% AER BoS x 6 for £30K @ 3% AER Tesco x 4 for £12K @ 3% AER Santander x 3 for £60K @ 3% AER That should equate to £130.5K Is this still the case please? - I'm guessing…
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Santander saving vs First Direct regular savings account
Hello, I'm looking for some advice from someone with far superior maths skills than me. I've just opened a Santander 123 account as I have £15,000 in savings and want to get the 3% interest rate. I'm also considering opening a First Direct account, as they'll give me £150 for switching from Halifax, and access to the…
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rbs digital banking problem?
Is there a problem with RBS online? It won't let me log in, just keeps going back to the log in screen. Anybody else having probs?
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Tesco 3% current account
My wife has a Tesco credit card and they keep asking her to open a Tesco 3% current account. Can this current account be financed by direct debit from my Halifax reward account like her and I's savings accounts?
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Rbs reward account launches soon
NatWest and RBS account offers cashback on household bills Product has 3% cashback on seven types of bill, or an average £90 per year, seen as an attempt to copy Santander’s 123 account The money back is on council tax, gas, electricity, water, phones, TV and broadband bills. The money back is on council tax, gas,…
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Lloyds online statements
Hi All, I'm in the process of joining Lloyds and switching from Barclays. One think that isn't clear is can you download statements in PDF format and are they the same as the statements that would be posted out? I think most banks allow that but I can not see anything on the web about it. The only thing I can see is…
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Budgeting as a couple with a monthly/weekly wage
Hi all! My boyfriend and I have been living together for a year now, and the budget I have in place has worked ok so far - in so far that we can clearly see what money is coming off each week and what we have left over each week. I get paid monthly, whereas my boyfriend is paid weekly. The problem I am finding is that my…
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tesco current account 3%
Hi, am i missing something with this account?? it seems too good to be true. Can i have 3 of these ie 2xsole and 1xjoint between me and my wife, place 3k in each and get 3% without any monthly funding amount or direct debits?
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Just switched to First Direct...
...Do they require ID to open a new account? Do I have to take it to a branch of HSBC? I'm waiting for the emails to find out what happens next. This is the first time I've switched current accounts using the switching service, so I'm not really sure what to expect... x
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Closing 123
With the fee changes, considering I make about £4 a month in cashback, this account is no longer the right account for me. I need to keep the santander account open due to a loan agreement and am going to swap it into an everyday account then move the rest of my direct debits away (annoyingly meaning I can't use a switch…
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TSB monthly saver
Does TSB count 'months' for deposits as calendar months, or anniversary months from the date of account opening? I opened one for me and one for OH yesterday, so if next month I could start payments on 1st of each month, I'd get more use out of the 5% interest period. (I know it's only a couple days interest - but waste…
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How can I get £500 credited to a San 123 a/c on a Sunday?
I thought I opened a joint Santander 123 a/c on 6 August (First credit not until 8th), but got no interest (or even a fee deducted) in September. I've just checked it before ringing them and found that a £2 fee has appeared in advance, dated Monday 5 October. Is this the first day of the new month? If so, the payment I set…
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Natwest/RBS to launch 3% cashback account
I know this has been available to selected Natwest/RBS customers for a while, but it now looks as if they are ready for a national rollout (launches 12 October) from here Will be interesting to see how it fares given the pending changes to the Santander 123 account - Natwest/RBS are paying more in cash back on a number of…
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Coop Current Account Churning for £100 Cashback
Anyone had any luck getting the Coop cashback for switching to them once they closed their original account after 1st October 2014? T&C that I'm referring to: Thanks
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Bank advising of Suspected identity theft - Involve CIFAS?
HSBC bank, which I've never had an account with, sent me a letter to say they believe that six weeks earlier someone had tried to impersonate me to open a bank account with them. Clearly the impersonator was not very skilled as although they did get my name, address and date of birth correct they gave a false employer…
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Switching Bank Accounts for people on Benefits (old age pension)
Hi I wonder if someone could advise me about helping my Mum switch her bank account? She receives a DWP payment into her current account for her pension. We'd like to take advantage of the Nationwide refer a friend offer but she needs to know if it will cause a problem with her DWP payment as she relies upon the income.…
