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Does such an account exist?
We're looking to cut down on expenses and on our list is the fact we pay £12.50 for the Halifax Ultimate reward Account. As we dont really use most of the facilities,we could do with switching but we need the £1000 overdraft that is included with the account from time to time. Do any banks accounts elsewhere possibly offer…
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Does it matter that I know nothing about banking?
I am not in debt When I hear banking terms and conditions I turn off. I don't get what APR is, I don't understand what my overdraft limit is, when I get a fine or when I have to pay it back for. I don't really understand an ISA. Apparently its tax free saving.. yet today I had an option transfer my ISA to a new decent rate…
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RBS 2% cashback
I applied for the RBS 2% cashback current account last week and today i recieved a text with balance zero so i guess its been opened - I must say im impressed with the timescales I initally opened it just to use the 2% cashback incentive but I might move all my banking over from BOS if this service keeps up
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Natwest Step Accounts
Hi I applied for a step account about 10 days ago online and was accepted in principle. I was told I would receive documentation and forms to sign. Having not received any forms I decided to phone customer services to find out what was going on. They said that if I hadnt received the forms I would have to reapply. I said…
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NatWest not sending my card?
I've had a frustrating time with NatWest this past month, and was hoping for some advice. I've requested a new debit card from NatWest on 3 separate occasions, but each time nothing has turned up in the post. My address is correct on the system, as I've been receiving letters about my overdraft (I am not currently…
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need a low interest overdraft asap
HSBC are whacking my yearly interest up to 20% (from student 0%) as of next month, so i'd like to get a 0% (or near) long term overdraft facility till i get it sorted. i saw that santander are doing one at the moment. any other offers I should know about ? I am no longer a student and would be paying in £1000 + a month,…
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Best Bank...
What is the best bank and within that bank the best account to go with?
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Building Society Account
Basically I am planning this ahead... As I will be a single student parent in September, my income is going to appear at random times! Student loans are roughly 3.1k Oct, Jan, May. And then I'll receive CTC, Child benefit and HB. HB will go into the rent account biweekly and all I need to do is make sure I've topped it up…
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Lloyds overdraft fee
I have £150k in a Lloyds Easy Saver and currently £40k in their current account (Classic Plus). I have a £2750 overdraft facility, which I sometimes use as I tend to transfer cash out of the current account and into the savings account and it sometimes goes overdrawn. I am quite happy with Lloyds online and branch banking…
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Santander (A&L) Collections
I've looked over the site to see if there is an email address for Santander (A&L) Collections Department. I have received a response from the customer service department but they want me to contact this department to highlight my concerns. Does anyone have an email address for this department?
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Bank charges from 9 years ago. They want the debt cleared now.
Please can someone help me with this? In 2002 I opened a bank account with Natwest. My rent was supposed to be paid by direct debit but my landlord only accepted standing orders; they didn't tell me that. Soon after opening the account, when it came to pay the rent, the landlord didn't tell me that they only accepted…
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Can LTSB sell its customers?
http://www.bbc.co.uk/news/business-13695189 Lloyds can't force its customers to become clients of the bank that buys its branches. But in the absence of being able to compel customers to do their business with the new owners, it is not at all clear how you would put a price on the business being sold. I am told that Lloyds…
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Barclays pre approved offers??
I have a pre approved offer of a loan for £11,000 at 19.9!!!! apr which has come on this month. I am currently £1000 over drawn with the bank, I was wondering I know that Barclays update the internal offers on the first monday of each month, if I was in credit by the first monday of July if the offer would have a better…
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How many account do you have?
I have only banked with HSBC since I was 11. Was considering opening a Barclays or Halifax account because their rates for savings seem to be better. With HSBC I have : Current Account Green Account (reserve money) Internet Bonus Saver (Ebay, TCB, Adsense) Cash E-ISA (Savings) Is it normal to bank with more than one bank?
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Natwest overdraft - 4th year of education, 3rd year of course?
Helloooo! I hope i've posted this in the right place! Right, this looks confusing so i'll explain as best as I can. I have a natwest student account, which I got when I first went to uni to do psychology. I transfered from psychology to do a different degree course after doing one year. However, I didn't let Natwest know,…
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Natwest issue letter closing accounts
Recieved letter from Natwest informing me they closing my accounts which includes: - * Current * Saving * Loan I been with Natwest for 20years always in credit, although i missed couple payments long while back on the loan account. The loan account is currently £7.5k and i have more than this in savings so am guessing they…
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Credit exellent with Barclays... What about my general CR file?
Hi Having some credit I was convinced that my credit file/score was quite poor/middle of the road. However, having had a £110 overdraft on my account for over 12 months I thought I might case it and ask for an increase from my bank and was shocked. I had been pre-approved for an overdraft. Barclaycard and a Barclayloan! My…
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I paid in an old cheque
I did a search - sorry if my question is a repeat Today I paid in a cheque for £25 only to find that it was out of date by about three weeks. I rang the issuer who it sending a new one. My question is when the bank find out it will be stopped/not credited to my account. I assume they will write to tell me - will they…
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NatWest - Bank Account Number not shown on Debit Card
Am I the only one who gets extremely annoyed over NatWest not placing your account number on your debit card? So many times (including today in the gym) I've gone to set up a direct debit or needed the information and I've had to call the bank and ask what my details are. Every other bank displays this information, why not…
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Small Claim Judgement
Today, I have been succesful in small court claims court; the defendent is going to make me an offer of payment by instalments. I have no desire to meet with the defendent or his representatives to receive the payment. What method of payment would the guys on here find acceptable and secure?
