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reversing on Nationwide Switching service causing unpaid direct debit notices
Hi all, I've got a bit of a problem that I would be interested in airing with other forum members, for advice, and to let others know what can happen. Basically this is about problems that have occurred after I carried out a bank switching service to move direct debits to a new current account, later reversing on that…
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Tax certificates for Santander 123 account
I asked for a tax certificate for my 123 account. They said they don't issue them for current accounts as interest and tax is shown on ordinary statements. Well that's true, but it's not going to be exact is it to 5 April? For example interest gets paid to my account on about the 22nd of the month. Is this right? LTSB send…
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Nationwide Cash Card + Basic Current Account Rejection?
I am wondering if there's anyone who can answer a query for me regarding the opening of a nationwide cash card plus basic current account. I've already posted this elsewhere on this website, but i think i posted on the wrong forum (i was using my phone to post). So apologies but.... My boyfriend applied for this account in…
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Natwest overdraft fiasco. can I claim compensation?
Hi, I am new to this site, but I would just like to say I think the whole idea is brilliant; kudos to the team that started it. I need some advice on my Natwest overdraft. Basically, as a second year student in 2010, I was granted a 2000 pound overdraft (it was supposed to be much less). Anyway, I didn't ask questions as I…
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Santander 123 and HSBC?
Hi everyone! I am going to be a mature student starting uni this September. I will have £2,000-£3000 to lock away in savings to which I will add £500 every month after. So I was thinking about opening a Santander 123 account...and maybe using that to pay my bills too? But then for day to day use I might stick with my…
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RBS - Bank Transfer
I'm trying to send some money to my friend via bank transfer but online banking won't initiate the transfer until Monday (17th). Is it standard practice that Bank Transfers can only be made on working days?
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Citibank Plus or Gold?
I have been looking at feature rich bank accounts and I like the idea of the Citibank options, I can transfer the required £1,800 for the Citi Plus account no problem but I'm more interested in the Gold for the TEN Concierge Service which requires £5,000 credit (I presume transferring my salary in and out again [so it'll…
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Nationwide FlexDirect Debit Interest?
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When can I get a current account?
I have bad credit history due to my ex partner (long story- domestic abuse). I am now in a happy stable marriage and trying to rebuild my credit. I have 8 defaults that are all due to drop off by next August (some earlier) which is whats causing my rubbish credit score. For the past 18 mths ive been trying to rebuild my…
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On-Line Debit Card - Abroad Functionality
Hello, I was wondering if you could advise - I'm due to go to South Africa soon and have and opened an N&P light account - purely, because of the free purchases and withdrawals abroad. I have noticed that my card is 'X2X' or on-line, so I was wondering if I could still use it in ATM's or shops abroad? Will it affect my…
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Co-operative banking alive and thriving in Europe
Whilst the British hysterical response to the Banking crisis included hiding cash beneath the mattress and buying gold, the continentals appear to have found a genuine safe alternative from the big banks. http://socialenterprise.guardian.co.uk/social-enterprise-network/2013/jun/13/coop-bank-thrive-in-europe
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Nationwide Flexidirect account
Hi I'm thinking of opening a Flexidirect courrent account with Nationwide. According to the website, the daily arranged overdraft usage fee is 50p a day. However it also says that the overdraft is interest-free for the first 12 months. I'm confused.......
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Opening another bank account?
Hi I'm a 20 year old uni student, I've just finished second year and I'm close to maxing out my 1500 HSBC student overdraft. It's interest-free for another 2 years from now. I really want to work abroad this summer rather than at home, which will probably mean earning less money. I've been offered an au-pair job in Madrid,…
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Current accounts that don't require monthly minimum deposit?
Hi Due to changing personal circumstances I need a new bank account. I will be putting money into a bank account every month, but it may not be much some months, so I can't commit to a £1000 minimum current account for example. Are there any current accounts with full feature list (not a basic account) that don't require a…
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N&P Gold Light Bank Account
The main reason for opening this account is so to benefit from the VISA debit card offering fee-free cash withdrawals and card purchases abroad. Silly of me not to have searched for customer reviews on N&P before going ahead, but after opening my account yesterday I found some very recent negative comments around poor/no…
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Club Bank Account Advice
Hi, I am looking at starting a Karate club up in the coming months, this will be my first club, so I need to setup a bank account for this club. I can see there are 'community accounts' for clubs however I'm not sure if I will qualify, as although I will not make a massive profit, there will be some - with a lot being…
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Direct debits (personal) in different names
Hi, I'm having an issue with direct debits and wondered if you could help clear up the confusion for me. My wife and I want to set up reciprocal direct debits to our individual accounts so either of us can, in an emergency, transfer funds (pull) from each account so that we don't go over drawn. The banks will not allow us…
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Spending abroad: Metro v Norwich & Peterborough
I am looking to open a current account with one of the two banks mentioned in the title to take advantage of the load-free cash withdrawal abroad.. Neither seems to have any particular advantages over the other overall so it may just come down to an arbitrary decision. Before I make that decision, I wonder if any users of…
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Cooperative Bank - drawing out more than £250 how?
Hi, Does anyone know if, as a cooperative bank customer, can I draw out £2500 from either post office or Brittania (which I believe are linked to cooperative)? If so what Id would be required? This is for a Car purchase and my preffered option than doing a Bank transfer. There isn't a Cooperative branch any where near…
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Stephen Hester to leave RBS
I wondered how long it would take for him to throw the towel in :D http://www.rbs.com/news/2013/06/stephen-hester-to-leave-rbs.html
