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Maestro card needed
I am aware that many banks have or are in the process od 'upgrading' their debit cards from Maestro to Visa. I have recently returned from a touring holiday in Holland and Germany where shopping in supermarkets with Visa or MasterCard proved somewhat of a problem. We found one chain that accepted Visa and made a bee-line…
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When do you find out
I have recently applied for the Halifax reward account......I was just wondering how long it is before you find out whether you have been successful or not? Do you find out by email or by post when all the documentation arrives? Thanks
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Faulty item, paypal
Hi everyone My girlfriend bought an item on-line 2 months ago and it was faulty. She posted it back for a refund however they never paid back and we couldn't get in touch with them via email or telephone. She paid using paypal so approached them however 45 days has gone and they cant do anything about it. Would anyone…
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Nationwide FlexDirect
I'm currently looking at opening a Nationwide FlexDirect account in order to take advantage of their 5% interest on balances of 2.5k. I have £3,000 sat in an ISA earning about 50% of what I could earn using the Nationwide account so I'm looking to take my money out of the ISA and fill the 2.5k balance. My problem comes…
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Halifax removed overdraft
Had a letter a couple of weeks back, Halifax have decided that on my yearly renewal date this year, my £1000 overdraft will be stopped completely. I dropped it from £5000 to £1000 last year in preparation for a mortgage application, I've been in it a couple of times since then but paid off in full by the end of the month.…
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Transferring to a new bank
I'm an EU student with a Classic Current Account with Lloyds TSB. For those who don't know, the EU commission ordered Lloyds TSB to sell some of their branches to keep fair competition between banks; my branch happens to be one of those to be sold. As far as I know, no one is buying these branches yet, so by…
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nationwide flexi account
hi is it difficult to get a bank account with nationwide i have a credit card with them but they have declined my bank transfer
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Lloyds-TSB transfer issue
Our original Lloyds joint account was opened in London (where we worked) 40 years ago. It is a gold account which we do not pay for, since we had it before charges were introduced. This Branch is now to be transferred to TSB. We have a number of other accounts which were opened at Lloyds in our home town. The location of…
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old joint account
Hi, I have been trying unsuccessfully to register my RBS Current Account for digital banking, but it appears I am not allowed to as I still have an old joint account also with the RBS. This account hasn't been touched in over 15 yrs and has a nil balance. It is in joint names with an ex-ptnr that I also havent seen in over…
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Santander Reward Account - check your travel insurance!
Found out this week that Santander Rewards travel insurance had changed during the last 12 months or so, and we were no longer covered. All our medical info was given when we first opened the account and was accepted. Santander must have changed their insurance provider so when we tried to update our medical details we…
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Be a Cancellation Hero article discussion
Hi folks, this discussion relates to the Cancel Direct Debits: Be a Cancellation Hero article. Please click reply to discuss the article, add your feedback, and report back on what you found and how much you saved cancelling. Thank you :)
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Faster Payments from Santander not so fast!
Hi all, I have made several transfers recently from my Santander Bank account via faster payments. On each occasion the payments have not gone in until the next day. When I chase them up they assure me that the payments have gone but can take up to 16 hours to show in the relevant account. These are accounts I have…
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Lloyds TSB dispute
Hello everybody :) I have an issue with my old bank - Lloyds TSB, I hope someone can help me with it or give me directions how to solve it, because for the past one year I cannot fix it. So back in 2008 I have opened an current account with Lloyds TSB with £100 overdraft. I was using the card for a few months until October…
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Transferring money from Europe to the UK
Hi, I am looking to transfer a fairly large amount of money (Around £1000 in Polish Zloty) from a Polish bank account to a Halifax Current Account. What is the best way to do this? What exchange rate does Halifax use? How long will it take? Thanks :)
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Bank of Scotland/Halifax £5s
Do you reckon Id be committing some form of fraud if I were to leave the my 3 bank of scotland current accounts open, purely to cascande £1000 through them each month for the £5s? I moved banks 6 months ago but our pays kept going into the old accounts. Now Id like to move our pays to the lloyds account... so Id be…
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MSE News: Take action on bank charges: Protect yourself from unpaid item fees
"MoneySavingExpert.com is urging consumers to take precautions to avoid being hit with unpaid item fees..." Read the full story: Take action on bank charges: Protect yourself from unpaid item fees Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our…
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Bank Charges Killing Us - Can they do this?
We have banked with Barclays Bank for a very long time (join account between me and my wife). The account was historically my Wife's before we met, and has since become out joint account with all wages going in and all bills coming out. While I have a personal account with Natwest, and so does my wife, this is purely for…
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Document storage
Can anyone recommend a Bank/Building society or other organisation that provides safe document storage. I just want to store some house deeds. I've had a look around the forums and cannot find anything that relates to this already but please point me to such post if they already exist. Thanks in advance for any help :T
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iBan / BIC Issue
NVM. 7chars..
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Nationwide travel insurance?
I was discussing, well moaning actually, that I have to buy travel insurance and because of my wife's and I's age, it was getting more expensive each year and that years ago I didn't need to because I had a Capital One credit card and it came with free travel insurance. Now stopped. I have a Nationwide FlexDirect account…
