nationwide flexi account

elusive

hi is it difficult to get a bank account with nationwide i have a credit card with them but they have declined my bank transfer

innovate

Can you provide some more detail - - what bank transfer was declined?

elusive

innovate wrote: »

Can you provide some more detail - - what bank transfer was declined?

santander..to nationwide flexi account..thanks

innovate

so you tried to transfer money from your Santander account to someone else's Nationwide Flexaccount account, and Nationwide declined the payment?

Still makes no sense to me. It would help if you were clearer, and also would explain how this failed transfer relates to your question as to whether it is "difficult to get a bank account with nationwide". What have you tried to do, what are you trying to achieve?

grumbler

I think it's the account transfer that was declined.

elusive

innovate wrote: »

so you tried to transfer money from your Santander account to someone else's Nationwide Flexaccount account, and Nationwide declined the payment?

Still makes no sense to me. It would help if you were clearer, and also would explain how this failed transfer relates to your question as to whether it is "difficult to get a bank account with nationwide". What have you tried to do, what are you trying to achieve?

think you misunderstood my question.?... wanted to open new account in my name....transferring from santander to nationwide flexi account..ie bank switch..but was not accepted as i said i have a credit card with nationwide.. dont know how .......you assumed i was transferring someone elses account..thanks

grumbler

elusive wrote: »

think you misunderstood my question....

Hardly a surprise.
"Bank transfer" is a term used for transferring money from one bank to another.

wanted to open new account in my name....transferring from santander to nationwide flexi account..

So you were refused a new account with NW in the first place, not transferring account.

..but was not accepted as i said i have a credit card with nationwide..

Another puzzle from you. I can guess that your weren't accepted despite having a CC.
I think it's time to start paying more attention to what you are saying.

Yes, Nationwide are known to be 'picky'. Having a CC doesn't necessarily mean managing it well. Also, there can be some new negative marks in your credit history after you had got the CC. If you believe that your credit history is good, try appealing with a copy of your credit history from the CRA they use.

elusive

thanks sorry for not being clear about question..

pqrdef

They can be picky about the offline debit cards, but it shouldn't be that hard to get at least a cash card plus account.

Did you apply online? Did they decline to offer you an account, or did they accept the account application and then decline the switch from Santander? They did that to me when I tried to switch a Cahoot account to a FlexDirect, but it's only a technical issue.

elusive

pqrdef wrote: »

They can be picky about the offline debit cards, but it shouldn't be that hard to get at least a cash card plus account.

Did you apply online? Did they decline to offer you an account, or did they accept the account application and then decline the switch from Santander? They did that to me when I tried to switch a Cahoot account to a FlexDirect, but it's only a technical issue.

yes they accepted my account application online, but not the switch frm santander thanks for your help

innovate

elusive wrote: »

yes they accepted my account application online, but not the switch frm santander thanks for your help

So you got a Nationwide Flexaccount?

Then you asked Nationwide to transfer your SOs and DDs from your Santander account to the Flexaccount, tight? And they told you what? How did you ask Nationwide to make the transfers?

If I got this wrong, what did you ask Nationwide to do after they opened a Flexaccount for you?