How can I get £500 credited to a San 123 a/c on a Sunday?

Kernel_Sanders

I thought I opened a joint Santander 123 a/c on 6 August (First credit not until 8th), but got no interest (or even a fee deducted) in September. I've just checked it before ringing them and found that a £2 fee has appeared in advance, dated Monday 5 October. Is this the first day of the new month? If so, the payment I set up for Monday will be a day too late, so I was wondering if it's possible to get a credit today by any other means.

gt94sss2

You can make a Faster Payment from another bank account.

Kernel_Sanders

Which they schedule to go out on Monday.

YorkshireBoy

You have everything to gain and nothing to lose, so just make the FP!

But just out of interest (no pun intended), which other bank account do you have that won't send a payment today? (ignoring the date they or Santander put on the statement).

Kernel_Sanders

RBS won't.

Archi_Bald

Kernel_Sanders wrote: »

RBS won't.

That's just not true. You can make payments from RBS/Natwest literally 24x7. The only exception will be when they have maintenance but that's just for a few hours.

Are you confusing the ability to make a payment at the weekend with the date with which the payment will show on your statement?

badger09

Kernel_Sanders wrote: »

I thought I opened a joint Santander 123 a/c on 6 August (First credit not until 8th), but got no interest (or even a fee deducted) in September. I've just checked it before ringing them and found that a £2 fee has appeared in advance, dated Monday 5 October. Is this the first day of the new month? If so, the payment I set up for Monday will be a day too late, so I was wondering if it's possible to get a credit today by any other means.

How much was your first credit?

If it was for £500 or more, from anywhere apart from another Santander account in your name, then that would satisfy the 1st month's minimum payment.

YorkshireBoy

badger09 wrote: »

How much was your first credit?

If it was for £500 or more, from anywhere apart from another Santander account in your name, then that would satisfy the 1st month's minimum payment.

OP already has another thread running on that subject (they were a DD short...from memory).

OP, have you sent the payment yet?

badger09

YorkshireBoy wrote: »

OP already has another thread running on that subject (they were a DD short...from memory).

Hmmmm I remember now :cool:

mgdavid

Kernel_Sanders wrote: »

Which they schedule to go out on Monday.

No; with online banking FPs are actioned instantaneously, and usually arrive at destination account within a couple of hours.

Kernel_Sanders

YorkshireBoy wrote: »

OP already has another thread running on that subject (they were a DD short...from memory).

OP, have you sent the payment yet?

Your memory is good. My RSB a/c is empty so I transferred in £2 from San 123. The £2 is shown as going out on the 5th on the online statement, even though San internet banking states it's gone today. This is in contrast to FPs from TSB, where there is no choice but to select Monday as the outgoing day: