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Rejected based solely on a bank's error with my address - avenues for recourse?
I recently had a Santander 123 application rejected because, according to the branch staff, their IT system said there was no trace of me at my present address (they said it was definitely not for any other reason, such as my credit rating or their business priorities). I am on the electoral roll, and I have provided far…
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Barclays Premier Account or Barclaycard ?
Quick Question just to get some feedback on what people think, as I know some people prefer Credit cards and others Debit cards. If a person say had a Barclays Premier Debit card and a Barclaycard, and if the Barclays premier account had such a large balance they did not have to use a Credit Card to Borrow, but a Direct…
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Barclays Premier Accounts
Hi All I've tried to reclaim a fees for a barclays premier account I have had for 15+ years. I have paid £5-10 per month for many of these years previously and completed a questionnaire that barclays sent me. They have written back in a matter of days saying they have no evidence of me having a packaged account ? If that…
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Fraud checks with Lloyds bank - anyone had this?
Backstory, tried buying some £200-£500 items. First website 2 weeks ago, I tried got a 'fraud check' text, which I replied 'yes' (it's me using it). The card was then blocked for use! That item was timed, and I lost out on the deal. Spent 45 minutes on the phone proving who I am, being forwarded 4 times to the right…
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Halifax Reward Account no longer requires dd's
Hi, This seems to be happening a lot to me lately but I'm sure I got something in the post to say this account no longer requires two direct debits to qualify for the £5 per month reward. However I haven't seen anything about this elsewhere so I am starting to wonder if it was a dream. Needless to say I can no longer find…
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Switching Bonus's....
So I have fleeced: First Direct joining and leaving Halifax M&S Cooperative Bank Yorkshire Banks Nationwide via Top Cashback. Seems I have missed the boat on the HSBC offer. I don't think I can repeat all of the above as they seem to have a time limit and I think First Direct remember if you have joined and left and been…
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Basic advice for light current account user, iOS app and Apple Pay priority.
Good evening all, As per title I need some advice/recomendation as to which bank current account would be most suitable for someone like myself. I need the most basic account, I live with my parents, have no mortgage or loans/debts etc. My only monthly outgoings are consumables such as petrol and some food. I have no…
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Halifax Fraud department
Anyone else having massive trouble getting through? I called customer services yesterday after my debit card was declined when I knew I had more than enough money in my account. Whilst on the phone, I was told that several attempts had been made to buy games on the online gaming platforms Steam and Rift, totalling hundreds…
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First Direct Current account Switching Questions
I want to switch to get the £150 but from reading the T&C's, I need some clarification: http://www1.firstdirect.com/content_static/pdf/account_terms_1015.pdf Waivering of £10 fee: On "PDF Page 7" it gives details on how to waiver the £10 monthly fee. I take it that the bullet points imply EITHER of those options can be…
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Best Bank Account Option for Social Group
Myself and some friends regularly go out for food/weekends away/birthday treats and I was wondering what account would be best for us before I apply. We would be looking to pay in by direct debit each month (around 80 a month) so that there would be a pot of money there so that we don't have to split bills-chase each other…
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Yorkshire Bank Online Application Issues
Hi All, Trying to complete an online application to Yorkshire Bank, but it's coming up 'Sorry, there has been a technical issue' - and asks me to call them, is this just a ploy to get me to call them and go over everything for an hour?, or a genuine issue?! Anyone having any issues?
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Paying in USA cheques in uk bank account?
I have three cheques from USA based companies (royalties for web advertising) totalling around $600 I have a rbs and santander current account and a Isa with Barclays I've never paid in a USA cheque before, is it the same process as uk cheques? Ay form filling and any fees? Any guides outthere on this?
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Debit Card Misuse
WARNING :eek: On 02 September I used my debit card, not my credit card which I would usually use, to purchase a case of wine from Virgin Wines and the transaction was completed satisfactorily. On 01 October I was doing my monthly bank accounts housekeeping and noticed that my available balance was £25 less than my actual…
