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iBan / BIC Issue

KyleSmith09
KyleSmith09 Posts: 11 Forumite
edited 11 June 2013 at 2:01PM in Budgeting & bank accounts
NVM.

7chars..

Comments

  • LardyCake
    LardyCake Posts: 290 Forumite
    Part of the Furniture 100 Posts
    Are you sure it is a good idea publishing your bank a/c details on a public forum?

    I know I wouldn't and I would advise editing them out of your post.
  • innovate
    innovate Posts: 16,217 Forumite
    10,000 Posts Combo Breaker
    Agree, you should perhaps edit your post to remove your bank details.

    Best people to ask about your IBAN and BIC are your bank.
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    innovate wrote: »
    Best people to ask about your IBAN and BIC are your bank.
    It's printed on all statements.

    GB88 LOYD SORTCOACCOUNTN
  • KyleSmith09
    KyleSmith09 Posts: 11 Forumite
    I've just phoned my bank and they gave me my code.

    But I went and told some dude the wrong IBAN AND BIC by a few letters wrong.

    Instead of GB87 I said GB82 and Instead of BIC: LOYDGB21114 the last few numbers are wrong.

    What will happen?
  • Goldiegirl
    Goldiegirl Posts: 8,821 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Rampant Recycler
    What will happen - you won't get any money that the dude sends you
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    In the worst case scenario you and your dude will spend next 5 years trying to trace the lost money.

    In the best case scenario (more likely) the transfer will be rejected or bounced.

    BTW, AFAIK BIC is not needed for transfers from Europe.
  • KyleSmith09
    KyleSmith09 Posts: 11 Forumite
    grumbler wrote: »
    In the worst case scenario you and your dude will spend next 5 years trying to trace the lost money.

    In the best case scenario (more likely) the transfer will be rejected or bounced.

    BTW, AFAIK BIC is not needed for transfers from Europe.

    He is from Slovenia.

    Any idea how long it will take to bounce?

    Also do you think it will bounce as the account and sort was correct, just not the country / bic code.
  • innovate
    innovate Posts: 16,217 Forumite
    10,000 Posts Combo Breaker
    Goldiegirl wrote: »
    What will happen - you won't get any money that the dude sends you
    • if the dude is lucky, the money he sent will be returned to him
    • he may then be able to send the money to your correct details

    Good luck, and hopefully a lesson learnt - - - ask before you jump, no after.
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