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Nationwide FlexAccount Info
Looking up on the Nationwide site & either they're not very informative or i'm just totally missing it. I have one of these accounts for myself. My brother & sister still have the same accounts they've had since they were little kids. My brother is 18 in Sept, my sister was 19 in Feb. Am i right in thinking you don't get…
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Budget spreadsheet
Hello everyone. First time posting, but been visiting and getting a free ride :) I was wondering if someone can help me. Ive tried searching for it, but I cant find it. I have heard from a friend that there is a spreadsheet that exists on this site (may be not) that has expenses items that I would fill out and manage my…
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Quick question for Barclays account holders. Anyone?
I agreed to pay a person some money directly into their Barclays current account. I personally do not bank with Barclays. The person gave me their Barclays account number and sort code and I entered a Barclays branch, filled out a paying in slip and deposited my cheque into the person's account. This was well after 4pm…
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Natwest Phishing Email - will I get a refund
Hi I stupidly replied to an email from HM Revenue & Customs which then took me to the Natwest homepage where I filled in my details. Of course, this turned out to be a phishing email, and I found out 2 days later that they have taken approx. £1,600 from my account. Obviously I have reported this to the Natwest fraud team,…
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Natwest Step Account
Hi all, Hoping you can help me out. I've got quite poor credit history and desperately need a bank account. I currently have a basic account with abbey but i find them the most rude and unhelpful people in the world. i need a new account as i've recently started a claim for jobseekers allowance and need an for the money to…
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Problems with direct debits.
Hi all. I have an issue. 3 weeks ago i changed the direct debit date from the 1st to the 10th of the month for my car insurance. I recieved a letter from my bank (halifax) around the 7th saying that a direct debit bounced on the 1st and i had been charged, I called my insurer who offered to refund bank charges as it was…
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MSE News: New financial guidance body established
This is the discussion thread for the following MSE News Story: "The Consumer Financial Education Body has been set up to run the UK's national information service, Moneymadeclear ..." Read the full story: New financial guidance body established
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Overdraft facility still active
Hi I have an overdraft facility for graduates that should have expired a while ago but it is still active. It's basically giving me £2000 at 0% interest. I've had a look at the terms of the agreement and they've written plainly that any changes made to the overdraft facility that they would write to me before those changes…
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Will he be able to accept this cheque?
I sent a cheque to a friend but just realised I forgot to put his full name on it. What I mean is his full name is "John Smith" but I've just put "Mr Smith" on the cheque. Will his bank allow him to deposit it or will I have to send him another cheque with John Smith written on it in full?
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£1000,s taken from my current account
I checked my balance recently and noticed I was many thousands overdrawn. My heart skipped a beat , i broke out in a cold sweat and felt dizzy. I felt terrible. A victim of fraud were my first thoughts. After gathering myself I called my bank to break the bad news. Explained the situation, and there was a pause, then a the…
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HSBC Coin Counting machine
Hi Are there any HSBC coin counting machines in West Yorkshire? I know there is one at the Meadowhall shopping centre, is that open until 9pm? I have about £1000 in pound coins to get into my account and don't want to have to bag them up if I can avoid it!
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Loyds TSB Security
My wife transfered £2K from her Vantage account to my Vantage account and got hit by a security message saying they would call to confirm the transaction They never called, we have answer phone - no messages from them! Got a letter on Thusday asking to call them - which she did - answered all their security questions - she…
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Closed account for a "risk to their business"
I received a letter yesterday from my bank after I complained about my accounts being closed and was offered no explanation by the branch itself, I recieved a letter saying my accounts were closed because I was a "risk to their business", it was just a basic bank account which i used for my student loan and to pay for…
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Risk to your sensitive information... from a photocopier
http://www.cbsnews.com/video/watch/?id=6412572n Apparently, used photocopiers are being resold filled with tens of thousands of images of scanned documents stored on their internal hard drives. I wonder what the bank branches do with the photocopiers that they use to copy our passports, driving licences and other ID…
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Good Service at a bank - is there such a thing?
I am looking to move banks. I have a large lump sum that I am putting into a high interest account. So this 'new' account would be only used for day to day banking. T The key is to have a bank that actually provides good service. I have only lived in the UK for 7 years and have tried Barclays & HSBC - which are terrible…
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Student and Ethical Banking
I was wondering what people thought of the co-op, since previously I had decided to go with RBS because of their free-rail card, however, I've heard that they no longer do this. Also, many people have said that they never get the full overdraft amount. So I was thinking about a bank that would be ethical and listen and…
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nationwide faster payments finally here
About time but Nationwide has finally got their act together regarding faster payments. About time too
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Wages paid into wrong account
Hi all, over the course of the last 8 months I have started a debt management plan. This has included changing my bank to a basic bank account, doing a family budget and sticking to it, using a debt management agency to control all my financial affairs and negotiating with my Mortgage people to repay the 3 months arrears I…
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Archiving paperless online bank statements
Hi I've just encountered a nasty surprise with Egg Card's online statements. Every few months I had been periodically saving a bunch of statements as a web page archive files (.mht) using IE (since Egg's Money Manager doesn't support Firefox) and I have discovered that most of my statements are of the same month (the first…
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Hello !
:money:Hello everyone! I am new here and i would like to participate this forum. i hope you to share my ideas! i hope i get good response. Thanks
