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Bank or Building Society
Got £20,000 , any idea which building society would be the best to put it in, need access to it to make withdrawls over the coming years. Cheers
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How long are cheques valid for?
Hi I have a cheque to pay in to my account dated Nov 2014 but not sure if cheques are valid for 6 months or 12 months. I have tried to ring my bank today several times but each time just put in the queue system..holding for up to 25 minutes at a time before giving up. Am not in a position to go to the bank to ask. Have…
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Barclays closed account
A colleague has been contacted by Barclays who've said that as her Account holds less than £75k they are closing the account ( Has happened to others here in Cyprus). As a result her mortgage payments ( for UK property ) is 2 weeks overdue, Barclays just keep saying that the project leader needs to look into it and will…
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Overdraft whilst switching..
Okay, I mistakenly used a Nationwide FlexDirect account which had £1 on it to pay for £3 lunch. :mad::mad: I quickly got a friend to put £50 on it and went to the Branch who said "I hadn't been charged, don't worry" She then said I had £51 on it?? I did not (and still don't) have an arranged overdraft. A read through their…
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Gone from paid internship to student - getting rejected for Current Accounts
I've just come from two internships where I earned fairly good money, and have saved a few thousand in an instant access cash ISA (Skipton 1.6% as recommended here). I came across Martin's article on awesome interest current accounts, and figured I'd give them a go. So, I signed up for Nationwide Flex first, this was when…
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Repeated declines for basic accounts
Hello all, I was wondering if someone can shed some light into why Co-op may refuse a Cashminder application with the response of "there are some discrepancies". Although there are defaults on my credit file, just under £2.8k, they have been informed of these during the application. Equifax credit file not showing anything…
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Advice on removing CIFAS marker
I wonder if anyone can help. I’ve found lots of useful information on these boards over the years and would appreciate some advice on my current situation. I’m afraid it’s a long one as I don’t want to miss out any details… Background is that I work full-time in a fairly senior position in a university. For about two…
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Bank of Scotland current accounts
Help please. Can anyone tell me if you can have more than 1 current account with vantage in my sole name, with the Bank of Scotland. I have been looking at the T and Cs but can not find the answer.
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Premier / Private Accounts Minimum funding - Does it need to Stay in the Account ?
My dad has Barclay's Premier account (Min £75k+ a year Funding) and he is adamant that a large balance needs to be kept in the account to 'Keep' the account, I told him that's not true and he should move the money out to an account that pays interest, but he says he cant run the balance low as the account needs to have a…
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123 Interest Confusion
I've just read a post on another thread which haw confused me. What actually happens when you reach £20,000 on a 123 account? Does all interest stop OR does one still get interest but only on £20,000?
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Opening dummy accounts, DD'S and standing orders
Ok, so trying to figure out best way to make my money work. I've just switched from my natwest current account paying 1.58% to to Santander 123. I have around 6k in savings so getting the good ol' 3%. All DD will transfer so cashbook galore! After I went ahead with that, I seen I could have gotten 6% saver account with…
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Cheque 4th day - OK to spend money or not.
Hello, I paid cheque into my account on the 1st and the money has come into my account this morning. Is it ok to spend some of that money now or should I take the 'better safe than sorry' approach and wait until the weekend when the bank can't take money out without my permission? Sorry, it's the first time I have ever had…
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Can i switch to 2 new accounts?
Hi This is a naive (and possibly stupid) question from someone who has been with the same bank for the last 18 years! First of all does 'switching' in order to get the perks, mean that I have to close my old account? I think it does, but just checking. Secondly, could I switch to two new accounts (assuming I'm accepted)…
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Help please: Trying to open Tesco current account
I tried to open a TescoTesco 3% current account online two days ago. I intend to use this as a place to keep £3000 to earn interest. After going through the process, the message came up that they would let me know. In response to the question as to how much I would be depositing each month, I indicated £0, because after…
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First Direct Farewell 'bonus'
Hi, apologies if this has been asked before, but I couldn't see a definitive answer anywhere. I switched to FD almost 6 months ago, and have been paying in £1k each month. However, I'm going to leave in a few weeks, and just wanted to check is there a 'right way' to manage the switch away in order to claim the £100. Do I…
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Barclays Took £2 Million from me
Hi all, I am lost as to what to do next with this big f**king hole Barclays have put me in. A hole that might end my businesses. On 24th Septmeber I logged into my online banking to pay someone and noticed that £500,000 had been taken from 4 accounts. One personal, one savings and two business accounts. Called Barclays…
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TSB Switching
Hi , I used the moneysavingexpert link to the TSB switching service. The moneysavingexpert site said I would receive an extra £100 for using the link from the site. When will this be paid in to my account ?
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Switching two accounts to Halifax
I am looking to switch two accounts, 1 sole account holder, 1 joint account, from Santander to Halifax (as a result of the fee increases). Can I get the £125 bonus on both accounts? It says 1 per customer so I guess not?
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A few questions about bank switching bonuses
I've opened up a Barclays account so I can use this for the switch but was wondering a few things. For the bonuses that require DD's to be transferred, is there usually any minimum value attached to these? I was thinking of changing a couple of £5 charity DD's I have to the Barclays account to take care of this…
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regular transfers CAD to GBP
Does anyone know a Canadian-based currency broker who has a local (in Canada) account in CAD and a UK local account in GBP? This would be for converting CAD to GBP and moving them from a Canadian bank account to a UK bank account on a monthly basis. The goal is to avoid SWIFT fees. I've checked HiFx, Worldfirst, and TorFX,…
