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Foreign currency check deposit with no fee
Hi, I'm moving to Australia next month (from France) and am receiving monthly US dollar checks (as a member of the Amazon Affiliates program). In Australia, I will have an Australian checkings account. My question is : How can I deposit the USD money on my Australian checkings accounts while incurring as little fees as…
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Santander: Removal of overdraft/no notice
Hi everyone, Ok, so I have a bank account with Santander and had an overdraft of 1250 which I used up to the limit. In January I moved abroad and have just been able to start making payments back to Santander to pay back the account. Between January and April/May I had no international money transfer options available with…
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Would bank call you you on a sunday regarding updating your debit card...
Hi , just had someone call me on my number ...unknown number ...overseas call ...supposedly from my bank regarding updating security information on my debit card...said they need update security information ...asked why kept asking how I old I was next birthday before they could proceed , just hung up Just a warning to…
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Bank closing my graduate account
Hi all, Much needed advice for a graduate with no clue when it comes to banks, etc! I graduated from university in 2011. Yesterday, I received a letter from my bank, HSBC, informing me that they are switching my graduate account to a 'normal' one. The problem is, however, they require a minimum of £500 per month going into…
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Cancelling Direct Debits
Hello Everyone I have had health insurance with a company called First Assist Insurance Services for three years now and have decided to stop it. I have deleted the direct debit on my bank account however it told me to contact the company to arrange cancelling my direct debit. When i went on the First Assist website there…
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natwest bank charges
i lost my job last year and since natwest are charging me over £100 per month as im into my overdraft. any money i get paid they are taking in charges that occur when they charge me every month & send me over my overdraft plus dds sending back charges. its catch 22 its sending me into poverty as i cant pay any bills…
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Halifax Reward account
Does anyone know if a couple of annual direct debits is acceptable to qualify for the monthly reward? Or do the DD have to be paid out each month?
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Very confused about my CHAPS payment. Could do with some help.
I am on a Nationwide Flex Account. I needed to transfer £10 to a friend who is a non-nationwide account holder. Due to the fact my bank does not supply a service for this type of transfer I had to use the CHAPS service. Being an idiot I went straight through with it, no idea that there was a fee for these types of…
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Faster payment HSBC
I am expecting a payment today and it was done via a HSBC account but the person who paid is now saying it will show tomorrow. Is this normal for HSBC as i bank with Natwest and its instant 24 hours a day 7 days a week.
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Graduate sinking into debt, overdraft vs. credit cards?
Hello, I currently have two graduate accounts - 1 Natwest, 1 HSBC. Along with this I have a student credit card of £500. As of July, both of my interest free overdrafts will be going. My Natwest, down to £0 interest free, my HSBC to £1000. I am currently in my Natwest one by £1900 and my HSBC fluctuates between £500-£1500…
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EU Purchase; Bank Transfer better Ex.Rate than Card???
Hi all, brand new member (but occasional lurker). I'm intending a potential purchase for a specialist item from an established German retailer for a substantial amount of money (£500-600). The retailer offers all the major forms of distance payment method. I was wondering if anyone knowledgeable in these particular things…
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Three direct debits
I think I've made a mistake and have only myself to blame here. I haven't used direct debits for about ten years as they're so insecure - you basically say to the payee "take any amount whenever you like". We use 3 for our home broadband as it's the only option, and it actually works very well. 7GB costs £25 so we'd…
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Santander 123 - when must transfer of DDs be completed?
Since you can ask for your own DDs to be transferred (no need to use switching service) to this account but in practice it still takes up to a month for the initial DD to be taken from the 123, can I be confident that interest will be paid 'from day one' and that the DD requirement does not need the DDs to be in place…
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Thinking I need to change the date that I pay bills
So most of my bills go out on the 1st of the month and my partners share of the bills goes into my account on the same day. Of course this month the 1st is a Saturday so again all our money goes out but I won't received my partners money till Monday. Does this only happen on the 1st as I thought the money was taken the day…
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Best Joint Bank Account
Hi, Me and my partner are moving in to a new flat together next month and want to set up a joint account which we will both contribute x% each month to pay rent, bills, groceries etc. There will probably be just under £1,000 going in each month. And it would be good to have an overdraft as a safety net. What is the best…
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RE Switching to First Direct from Joint
Hey, I have tried searching but not really found the answer I was looking for. If I switch to First direct by myself I get £100 right, if my wife then switches to first direct herself does she also get £100? The Direct Debits would be switching from the same joint account. The plan would be then to setup a new joint…
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Nat West debit card cancelled overseas
don't rely on 1 card, at least not Nat West. My daughter is a student so only 1 card. She tried to log her travel plans in advance but Nat West do not allow this. 1st time she used it on a 2 month trip the card was cancelled irreversibly. She has a smart phone so fortunately was able to transfer money to a companion's…
