Spending Money

Summer69

Hi all,

I just wondered out of interest, how much money do you have left over each month after paying out for bills and essentials for 'fun' spending (clothes, socialising, treats etc...) ?

PlymouthMaid

Not a penny usually.

dr_adidas01

None of your business!!

Summer69

dr_adidas01 wrote: »

None of your business!!

Nice!

If you don't wish to say just don't bother replying!!

colsten

PlymouthMaid wrote: »

Not a penny usually.

What will you do if an unexpected expenditure comes your way?

mgdavid

colsten wrote: »

What will you do if an unexpected expenditure comes your way?

Use the contingency fund.

colsten

mgdavid wrote: »

Use the contingency fund.

Which one?

anoncol

colsten wrote: »

Which one?

Exactly, its not just me that didn't understand his post.

hieveryone

I try to aim for £300.

mgdavid

colsten wrote: »

Which one?

the one that comes under 'essentials' (see post #1). I expect everyone who is MSE and sensible has one; don't you?

Archi_Bald

mgdavid wrote: »

the one that comes under 'essentials' (see post #1). I expect everyone who is MSE and sensible has one; don't you?

Of course I have a contingency fund but my question was aimed at PlymouthMaid. I am pretty sure people have very different views on what essentials are, and from what I have seen in various places, millions of people don't have any savings. For example, a Scottish Widows 2014 savings report says 19% (some 16 million people) have got no savings, which is quite scary. http://www.scottishwidows.co.uk/extranet/working/about/reports/investment-report