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smalest direct debit - just to get 5% account
What the smalest amout a a direct debit that could be set up A lot of banks are offering good interest rates on their current accounts but require 2 direct debits to be set up. Whats the best way to do this at lowest expense Thanks
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Lloyds Branches with open foyers
Anyone know if the branches that have open foyers (where the foyer with ATM and deposit machines remain open after banking hours) are open on Sundays? I checked their website but doesn't mention anything. The foyer usually remains open a few hours after the bank has closed on weeknights/saturday afternoons. Got some…
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First direct switching time
Hi, I've finally switched an account to First Direct and wondered how long after the switch date it takes till they pay your switching incentive? Halifax was only a couple of days.
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Lloyds Club card account
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Depositing coins
Hi, I have sorted over 50 bags of coins and want to bank them. However my Nationwide branch has a limit of five bags a day. I am quite happy to open an account elsewhere just to bank them all in one go, so can anyone suggest which banks will take all the bags in one go and if this is a sensible way to go about it. I'm not…
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New Business Bank Account
Hi I had a bank account with HSBC, and switched this to Santander about a month. The account opened within a few days and I got my direct debits etc and my remaining credit switched from the old bank. But a few days later Santander placed a block on the new account. I called up and they said that I needed to give ID at a…
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Switching-Beware if you need to bank via your Post Office Local
I recently switched from Santander to Halifax. Switch went like a dream. Struggled a bit to get a Paying In Book and Envelopes to pay cheques in at my local Post Office (I live in the sticks!). Then found that I can't pay in cash, either using the debit card or a paying in slip. Reason is my PO is a Post Office Local and…
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Spending Money
Hi all, I just wondered out of interest, how much money do you have left over each month after paying out for bills and essentials for 'fun' spending (clothes, socialising, treats etc...) ?
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Budgeting / Spending excel spreadsheet
Hi We're doing a property renovation and I can't find a good spreadsheet to use as a template to track the budget / spending. Wondered if anybody had anything? Thank you!
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EMail for Tesco bank
Has anyone managed to find a working email address for Tesco bank? Am fed up with being on hold, and my email to customer services elicited a response that they can't be emailled - only phone or in writing. They did say this: "Unfortunately Tesco Bank, do not have any email addresses for any of their services. This could…
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Lloyds security code issue (Tel banking)
Hi all. Will try to keep this short. Tried to make a faster payment transfer to a friend yesterday evening by phone so that they could withdraw money for me as I am waiting a new card. Went through the security process, could not complete it as automated system asked me for 3 digit number off back of card, as I don't have…
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HSBC Student Account-Credit or Debit card?
I sent my 18YO son off to HSBC to set up a Student bank account which he duly did, then cleared off to Uni on the understanding that we'd forward his card when it came in the post. Somewhat surpised to receive a Credit Card in the post with £500 limit - I was expecting him to receive a contactless enabled Visa Debit card.…
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How and when to convert a £ sterling lump sum into euros.
HELP! What is the best way to transfer pounds sterling into euros? I'm 69 years old, female, divorced, non-taxpayer on basic state pension and want to buy a house in France. I have just sold my house in the UK and after settling all my debts expect to have a lump sum of £125,000 to £130,000. I'm thinking of putting it in a…
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Security Issue (Possibly)
Just discovered I owe Barclays some money, much to my surprise. It appears that my joint bank account (with my soon to be ex wife) was drained in two ways: 1.Firstly the joint bank account which was for short term savings only, and therefore had no on line access, could be used by my ex as she had another Barclays account,…
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Natwest Private account
Can anyone tell me if the only account for Natwest Private at the moment is the Black account? Do they only offer a Private Debit Card with the Black account?
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Best mostly-dormant Account with Debit Mastercard attached?
With stuff like the Rugby World Cup coming up (0% transaction fees on Mastercards, chances to present Man of the Match, get signed jerseys, etc), I've realised I don't have a UK account with a Mastercard attached. Could anyone recommend a fee-free Current Account that comes with one? I'd mostly leave the account dormant…
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Visa Debit Chargeback (TSB)
Hi how do I start the charge back process? Is it a letter and if so addressed to whom or is there a form to fill in? Also if successful where does the money come from? I would hope the supplier who hasn't delivered but I can't see that that makes sense as how would my bank take from their account?
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#littleFrill advert.......First Direct?
Saw this strange but amusing advert looked to me like a First Direct offering does anyone know? Apologies not the most serious thread.....
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Stay with first direct?
Hi, I currently have my current account with first direct. I've banked with them since 2006, though did move my banking to Barclays for 1 year but switched back again a few months ago. Although I love the customer service first direct provides, I'm wondering whether it is the best account for me. With Halifax offering the…
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Lost Safe Custody Box
Hello, a major UK bank has told me they have lost my safe custody box. The box contained a number of valuable items. They are completely clueless and have no idea on when it went missing. Last known whereabouts was over 5 years ago. All they can tell me is they have lost the complete box. What can i do? the bank aren't…
