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Club Lloyds and Halifax Current Accounts
Good Afternoon I am currently with firstdirect and am taking advantage of the 6% regular saver (due to mature in May) and I am thinking of switching to one of the other current accounts out there. The 2 accounts I am considering are: a. Club Lloyds - offering 4% interest on balances up to £5,000 (which I will use) as well…
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Santander 123 current account - No need to switch ?
I've just been accepted for a Santander 123 current account WITHOUT having to switch my main account from Nationwide. I'm assuming I can now take advantage of the 3% interest on up to £20,000 as long as I pay in a minimum of £500.00 per month and set up 2 direct debits? Why did I think I'd have to switch accounts in order…
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new job,reduction in monthly wages
Im starting a new job soon,and I will be coming off permanent night duty and working days. My boyfriend and I have worked out the maths and it is affordable to do. We are splitting all bills and housekeeping money down the middle, and putting £250.00 each into our joint savings acc every month. I have some of my own bits…
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Random generated passcodes
I've just been posted a code for an account that I think is a bit near the knuckle. It's not completely offensive but I would feel really uncomfortable to use it and it looks like someone in IT is having a joke. I asked for a new one but decided to put in a complaint mainly because I was assured it was completely randomly…
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finding closed accounts?
how do I go about finding closed bank accounts? is it just a case of going round all the possible banks in an area and asking? im asking because my step brother closed at least one of my late Fathers accounts, and im not sure where else he may have had accounts.
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barclays Business advice
I will try and make this as short as possible. I have a been self employed as a sub-contractor for 12 years and using my normal bank account for this.. In the last year I have expanded and been getting more private work (I am a Videographer/ photographer/web designer -all media based) which is getting more and more…
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First Direct - data leak?
Hi All, In the last few days I've started receiving phishing spam on an email address used only for First Direct. I have never sent any mails with this address, only used it to sign up with the bank and I am opted out of any marketing / 3rd party info. As far as I can see the possibilities are: * The security of my email…
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If you could only choose one high street bank
Hello all, Been lurking on MSE for a long time but just starting to post. I'm looking to switch banks and, while I know I could probably get better deals by spreading my money around, I was wondering which high street bank you would choose if you could only choose one. I'm currently with HSBC. I never changed when it took…
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Family Budgeting
Does anybody use software packages or Apps for doing the family budgeting? - Any recommendations of which ones work best would be appreciated.
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halifax cashcard account
Several years ago I was advised by Halifax employee that cashcard accounts were being discontinued. I was advised to close my account and open a current account. I did this in good faith, now I have recieved a letter from Halifax which states that that my account is still ongoing and explaining all the services they can…
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Online bank-linking budgets
Hi there, Does anyone know of the best bank-linked budget tools. i.e. the tools download your bank data and place your transactions into pre-defined groups. Cheers,
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Switching accounts newbie
OK, I've been accepted by FirstDirect and would like to switch my Lloyds personal current account. If only for the £100 bonus! :D My question relates to my Lloyds credit card, and my business account which I am happy enough to remain with Lloyds. Will these be affected by switching my current account? Will I, for example,…
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HSBC current account
Hi I had a current account with HSBC which i switched for Yorkshire bank for the incentive. However, I want my hsbc account back now. I already got a null balance savings account with them, so i could easily apply online Is it better to apply in store or online? Cause my credit rating is probably not great, I am thinking…
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First Direct - how long to pay switching incentive?
Super impressed with Halifax - switch completed Monday and incentives paid today (possibly even yesterday - didnt check). Does anyone know how long First Direct take to pay out - both to account holder and 'referrer'? Thanks as always.....
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Santander (Basic Account Application Online)
They now accept application online however still no debit card on their basic accounts. How old fashioned.
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If I open Halifax current account can I use BOS .
I am intending on transferring my RBOS current account to a Halifax one due to bad service from RBOS. idont actually have a Halifax branch near to me but do have a Bank of scotland. Can I pay in money at BOS rather than trail 20 miles to Halifax.
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Nationwide - closing very old joint account
Hi Not sure I have put this in the right place but just after some advice. Opening a new bank account for my mother (she has difficulty walking so wants a bank near the bus stop) so Nationwide is the best choice! Anyway, I filled in the online application form as a new customer for her totally forgetting that she used to…
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Halifax subject access request
I wish to get from halifax a copy of the info they hold on me. Do I send a request to my branch as detailed on my statements or a central addrss Thanks
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money in building society
my mum has a few thousand pound in her building society,if she dies how do you get the money out of the account.
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tsb - not paid interest in march
Hi I have a couple of tsb plus accounts. Been paying religiously all the time the interest but not this month. I did pay the £500 last month. Anybody has had the same? Cheers
